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BUL/EUBG (BUL/EUBG)

Bulgarian Stock Exchange: BUL/EUBG · EUR

€2.18

+0.10 (+4.8%)· Recorded snapshot

Market cap	1.1B
Revenue (ttm)	1.8B
Net income (ttm)	49.7M
EPS (ttm)	€0.10
Shares out	520.9M
P/E (trailing)	22.9x
Volume	89,340
Beta	-0.04

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.8B
Net income (ttm): 49.7M
EPS (ttm): €0.10
P/E (trailing): 22.9x
Market cap: 1.1B

Metric	Value
Amount currency	EUR
Country	Bulgaria
Country code	BG
Earnings date	2026-11-27
Employees	4,509
Employees change	73
Employees growth	1.65%
Enterprise value	EUR 2.6B
Exchange	Bulgarian Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1995
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BG1100114062
Last earnings date	2026-02-27
Last refreshed	2026-10-29
Market cap	EUR 1.1B
Next earnings date	2026-11-27
Price	EUR 2.18
Price currency	EUR
SIC code	6300
Stock price date	2026-10-28
Symbol	bul/EUBG
Website	https://www.eurohold.bg

Metric

Value

Amount currency

EUR

Country

Bulgaria

Country code

Earnings date

2026-11-27

Employees

4,509

Employees change

Employees growth

1.65%

Enterprise value

EUR 2.6B

Exchange

Bulgarian Stock Exchange

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1995

Industry

Insurance Carriers

Is primary listing

Yes

ISIN number

BG1100114062

Last earnings date

2026-02-27

Last refreshed

2026-10-29

Market cap

EUR 1.1B

Next earnings date

2026-11-27

Price

EUR 2.18

Price currency

EUR

SIC code

6300

Stock price date

2026-10-28

Symbol

bul/EUBG

Website

https://www.eurohold.bg

Metric	Value
Average P/E ratio (10Y)	23.3x
Average P/E ratio (3Y)	12.71x
Average P/E ratio (5Y)	11.14x
Earnings yield	4.37%
EV/Earnings	51.5x
EV/EBIT	21.77x
EV/EBITDA	13.88x
EV/Sales	1.43x
FCF / EV yield	-3.3%
FCF yield	-7.44%
Graham number	1.41871
Graham upside	-34.92%
P/B ratio	1.28x
P/E ratio	22.86x
P/OCF ratio	163.19x
P/S ratio	0.64x
Price/EBITDA ratio	6.39x

Metric

Value

Average P/E ratio (10Y)

23.3x

Average P/E ratio (3Y)

12.71x

Average P/E ratio (5Y)

11.14x

Earnings yield

4.37%

EV/Earnings

51.5x

EV/EBIT

21.77x

EV/EBITDA

13.88x

EV/Sales

1.43x

FCF / EV yield

-3.3%

FCF yield

-7.44%

Graham number

1.41871

Graham upside

-34.92%

P/B ratio

1.28x

P/E ratio

22.86x

P/OCF ratio

163.19x

P/S ratio

0.64x

Price/EBITDA ratio

6.39x

Metric	Value
EBIT margin	6.59%
EBITDA margin	9.97%
Effective tax rate	20.65%
Gross margin	17.05%
Operating margin	6.59%
Pretax margin	3.91%
Profit margin	2.79%
Profit per employee	EUR 11,340
Revenue per employee	EUR 407,118
ROA	3.04%
ROA (5Y)	3.18%
ROCE	5.02%
ROE	10.29%
ROE (5Y)	0.02%
ROIC	7.41%
ROIC (5Y)	10.42%
Tax / revenue	0.81%

Metric

Value

EBIT margin

6.59%

EBITDA margin

9.97%

Effective tax rate

20.65%

Gross margin

17.05%

Operating margin

6.59%

Pretax margin

3.91%

Profit margin

2.79%

Profit per employee

EUR 11,340

Revenue per employee

EUR 407,118

ROA

3.04%

ROA (5Y)

3.18%

ROCE

5.02%

ROE

10.29%

ROE (5Y)

0.02%

ROIC

7.41%

ROIC (5Y)

10.42%

Tax / revenue

0.81%

Metric	Value
Gross profit growth	30.07%
Gross profit growth 3Y	-7.24%
Gross profit growth 5Y	59.17%
Net income growth	-1.79%
OCF growth	-95.31%
OCF growth 10Y	4.11%
OCF growth 3Y	-65.39%
Operating income growth	-0.44%
Operating income growth 3Y	14.42%
Revenue growth	24.33%
Revenue growth 10Y	14.04%
Revenue growth 3Y	0.48%
Revenue growth 5Y	16.44%

Metric

Value

Gross profit growth

30.07%

Gross profit growth 3Y

-7.24%

Gross profit growth 5Y

59.17%

Net income growth

-1.79%

OCF growth

-95.31%

OCF growth 10Y

4.11%

OCF growth 3Y

-65.39%

Operating income growth

-0.44%

Operating income growth 3Y

14.42%

Revenue growth

24.33%

Revenue growth 10Y

14.04%

Revenue growth 3Y

0.48%

Revenue growth 5Y

16.44%

Metric	Value
Capital expenditures	EUR -91.5M
Depreciation and amortization	EUR 60.3M
EBIT	EUR 117.4M
EBITDA	EUR 177.8M
EPS	EUR 0.10
FCF per share	EUR -0.16
Financing cash flow	EUR 155.6M
Free cash flow	EUR -84.5M
Gross profit	EUR 304M
Income taxes	EUR 14.4M
Investing cash flow	EUR -114.1M
Net borrowing	EUR -120.1M
Net cash flow	EUR 48.5M
Net income	EUR 49.7M
Operating income	EUR 117.4M
Revenue	EUR 1.8B

Metric

Value

Capital expenditures

EUR -91.5M

Depreciation and amortization

EUR 60.3M

EBIT

EUR 117.4M

EBITDA

EUR 177.8M

EPS

EUR 0.10

FCF per share

EUR -0.16

Financing cash flow

EUR 155.6M

Free cash flow

EUR -84.5M

Gross profit

EUR 304M

Income taxes

EUR 14.4M

Investing cash flow

EUR -114.1M

Net borrowing

EUR -120.1M

Net cash flow

EUR 48.5M

Net income

EUR 49.7M

Operating income

EUR 117.4M

Revenue

EUR 1.8B

Metric	Value
Altman Z-Score	0.71
Book value per share	EUR 0.94
Debt / EBITDA	6.63
Debt / equity	1.37
Goodwill	EUR 54.9M
Interest coverage	2.03
Long-term assets	EUR 2.3B
Long-term liabilities	EUR 1.5B
Net cash (debt)	EUR -1B
Net cash / market cap	-89.97%
Net debt / EBITDA	5.75
Net debt / equity	1.15
Piotroski F-Score	4
Property, plant and equipment	EUR 1.5B
Shareholders' equity	EUR 889.3M
Tangible book value	EUR -168.1M
Tangible book value per share	EUR -0.32
Total assets	EUR 3.3B
Total cash	EUR 199.2M
Total debt	EUR 1.2B
Total liabilities	EUR 2.4B
WACC	3.89%

Metric

Value

Altman Z-Score

0.71

Book value per share

EUR 0.94

Debt / EBITDA

6.63

Debt / equity

1.37

Goodwill

EUR 54.9M

Interest coverage

2.03

Long-term assets

EUR 2.3B

Long-term liabilities

EUR 1.5B

Net cash (debt)

EUR -1B

Net cash / market cap

-89.97%

Net debt / EBITDA

5.75

Net debt / equity

1.15

Piotroski F-Score

Property, plant and equipment

EUR 1.5B

Shareholders' equity

EUR 889.3M

Tangible book value

EUR -168.1M

Tangible book value per share

EUR -0.32

Total assets

EUR 3.3B

Total cash

EUR 199.2M

Total debt

EUR 1.2B

Total liabilities

EUR 2.4B

WACC

3.89%

Metric	Value
Asset turnover	0.74
Current assets	EUR 1B
Current liabilities	EUR 992.8M
Current ratio	1.01
Inventory turnover	62.02
Net working capital	EUR -128.9M
Quick ratio	0.41
Working capital	EUR 14.1M
Working capital turnover	8.4

Metric

Value

Asset turnover

0.74

Current assets

EUR 1B

Current liabilities

EUR 992.8M

Current ratio

1.01

Inventory turnover

62.02

Net working capital

EUR -128.9M

Quick ratio

0.41

Working capital

EUR 14.1M

Working capital turnover

8.4

Metric	Value
Dividend growth (3Y)	63.12%
Dividend per share	EUR 0.00
Last dividend	EUR 0.01

Metric

Value

Dividend growth (3Y)

63.12%

Dividend per share

EUR 0.00

Last dividend

EUR 0.01

Metric	Value
10Y price change	525.94%
10Y return CAGR	20.42%
10Y total return	541.24%
150-day SMA	EUR 1.18
15Y price change	217.7%
15Y return CAGR	8.26%
15Y total return	229.07%
1D price change	4.81%
1M price change	65.08%
1M total return	65.08%
1W price change	47.52%
1W total return	47.52%
1Y price change	123.49%
1Y return CAGR	123.62%
1Y total return	123.49%
20-day SMA	EUR 1.57
200-day SMA	EUR 1.13
3M price change	89.09%
3M total return	89.09%
3Y price change	133.76%
3Y return CAGR	32.71%
3Y total return	133.76%
50-day SMA	EUR 1.37
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 2.20
52-week high date	2026-10-28
52-week low	EUR 0.87
52-week low date	2025-10-30
5Y price change	83.26%
5Y return CAGR	12.87%
5Y total return	83.21%
6M price change	90.83%
6M total return	90.83%
All-time high	EUR 3.17
All-time high date	2010-07-01
All-time low	EUR 0.20
All-time low date	2016-05-16
Average true range (ATR)	EUR 0.13
Average volume	356.5K
Beta (1Y)	0.08
Beta (2Y)	-0.17
Beta (5Y)	-0.04
Change from 52-week high	-0.91%
Change from 52-week low	150.78%
Change from all-time high	-34.45%
Change from all-time low	920.61%
Change from open	7.92%
Day's gap	-2.88%
Dollar volume	EUR 194,761
High price	EUR 2.20
Low price	EUR 2.00
Monthly RSI	88.3
Open price	EUR 2.02
Position in 52-week range	90%
Previous close	EUR 2.08
Price vs 150-day SMA	76.12%
Price vs 20-day SMA	32.32%
Price vs 200-day SMA	83.58%
Price vs 50-day SMA	51.82%
Relative volume	0.25
RSI	79.34
Sharpe ratio	1.97
Sharpe ratio (3Y)	0.68
Sharpe ratio (5Y)	0.56
Sortino ratio	3.56
Sortino ratio (3Y)	1.18
Sortino ratio (5Y)	0.96
Volume	89.3K
Weekly RSI	79.43
YTD price change	120.2%
YTD total return	120.2%

Metric

Value

10Y price change

525.94%

10Y return CAGR

20.42%

10Y total return

541.24%

150-day SMA

EUR 1.18

15Y price change

217.7%

15Y return CAGR

8.26%

15Y total return

229.07%

1D price change

4.81%

1M price change

65.08%

1M total return

65.08%

1W price change

47.52%

1W total return

47.52%

1Y price change

123.49%

1Y return CAGR

123.62%

1Y total return

123.49%

20-day SMA

EUR 1.57

200-day SMA

EUR 1.13

3M price change

89.09%

3M total return

89.09%

3Y price change

133.76%

3Y return CAGR

32.71%

3Y total return

133.76%

50-day SMA

EUR 1.37

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 2.20

52-week high date

2026-10-28

52-week low

EUR 0.87

52-week low date

2025-10-30

5Y price change

83.26%

5Y return CAGR

12.87%

5Y total return

83.21%

6M price change

90.83%

6M total return

90.83%

All-time high

EUR 3.17

All-time high date

2010-07-01

All-time low

EUR 0.20

All-time low date

2016-05-16

Average true range (ATR)

EUR 0.13

Average volume

356.5K

Beta (1Y)

0.08

Beta (2Y)

-0.17

Beta (5Y)

-0.04

Change from 52-week high

-0.91%

Change from 52-week low

150.78%

Change from all-time high

-34.45%

Change from all-time low

920.61%

Change from open

7.92%

Day's gap

-2.88%

Dollar volume

EUR 194,761

High price

EUR 2.20

Low price

EUR 2.00

Monthly RSI

88.3

Open price

EUR 2.02

Position in 52-week range

90%

Previous close

EUR 2.08

Price vs 150-day SMA

76.12%

Price vs 20-day SMA

32.32%

Price vs 200-day SMA

83.58%

Price vs 50-day SMA

51.82%

Relative volume

0.25

RSI

79.34

Sharpe ratio

1.97

Sharpe ratio (3Y)

0.68

Sharpe ratio (5Y)

0.56

Sortino ratio

3.56

Sortino ratio (3Y)

1.18

Sortino ratio (5Y)

0.96

Volume

89.3K

Weekly RSI

79.43

YTD price change

120.2%

YTD total return

120.2%

Metric	Value
Float	310.3M
Shares held by insiders	0%
Shares held by institutions	9.62%
Shares outstanding	520.9M

Metric

Value

Float

310.3M

Shares held by insiders

Shares held by institutions

9.62%

Shares outstanding

520.9M

BUL/EUBG (BUL/EUBG)

Price

Financial snapshot

Fair-value bridge

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Valuation

Profitability

Balance sheet

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All BUL/EUBG indicators

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Valuation

Profitability

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Performance and technicals

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