DSE/SANDHANINS (DSE/SANDHANINS)

Dhaka Stock Exchange: DSE/SANDHANINS · BDT

BDT 22.2

-0.20 (-0.9%)· Recorded snapshot

Market cap	2.4B
Revenue (ttm)	3.1B
Net income (ttm)	341.9M
EPS (ttm)	BDT 3.12
Shares out	109.7M
P/E (trailing)	7.1x
Dividend	BDT 1.20 (5.41%)
Volume	115,310
Beta	0.30

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.1B
Net income (ttm): 341.9M
EPS (ttm): BDT 3.12
P/E (trailing): 7.1x
Market cap: 2.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E7.1

P25 n/aP50 n/aP75 n/a

ROE3.9

P25 n/aP50 n/aP75 n/a

ROIC4.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/SANDHANINS indicators

Market & fundamental data

Available fields

204

Groups with data

Currency

BDT

Showing 204 of 204 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	506
Employees change	-22
Employees growth	-4.17%
Enterprise value	BDT 68.6M
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1990
Industry	Life Insurance
Is primary listing	Yes
ISIN number	BD0718SALI06
Last earnings date	2026-07-19
Last refreshed	2026-10-29
Last stock split date	2018-09-16
Last stock split type	Forward
Market cap	BDT 2.4B
Next earnings date	2026-11-05
Price	BDT 22.20
Price currency	BDT
SIC code	6311
Stock price date	2026-10-29
Symbol	dse/SANDHANINS
Website	https://www.sandhanilife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	14.04%
EV/Earnings	0.2x
EV/EBIT	0.11x
EV/EBITDA	0.11x
EV/FCF	0.13x
EV/Sales	0.02x
FCF / EV yield	792.79%
FCF yield	22.34%
Graham number	75.4352
Graham upside	236.76%
Industry P/E	2.43x
P/B ratio	0.27x
P/E ratio	7.12x
P/FCF ratio	4.48x
P/OCF ratio	4.35x
P/S ratio	0.79x
Price / tangible book value	0.27x
Price/EBITDA ratio	3.8x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	20.01%
EBITDA margin	20.82%
Effective tax rate	31.57%
FCF margin	17.65%
Gross margin	33.92%
Operating margin	20.01%
Pretax margin	16.21%
Profit margin	11.09%
Profit per employee	BDT 675,745
Revenue per employee	BDT 6.1M
ROA	3.87%
ROA (5Y)	-0.3%
ROCE	6.8%
ROE	3.93%
ROE (5Y)	-2.04%
ROIC	4.74%
ROIC (5Y)	-0.85%
Tax / revenue	5.12%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
FCF growth	345.21%
OCF growth	292.04%
OCF growth 5Y	92.8%
Revenue growth	1.35%
Revenue growth (Q)	10%
Revenue growth (QoQ)	-9.51%
Revenue growth 10Y	0.64%
Revenue growth 3Y	0.89%
Revenue growth 5Y	0.78%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -15.7M
EBIT	BDT 616.8M
EBITDA	BDT 641.7M
EPS	BDT 3.12
FCF per share	BDT 4.96
Financing cash flow	BDT -132.3M
Free cash flow	BDT 544.1M
Gross profit	BDT 1B
Income taxes	BDT 157.7M
Investing cash flow	BDT 43M
Net cash flow	BDT 470.5M
Net income	BDT 341.9M
Operating income	BDT 616.8M
Revenue	BDT 3.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 81.14
Debt / EBITDA	0.02
Debt / equity	0
Debt / FCF	0.02
Interest coverage	430.57
Net cash (debt)	BDT 2.4B
Net cash / market cap	97.18%
Net cash growth	24.79%
Net debt / EBITDA	-3.69
Net debt / equity	-0.27
Net debt / FCF	-4.35
Piotroski F-Score	5
Property, plant and equipment	BDT 1.3B
Shareholders' equity	BDT 8.9B
Tangible book value	BDT 8.9B
Tangible book value per share	BDT 81.14
Total assets	BDT 10.3B
Total cash	BDT 2.4B
Total debt	BDT 10.7M
Total liabilities	BDT 1.4B
WACC	5.9%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.31
Current ratio	3.86
Net working capital	BDT 1B
Quick ratio	2.56
Working capital	BDT 3.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	-2.21%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-10-29
Dividend payment years	8
Dividend payout frequency	Annual
Dividend per share	BDT 1.20
Dividend yield	5.41%
Ex-dividend date	2026-08-25
FCF payout ratio	24.2%
Last dividend	BDT 1.20
Payout ratio	38.25%
Shareholder yield	5.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	15.2%
10Y return CAGR	5.35%
10Y total return	68.32%
150-day SMA	BDT 24.24
15Y price change	-36%
15Y return CAGR	-0.45%
15Y total return	-6.49%
1D price change	-0.89%
1M price change	-8.94%
1M total return	-8.94%
1W price change	-0.88%
1W total return	-0.88%
1Y price change	5.16%
1Y return CAGR	9.93%
1Y total return	9.93%
20-day SMA	BDT 23.14
200-day SMA	BDT 23.30
20Y price change	1,201.57%
20Y return CAGR	15.87%
20Y total return	1,802.08%
3M price change	-19.13%
3M total return	-15.47%
3Y price change	-16.73%
3Y return CAGR	-1.13%
3Y total return	-3.36%
50-day SMA	BDT 24.43
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 30.30
52-week high date	2026-08-06
52-week low	BDT 17.10
52-week low date	2025-11-16
5Y price change	-39.95%
5Y return CAGR	-5.33%
5Y total return	-23.93%
6M price change	0.9%
6M total return	5.47%
All-time high	BDT 57.15
All-time high date	2010-12-09
All-time low	BDT 0.22
All-time low date	1999-04-15
Average true range (ATR)	BDT 0.66
Average volume	225.7K
Beta (1Y)	0.07
Beta (2Y)	-0.25
Beta (5Y)	0.3
Change from 52-week high	-26.73%
Change from 52-week low	29.83%
Change from all-time high	-60.8%
Change from all-time low	10,203.59%
Dollar volume	BDT 2.6M
High price	BDT 22.70
Low price	BDT 22.10
Monthly RSI	47.99
Position in 52-week range	16.67%
Previous close	BDT 22.40
Price vs 150-day SMA	-7.59%
Price vs 20-day SMA	-3.2%
Price vs 200-day SMA	-3.87%
Price vs 50-day SMA	-8.32%
Relative volume	0.51
RSI	34.88
Sharpe ratio	0.01
Sharpe ratio (3Y)	0.05
Sharpe ratio (5Y)	-0.18
Sortino ratio	0.2
Sortino ratio (3Y)	0.26
Sortino ratio (5Y)	-0.09
Volume	115.3K
Weekly RSI	97.28
YTD price change	15.46%
YTD total return	20.69%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	109.7M
Shares change (QoQ)	0%
Shares held by insiders	0%
Shares outstanding	109.7M

Deeper analysis on DSE/SANDHANINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/SANDHANINS report

Is a complete DSE/SANDHANINS research report available?

No complete published report is available for dse/SANDHANINS (DSE/SANDHANINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/SANDHANINS (DSE/SANDHANINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/SANDHANINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/SANDHANINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/SANDHANINS

Frequently asked questions