BVMF/BMEB3 (BVMF/BMEB3)

Brazil Stock Exchange: BVMF/BMEB3 · BRL

R$49.0

+0.50 (+1.0%)· Recorded snapshot

Market cap	6.5B
Revenue (ttm)	5.6B
Net income (ttm)	833.1M
EPS (ttm)	R$7.31
P/E (trailing)	6.7x
P/E (forward)	5.5x
Dividend	R$2.93 (5.99%)
Volume	3,000
Beta	0.64

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 5.6B
Net income (ttm): 833.1M
EPS (ttm): R$7.31
P/E (trailing): 6.7x
P/E (forward): 5.5x
Market cap: 6.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E5.5

P25 n/aP50 n/aP75 n/a

Trailing P/E6.7

P25 n/aP50 n/aP75 n/a

ROE32.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/BMEB3 indicators

Market & fundamental data

Available fields

214

Groups with data

Currency

BRL

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-06
Employees	3,821
Employees change	403
Employees growth	11.79%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1940
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRBMEBACNOR8
Last earnings date	2026-02-05
Last refreshed	2026-10-29
Last stock split date	2021-12-03
Last stock split type	Forward
Market cap	BRL 6.5B
Next earnings date	2026-11-06
Price	BRL 49.00
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bvmf/BMEB3
Website	https://bancomercantil.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8x
Average P/E ratio (3Y)	7.01x
Average P/E ratio (5Y)	6.58x
Earnings yield	14.92%
FCF yield	13.75%
Forward P/E	5.53x
Graham number	58.17795
Graham upside	19.95%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 157.66
Lynch upside	225.06%
P/B ratio	2.03x
P/E ratio	6.7x
P/FCF ratio	7.27x
P/OCF ratio	6.87x
P/S ratio	1.14x
Price / tangible book value	2.18x
Sector forward P/E	7.72x
Sector P/E	8.81x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	15.73%
Operating margin	11.2%
Pretax margin	5.63%
Profit margin	14.88%
Profit per employee	BRL 218,028
Profitable quarters	6
Profitable years	11
Revenue per employee	BRL 1.5M
ROA	2.48%
ROA (5Y)	1.99%
ROE	32.41%
ROE (5Y)	24.33%
Tax / revenue	-9.6%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	39.38%
EPS growth (Q)	2.38%
EPS growth (QoQ)	5.09%
EPS growth 10Y	32.93%
EPS growth 3Y	50.65%
EPS growth 5Y	33.14%
EPS growth quarters	5
EPS growth years	9
FCF growth	-69.76%
FCF growth (Q)	-25.37%
FCF growth (QoQ)	66.82%
Net income growth	51.98%
Net income growth (Q)	20.9%
Net income growth (QoQ)	5.09%
Net income growth 3Y	55.06%
Net income growth 5Y	35.37%
Net income growth quarters	5
Net income growth years	9
OCF growth	-68.79%
OCF growth (Q)	-26.32%
OCF growth (QoQ)	65.76%
OCF growth 10Y	-1.03%
Revenue growth	39.4%
Revenue growth (Q)	16.64%
Revenue growth (QoQ)	2.03%
Revenue growth 10Y	15.27%
Revenue growth 3Y	24.97%
Revenue growth 5Y	23.34%
Revenue growth quarters	25
Revenue growth years	6

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -52M
EPS	BRL 7.31
Financing cash flow	BRL 2.1B
Free cash flow	BRL 880.7M
Gross profit	BRL 5.6B
Income taxes	BRL -537.3M
Investing cash flow	BRL 168.7M
Net borrowing	BRL 257M
Net cash flow	BRL 3.2B
Net income	BRL 833.1M
Operating income	BRL 626.8M
Revenue	BRL 5.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 25.44
Debt / equity	3.43
Debt / FCF	12.28
Net cash (debt)	BRL -1.2B
Net cash / market cap	-18.07%
Net debt / equity	0.37
Net debt / FCF	1.31
Piotroski F-Score	4
Property, plant and equipment	BRL 584.2M
Shareholders' equity	BRL 3.2B
Tangible book value	BRL 2.9B
Tangible book value per share	BRL 23.77
Total assets	BRL 39B
Total cash	BRL 9.7B
Total debt	BRL 10.8B
Total liabilities	BRL 35.8B
WACC	2.88%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -11B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-9.04%
Dividend growth	0%
Dividend growth (10Y)	25.58%
Dividend growth (3Y)	67.91%
Dividend growth (5Y)	42.36%
Dividend growth years	0
Dividend payment date	2026-08-19
Dividend payment years	8
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 2.93
Dividend yield	5.99%
Ex-dividend date	2026-08-10
Last dividend	BRL 1.23
Payout ratio	24.31%
Shareholder yield	-2.99%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	1,728.36%
10Y return CAGR	39.23%
10Y total return	2,635.25%
150-day SMA	BRL 54.81
15Y price change	512.88%
15Y return CAGR	17.75%
15Y total return	1,059.96%
1D price change	1.03%
1M price change	-0.81%
1M total return	-0.81%
1W price change	-22.59%
1W total return	-22.59%
1Y price change	11.36%
1Y return CAGR	29.33%
1Y total return	29.31%
20-day SMA	BRL 56.53
200-day SMA	BRL 56.43
20Y price change	880%
20Y return CAGR	19.38%
20Y total return	3,354.01%
3M price change	-2.1%
3M total return	0.32%
3Y price change	267.32%
3Y return CAGR	66.64%
3Y total return	362.94%
50-day SMA	BRL 52.79
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 75.49
52-week high date	2026-03-10
52-week low	BRL 43.12
52-week low date	2025-10-31
5Y price change	331.34%
5Y return CAGR	42.6%
5Y total return	489.41%
6M price change	-18.95%
6M total return	-16.95%
All-time high	BRL 75.49
All-time high date	2026-03-10
All-time low	BRL 2.01
All-time low date	2015-10-09
Average true range (ATR)	BRL 2.59
Average volume	5.6K
Beta (5Y)	0.64
Change from 52-week high	-35.09%
Change from 52-week low	13.64%
Change from all-time high	-35.09%
Change from all-time low	2,343.89%
Change from open	2.04%
Day's gap	-0.99%
Dollar volume	BRL 147,000
High price	BRL 49.74
Low price	BRL 47.65
Monthly RSI	53.2
Open price	BRL 48.02
Position in 52-week range	64.59%
Previous close	BRL 48.50
Price vs 150-day SMA	-10.6%
Price vs 20-day SMA	-13.31%
Price vs 200-day SMA	-13.17%
Price vs 50-day SMA	-7.18%
Relative volume	0.54
RSI	35.95
Sharpe ratio	0.66
Sharpe ratio (3Y)	1.22
Sharpe ratio (5Y)	1.08
Sortino ratio	1.22
Sortino ratio (3Y)	2.26
Sortino ratio (5Y)	1.97
Volume	3K
Weekly RSI	45.69
YTD price change	-29.5%
YTD total return	-18.14%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	39M
Shares change (QoQ)	0%
Shares change (YoY)	9.04%
Shares held by insiders	60.94%
Shares held by institutions	1.02%

Deeper analysis on BVMF/BMEB3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/BMEB3 report

Is a complete BVMF/BMEB3 research report available?

No complete published report is available for bvmf/BMEB3 (BVMF/BMEB3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/BMEB3 (BVMF/BMEB3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BMEB3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BMEB3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BMEB3

Frequently asked questions