BVMF/BGIP3 (BVMF/BGIP3)

Brazil Stock Exchange: BVMF/BGIP3 · BRL

R$48.3

+0.00 (0.0%)· Recorded snapshot

Market cap	937.5M
Revenue (ttm)	755.2M
Net income (ttm)	169.4M
EPS (ttm)	R$7.59
P/E (trailing)	6.4x
Dividend	R$2.78 (5.75%)
Volume	0
Beta	0.47

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 755.2M
Net income (ttm): 169.4M
EPS (ttm): R$7.59
P/E (trailing): 6.4x
Market cap: 937.5M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 7.7P50 10.1P75 13.3

Trailing P/E6.4

P25 7.6P50 11.3P75 15.2

ROE16.7

P25 10.5P50 14.9P75 22.2

ROICn/a

P25 4.9P50 11.1P75 21.5

Benchmarks · 1M

All BVMF/BGIP3 indicators

Market & fundamental data

Available fields

205

Groups with data

Currency

BRL

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-13
Employees	982
Employees change	64
Employees growth	6.97%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1961
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRBGIPACNOR1
Last earnings date	2026-02-20
Last refreshed	2026-10-29
Last stock split date	2014-09-10
Last stock split type	Forward
Market cap	BRL 937.5M
Next earnings date	2026-11-13
Price	BRL 48.30
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bvmf/BGIP3
Website	https://www.banese.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	6.81x
Average P/E ratio (3Y)	5.94x
Average P/E ratio (5Y)	5.98x
Earnings yield	15.71%
FCF yield	29.94%
Graham number	102.00992
Graham upside	111.2%
Industry forward P/E	6.65x
Industry P/E	7.52x
Lynch fair value	BRL 156.28
Lynch upside	223.56%
P/B ratio	0.91x
P/E ratio	6.36x
P/FCF ratio	3.34x
P/OCF ratio	3.03x
P/S ratio	1.24x
Price / tangible book value	1.03x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.29%
FCF margin	37.17%
Operating margin	31.44%
Pretax margin	28.02%
Profit margin	22.42%
Profit per employee	BRL 172,460
Profitable quarters	12
Profitable years	23
Revenue per employee	BRL 769,058
ROA	1.14%
ROA (5Y)	0.98%
ROE	16.67%
ROE (5Y)	13.43%
Tax / revenue	6.81%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	33.96%
EPS growth (Q)	30%
EPS growth (QoQ)	-1.67%
EPS growth 10Y	16.54%
EPS growth 3Y	35.45%
EPS growth 5Y	9.32%
EPS growth quarters	2
EPS growth years	0
FCF growth 3Y	133.28%
Net income growth	39.69%
Net income growth (Q)	39.25%
Net income growth (QoQ)	5.33%
Net income growth 3Y	53.66%
Net income growth 5Y	17.91%
Net income growth quarters	2
Net income growth years	0
OCF growth 3Y	103.91%
Revenue growth	31.53%
Revenue growth (Q)	8.57%
Revenue growth (QoQ)	6.11%
Revenue growth 10Y	8.28%
Revenue growth 3Y	20.02%
Revenue growth 5Y	2.04%
Revenue growth quarters	4
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -28.7M
EPS	BRL 7.59
Financing cash flow	BRL -676M
Free cash flow	BRL 280.7M
Gross profit	BRL 742.1M
Income taxes	BRL 51.4M
Investing cash flow	BRL -876.8M
Net borrowing	BRL 17.8M
Net cash flow	BRL -1.2B
Net income	BRL 169.4M
Operating income	BRL 237.4M
Revenue	BRL 755.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 43.83
Debt / equity	0.61
Debt / FCF	2.25
Net cash (debt)	BRL 2.1B
Net cash / market cap	219.55%
Net cash growth	-44.06%
Net debt / equity	-2
Net debt / FCF	-7.33
Piotroski F-Score	4
Property, plant and equipment	BRL 112.3M
Shareholders' equity	BRL 1B
Tangible book value	BRL 911.4M
Tangible book value per share	BRL 39.49
Total assets	BRL 13.9B
Total cash	BRL 2.7B
Total debt	BRL 632M
Total liabilities	BRL 12.8B
WACC	4.07%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -5.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-4.28%
Dividend growth	-15.38%
Dividend growth (10Y)	11.77%
Dividend growth (3Y)	13.35%
Dividend growth (5Y)	26.18%
Dividend growth years	1
Dividend payment date	2026-04-28
Dividend payment years	24
Dividend per share	BRL 2.78
Dividend yield	5.75%
Ex-dividend date	2026-04-15
Last dividend	BRL 0.73
Payout ratio	23.62%
Shareholder yield	1.47%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	159.68%
10Y return CAGR	17.15%
10Y total return	386.7%
150-day SMA	BRL 43.22
15Y price change	59.21%
15Y return CAGR	9.74%
15Y total return	303.06%
1D price change	0%
1M price change	-0.94%
1M total return	-0.94%
1W price change	-2.35%
1W total return	-2.35%
1Y price change	56.16%
1Y return CAGR	69.73%
1Y total return	69.67%
20-day SMA	BRL 47.93
200-day SMA	BRL 38.74
20Y price change	198.02%
20Y return CAGR	12.94%
20Y total return	1,040.55%
3M price change	2.11%
3M total return	2.11%
3Y price change	78.49%
3Y return CAGR	31.51%
3Y total return	127.46%
50-day SMA	BRL 51.94
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 65.00
52-week high date	2026-03-04
52-week low	BRL 30.98
52-week low date	2025-11-05
5Y price change	50.94%
5Y return CAGR	17.31%
5Y total return	122.09%
6M price change	-18.44%
6M total return	-18.44%
All-time high	BRL 70.00
All-time high date	2019-10-11
All-time low	BRL 1.03
All-time low date	1996-06-11
Average true range (ATR)	BRL 1.75
Average volume	855
Beta (5Y)	0.47
Change from 52-week high	-25.69%
Change from 52-week low	55.91%
Change from all-time high	-31%
Change from all-time low	4,571.18%
Change from open	0%
Day's gap	0%
High price	BRL 48.30
Low price	BRL 48.30
Monthly RSI	58.63
Open price	BRL 48.30
Previous close	BRL 48.30
Price vs 150-day SMA	11.75%
Price vs 20-day SMA	0.78%
Price vs 200-day SMA	24.67%
Price vs 50-day SMA	-7%
Relative volume	0.12
RSI	46.6
Sharpe ratio	1.54
Sharpe ratio (3Y)	1.16
Sharpe ratio (5Y)	1.42
Sortino ratio	2.84
Sortino ratio (3Y)	2.16
Sortino ratio (5Y)	3.42
Volume	0
Weekly RSI	55.85
YTD price change	25.49%
YTD total return	31.07%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.8M
Shares change (QoQ)	7.12%
Shares change (YoY)	4.28%

Deeper analysis on BVMF/BGIP3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BVMF/BGIP3 report

Is a complete BVMF/BGIP3 research report available?

No complete published report is available for bvmf/BGIP3 (BVMF/BGIP3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/BGIP3 (BVMF/BGIP3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BGIP3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BGIP3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BGIP3

Frequently asked questions