Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

ASX/PNC stock hub

ASX/PNC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

102.1M

Australian Securities Exchange

Market data

Live price

Current market quote for this ticker.

Current price

ASX/PNC

In the news

Latest news · ASX/PNC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E4.7

P25 8.1P50 12P75 16.3

Trailing P/E7.4

P25 8.4P50 16.6P75 24.9

ROE24

P25 1.1P50 7.7P75 15.5

ROIC3

P25 0.4P50 4.7P75 13.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ASX/PNC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

181

Groups with data

Currency

AUD

Showing 181 of 181 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Australia
Country code	AU
Employees	359
Employees Change	10%
Employees Change Percent	2.87
Exchange	Australian Securities Exchange
Financial currency	AUD
First seen	2026-05-10
Industry	Credit Services
Isin	AU000000PNC0
Last refreshed	2026-05-10
Market cap	AUD 102.1M
Price	AUD 0.64
Price currency	AUD
Rev Per Employee	171,752.09x
Sector	Financials
Sic	6159
Symbol	asx/PNC
Website	https://pioneercredit.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	14.84%
FCF yield	-2.09%
Forward P/E	4.71x
P/B ratio	1.45x
P/E ratio	7.37x
P/S ratio	1.66x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	87.86%
Gross Profit	AUD 54.2M
Net Income	AUD 15.2M
Net Income Growth Q	503.38%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Net Income Growth5 Y	146.66%
Pretax Margin	24.27%
Profit Margin	24.58%
Profit Per Employee	AUD 42,217
Profitable Years	1
ROA	3.95
Roa5y	-3.8
ROE	23.98
Roe5y	-22.49
ROIC	2.97
Roic5y	-4.96

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-7.79%
Cagr1y	42.26%
Cagr3y	22.28%
Cagr5y	0.32%
Div CAGR3	4.94%
EPS Growth Q	562
EPS Growth Quarters	3
EPS Growth Years	1
EPS Growth5 Y	123.4
Revenue Growth	75.97x
Revenue Growth Q	9.51x
Revenue Growth Quarters	3x
Revenue Growth Years	0x
Revenue Growth3 Y	23.2x
Revenue Growth5 Y	4.5x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	AUD 0.16
Assets	AUD 396.5M
Cash	AUD 8.4M
Debt	AUD 306.5M
Debt Equity	AUD 4.34
Debt FCF	AUD -144
Equity	AUD 70.6M
Liabilities	AUD 325.9M
Net Cash	AUD -298.1M
Net Cash By Market Cap	AUD -292
Net Debt Equity	AUD 4.22
Tangible Book Value	AUD 69.8M
Tangible Book Value Per Share	AUD 0.44
WACC	2.25

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.5
Quick ratio	0.43
Working Capital	AUD -14.2M
Working Capital Turnover	AUD -3.09

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-30.75%
Dividend per share	AUD 0
Last Dividend	AUD 0.04

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-55.53%
1Y total return	42.22%
200-day SMA	0.64
3Y total return	82.86%
50-day SMA	0.64
50-day SMA vs 200-day SMA	50under200
5Y total return	1.59%
All Time High	3.78
All Time High Change	-83.07%
All Time High Date	2018-03-12
All Time Low	0.2
All Time Low Change	228.21%
All Time Low Date	2020-04-27
ATR	0.02
Beta	0.86
Beta1y	0.76
Beta2y	0.7
Ch YTD	-3.76
High	0.64
High52	0.79
High52 Date	2025-11-20
High52ch	-18.47%
Low	0.62
Low52	0.44
Low52 Date	2025-05-08
Low52ch	47.13%
Ma50ch	0.72%
Price vs 200-day SMA	0.13%
RSI	56.12
RSI Monthly	55.2
RSI Weekly	49.69
Sharpe ratio	0.9x
Sortino ratio	1.53
Total Return	-30.75%
Tr YTD	-3.76
Tr1m	6.67%
Tr1w	8.48%
Tr3m	-7.25%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	AUD 11.2M
Operating Income Growth	67.69
Operating Income Growth Q	239.3
Operating Income Growth5 Y	131
Operating margin	18.14

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	114,028,007%
Net Borrowing	10,715,000
Shares Insiders	19.52%
Shares Institutions	27.46%
Shares Out	159,570,458
Shares Qo Q	-8.04%
Shares Yo Y	30.75%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	AUD -2.8M
Average Volume	66,333.6x
Bv Per Share	0.45
CAPEX	AUD -43,000
Ch10y	-61.45
Ch1m	6.67
Ch1w	8.48
Ch1y	42.22
Ch3m	-7.25
Ch3y	82.86
Ch5y	1.59
Ch6m	-3.76
Change	0.79%
Change From Open	2.4
Close	0.64
Days Gap	-1.57
Depreciation Amortization	1,425,000
Dollar Volume	94,234.2
Earnings Date	2026-08-27
EPS	AUD 0.09
F Score	4
FCF	AUD -2.1M
FCF Per Share	AUD -0.01
Financing CF	10,080,000
Fiscal Year End	June
Founded	2,002
Graham Number	0.93272
Graham Upside	45.74
Income Tax	AUD -194,000
Investing CF	-189,000
Is Primary Listing	1
Last Earnings Date	2026-02-17
Last Report Date	2025-12-31
Lynch Fair Value	AUD 2.17
Lynch Upside	239.4
Ma150	0.67
Ma150ch	-3.93%
Ma20	0.61
Ma20ch	5.32%
Net CF	7,803,000
Next Earnings Date	2026-08-27
Open	0.63
Position In Range	100
Ppne	4,889,000
Price Date	2026-05-08
Ptbv Ratio	1.46
Relative Volume	2.39x
Revenue	61,659,000x
SBC By Revenue	1.13x
Share Based Comp	695,000
Tax By Revenue	-0.31x
Tr6m	-3.76%
Volume	147,241

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does ASX/PNC pay a dividend?

Capital-return profile for this ticker.

Performance

ASX/PNC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ASX/PNC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+27.5%

Share of float held by funds and institutions

Insider ownership

+19.5%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+30.8%

Negative means the company is buying back shares.

Technical

ASX/PNC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

56.1

Neutral momentum band

Price vs 200-day MA

+0.1%

50/200-day relationship not available

Beta (5Y)

0.86

Moves roughly with the market

Sharpe ratio

0.90

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About ASX/PNC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current asx/PNC stock rating?

asx/PNC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full asx/PNC analysis?

The full report lives at /stocks/asx/PNC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for asx/PNC?

The latest report frames asx/PNC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the asx/PNC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.