DSE/PEOPLESINS (DSE/PEOPLESINS)

Dhaka Stock Exchange: DSE/PEOPLESINS · BDT

BDT 58.0

+2.40 (+4.3%)· Recorded snapshot

Market cap	2.7B
Revenue (ttm)	706.2M
Net income (ttm)	260.4M
EPS (ttm)	BDT 5.64
Shares out	46.2M
P/E (trailing)	10.3x
Dividend	BDT 1.05 (1.81%)
Volume	172,030
Beta	0.37

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 706.2M
Net income (ttm): 260.4M
EPS (ttm): BDT 5.64
P/E (trailing): 10.3x
Market cap: 2.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.3

P25 n/aP50 n/aP75 n/a

ROE14.6

P25 n/aP50 n/aP75 n/a

ROIC14.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/PEOPLESINS indicators

Market & fundamental data

Available fields

224

Groups with data

Currency

BDT

Showing 224 of 224 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-02
Employees	309
Employees change	114
Employees growth	58.46%
Enterprise value	BDT 1B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1985
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0704PEOPI4
Last earnings date	2026-07-26
Last refreshed	2026-10-29
Last stock split date	2011-04-12
Last stock split type	Forward
Market cap	BDT 2.7B
Next earnings date	2026-11-02
Price	BDT 58.00
Price currency	BDT
SIC code	6300
Stock price date	2026-10-29
Symbol	dse/PEOPLESINS
Website	https://peoplesinsurancebd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.97x
Average P/E ratio (3Y)	11.67x
Average P/E ratio (5Y)	14.06x
Earnings yield	9.72%
EV/Earnings	3.57x
EV/EBIT	2.21x
EV/EBITDA	2.05x
EV/FCF	4.33x
EV/Sales	1.32x
FCF / EV yield	23.1%
FCF yield	8.36%
Graham number	71.99817
Graham upside	29.49%
Lynch fair value	BDT 95.07
Lynch upside	70.99%
P/B ratio	1.36x
P/E ratio	10.29x
P/FCF ratio	11.96x
P/OCF ratio	8.88x
P/S ratio	3.64x
Price / tangible book value	1.36x
Price/EBITDA ratio	5.73x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	59.7%
EBITDA margin	63.5%
Effective tax rate	38.23%
FCF margin	30.41%
Gross margin	96.69%
Operating margin	59.7%
Pretax margin	59.68%
Profit margin	36.86%
Profit per employee	BDT 842,574
Revenue per employee	BDT 2.3M
ROA	8.29%
ROA (5Y)	4.89%
ROCE	12.94%
ROE	14.6%
ROE (5Y)	9.04%
ROIC	14.07%
ROIC (5Y)	8.99%
Tax / revenue	22.81%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	75.41%
EPS growth (Q)	90.7%
EPS growth (QoQ)	26.9%
EPS growth 10Y	17.61%
EPS growth 3Y	29.25%
EPS growth 5Y	16.87%
FCF growth	9.56%
FCF growth (Q)	-2.63%
FCF growth (QoQ)	-27.13%
FCF growth 3Y	53.95%
FCF growth 5Y	-1.73%
Net income growth	75.41%
Net income growth (Q)	90.93%
Net income growth (QoQ)	26.79%
Net income growth 3Y	29.25%
Net income growth 5Y	16.87%
OCF growth	9.03%
OCF growth (Q)	98.94%
OCF growth (QoQ)	87.11%
OCF growth 10Y	7.95%
OCF growth 3Y	41.1%
OCF growth 5Y	3.28%
Revenue growth	-6.67%
Revenue growth (Q)	3.92%
Revenue growth (QoQ)	18.61%
Revenue growth 10Y	2.54%
Revenue growth 3Y	2.21%
Revenue growth 5Y	5.23%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -74.4M
EBIT	BDT 421.6M
EBITDA	BDT 448.5M
EPS	BDT 5.64
FCF per share	BDT 4.65
Financing cash flow	BDT -48.5M
Free cash flow	BDT 214.8M
Gross profit	BDT 682.9M
Income taxes	BDT 161.1M
Investing cash flow	BDT -143.5M
Net cash flow	BDT 97.1M
Net income	BDT 260.4M
Operating income	BDT 421.6M
Revenue	BDT 706.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 40.88
Debt / equity	0
Net cash (debt)	BDT 1.6B
Net cash / market cap	63.8%
Net cash growth	6.3%
Net debt / EBITDA	-3.65
Net debt / equity	-0.87
Net debt / FCF	-7.63
Piotroski F-Score	4
Property, plant and equipment	BDT 602.5M
Shareholders' equity	BDT 1.9B
Tangible book value	BDT 1.9B
Tangible book value per share	BDT 40.88
Total assets	BDT 3.3B
Total cash	BDT 1.6B
Total debt	BDT 0
Total liabilities	BDT 1.4B
WACC	6.28%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.22
Current ratio	94.33
Net working capital	BDT 706.3M
Quick ratio	94.28
Working capital	BDT 2.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	0.49%
Dividend growth (3Y)	0%
Dividend growth (5Y)	-0.93%
Dividend growth years	1
Dividend payment date	2026-07-26
Dividend payment years	14
Dividend payout frequency	Annual
Dividend per share	BDT 1.05
Dividend yield	1.81%
Ex-dividend date	2026-05-21
FCF payout ratio	22.59%
Last dividend	BDT 1.05
Payout ratio	18.63%
Shareholder yield	1.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	247.31%
10Y return CAGR	17.24%
10Y total return	390.34%
150-day SMA	BDT 55.83
15Y price change	47.58%
15Y return CAGR	6.83%
15Y total return	169.52%
1D price change	4.32%
1M price change	-8.52%
1M total return	-8.52%
1W price change	1.93%
1W total return	1.93%
1Y price change	51.83%
1Y return CAGR	55.22%
1Y total return	55.17%
20-day SMA	BDT 57.56
200-day SMA	BDT 51.36
20Y price change	230.58%
20Y return CAGR	12.62%
20Y total return	976.43%
3M price change	-3.97%
3M total return	-3.97%
3Y price change	64.31%
3Y return CAGR	21.73%
3Y total return	80.42%
50-day SMA	BDT 59.72
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 70.50
52-week high date	2026-08-16
52-week low	BDT 30.70
52-week low date	2025-11-16
5Y price change	12.62%
5Y return CAGR	5.54%
5Y total return	30.96%
6M price change	7.21%
6M total return	9.57%
All-time high	BDT 122.20
All-time high date	2010-01-24
All-time low	BDT 6.69
All-time low date	2000-01-20
Average true range (ATR)	BDT 2.28
Average volume	171.3K
Beta (1Y)	0.51
Beta (2Y)	0.1
Beta (5Y)	0.37
Change from 52-week high	-17.73%
Change from 52-week low	88.93%
Change from all-time high	-52.54%
Change from all-time low	766.97%
Dollar volume	BDT 10M
High price	BDT 58.40
Low price	BDT 55.60
Monthly RSI	64.41
Position in 52-week range	85.71%
Previous close	BDT 55.60
Price vs 150-day SMA	3.9%
Price vs 20-day SMA	0.77%
Price vs 200-day SMA	12.93%
Price vs 50-day SMA	-2.88%
Relative volume	0.81
RSI	50.54
Sharpe ratio	1.23
Sharpe ratio (3Y)	0.51
Sharpe ratio (5Y)	0.31
Sortino ratio	2.16
Sortino ratio (3Y)	0.98
Sortino ratio (5Y)	0.68
Volume	172K
Weekly RSI	81.57
YTD price change	61.56%
YTD total return	65.11%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	30.5M
Shares change (QoQ)	-0.09%
Shares held by insiders	33.71%
Shares outstanding	46.2M

Deeper analysis on DSE/PEOPLESINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/PEOPLESINS report

Is a complete DSE/PEOPLESINS research report available?

No complete published report is available for dse/PEOPLESINS (DSE/PEOPLESINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/PEOPLESINS (DSE/PEOPLESINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/PEOPLESINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/PEOPLESINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/PEOPLESINS

Frequently asked questions