DSE/NORTHRNINS (DSE/NORTHRNINS)

Dhaka Stock Exchange: DSE/NORTHRNINS · BDT

BDT 32.4

+1.10 (+3.5%)· Recorded snapshot

Market cap	1.5B
Revenue (ttm)	343.5M
Net income (ttm)	101.1M
EPS (ttm)	BDT 2.26
Shares out	44.8M
P/E (trailing)	14.4x
Dividend	BDT 0.48 (1.47%)
Volume	20,817
Beta	0.28

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 343.5M
Net income (ttm): 101.1M
EPS (ttm): BDT 2.26
P/E (trailing): 14.4x
Market cap: 1.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E14.4

P25 n/aP50 n/aP75 n/a

ROE9.1

P25 n/aP50 n/aP75 n/a

ROIC9.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/NORTHRNINS indicators

Market & fundamental data

Available fields

202

Groups with data

Currency

BDT

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-01
Employees	349
Employees change	-26
Employees growth	-6.93%
Enterprise value	BDT 471.3M
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1996
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0737NGIC03
Last earnings date	2026-07-29
Last refreshed	2026-10-29
Last stock split date	2026-06-29
Last stock split type	Forward
Market cap	BDT 1.5B
Next earnings date	2026-11-01
Price	BDT 32.40
Price currency	BDT
SIC code	6300
Stock price date	2026-10-28
Symbol	dse/NORTHRNINS
Website	https://niil.com.bd

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	26.11x
Average P/E ratio (3Y)	19.07x
Average P/E ratio (5Y)	28.01x
Earnings yield	6.97%
EV/Earnings	4.66x
EV/EBIT	3.65x
EV/EBITDA	3.24x
EV/Sales	1.37x
FCF / EV yield	-19.77%
FCF yield	-6.4%
Graham number	35.72054
Graham upside	10.25%
Lynch fair value	BDT 48.93
Lynch upside	51.02%
P/B ratio	1.29x
P/E ratio	14.35x
P/S ratio	4.24x
Price / tangible book value	1.29x
Price/EBITDA ratio	10.02x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	37.58%
EBITDA margin	42.29%
Effective tax rate	20.85%
Gross margin	100.49%
Operating margin	37.58%
Pretax margin	37.19%
Profit margin	29.44%
Profit per employee	BDT 289,756
Revenue per employee	BDT 984,310
ROA	2.97%
ROA (5Y)	2.6%
ROCE	7.34%
ROE	9.09%
ROE (5Y)	7.71%
ROIC	9.14%
ROIC (5Y)	7.83%
Tax / revenue	7.75%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.18%
EPS growth 10Y	1.65%
EPS growth 3Y	23.97%
EPS growth 5Y	21.67%
Net income growth	7.18%
Net income growth 3Y	23.97%
Net income growth 5Y	21.67%
Revenue growth	-23.41%
Revenue growth (Q)	-38.69%
Revenue growth (QoQ)	-20.74%
Revenue growth 10Y	1.79%
Revenue growth 3Y	-23.45%
Revenue growth 5Y	-13.38%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -293,386
EBIT	BDT 129.1M
EBITDA	BDT 145.3M
EPS	BDT 2.26
FCF per share	BDT -2.08
Financing cash flow	BDT -36.1M
Free cash flow	BDT -93.2M
Gross profit	BDT 345.2M
Income taxes	BDT 26.6M
Investing cash flow	BDT 89.4M
Net cash flow	BDT -39.6M
Net income	BDT 101.1M
Operating income	BDT 129.1M
Revenue	BDT 343.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 25.12
Debt / equity	0
Net cash (debt)	BDT 984.5M
Net cash / market cap	67.63%
Net cash growth	-10.82%
Net debt / EBITDA	-6.78
Net debt / equity	-0.87
Piotroski F-Score	3
Property, plant and equipment	BDT 343M
Shareholders' equity	BDT 1.1B
Tangible book value	BDT 1.1B
Tangible book value per share	BDT 25.12
Total assets	BDT 2.7B
Total cash	BDT 984.5M
Total debt	BDT 0
Total liabilities	BDT 1.6B
WACC	5.78%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.13
Current ratio	2.3
Net working capital	BDT 220.9M
Quick ratio	1.7
Working capital	BDT 1.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	-47.5%
Dividend growth (3Y)	-19.33%
Dividend growth (5Y)	-12.09%
Dividend growth years	0
Dividend payment date	2026-09-28
Dividend payment years	9
Dividend payout frequency	Annual
Dividend per share	BDT 0.48
Dividend yield	1.47%
Ex-dividend date	2026-06-29
Last dividend	BDT 0.50
Payout ratio	35.66%
Shareholder yield	1.47%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	111.42%
10Y return CAGR	10.92%
10Y total return	181.97%
150-day SMA	BDT 35.40
15Y price change	31.46%
15Y return CAGR	3.81%
15Y total return	75.34%
1D price change	3.51%
1M price change	-14.48%
1M total return	-14.48%
1W price change	-5.72%
1W total return	-5.72%
1Y price change	7.75%
1Y return CAGR	9.07%
1Y total return	9.07%
20-day SMA	BDT 34.16
200-day SMA	BDT 33.71
3M price change	-16.76%
3M total return	-16.76%
3Y price change	-31.96%
3Y return CAGR	-9.77%
3Y total return	-26.55%
50-day SMA	BDT 36.53
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 45.30
52-week high date	2026-08-11
52-week low	BDT 23.05
52-week low date	2025-11-16
5Y price change	-39.03%
5Y return CAGR	-7.24%
5Y total return	-31.31%
6M price change	-0.71%
6M total return	0.5%
All-time high	BDT 69.52
All-time high date	2021-06-16
All-time low	BDT 6.68
All-time low date	2009-01-02
Average true range (ATR)	BDT 1.33
Average volume	66.5K
Beta (1Y)	0.07
Beta (2Y)	-0.19
Beta (5Y)	0.28
Change from 52-week high	-28.48%
Change from 52-week low	40.58%
Change from all-time high	-54.98%
Change from all-time low	368.49%
Change from open	1.57%
Day's gap	1.92%
Dollar volume	BDT 674,471
High price	BDT 32.50
Low price	BDT 31.50
Monthly RSI	49.11
Open price	BDT 31.90
Position in 52-week range	90%
Previous close	BDT 31.30
Price vs 150-day SMA	-11.59%
Price vs 20-day SMA	-8.37%
Price vs 200-day SMA	-7.14%
Price vs 50-day SMA	-14.32%
Relative volume	0.31
RSI	36.64
Sharpe ratio	0.07
Sharpe ratio (3Y)	0.01
Sharpe ratio (5Y)	-0.14
Sortino ratio	0.27
Sortino ratio (3Y)	0.15
Sortino ratio (5Y)	-0.06
Volume	20.8K
Weekly RSI	0
YTD price change	18.22%
YTD total return	19.66%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	30.9M
Shares change (QoQ)	0%
Shares held by insiders	24.62%
Shares outstanding	44.8M

Deeper analysis on DSE/NORTHRNINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/NORTHRNINS report

Is a complete DSE/NORTHRNINS research report available?

No complete published report is available for dse/NORTHRNINS (DSE/NORTHRNINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/NORTHRNINS (DSE/NORTHRNINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/NORTHRNINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/NORTHRNINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/NORTHRNINS

Frequently asked questions