BVMF/H1IG34 (BVMF/H1IG34)

Brazil Stock Exchange: BVMF/H1IG34 · BRL

R$58.8

-2.53 (-4.1%)· Recorded snapshot

Market cap	186.8B
Revenue (ttm)	153.3B
Net income (ttm)	23.8B
EPS (ttm)	R$7.36
P/E (trailing)	8.3x
P/E (forward)	10.0x
Dividend	R$0.73 (1.23%)
Volume	1
Beta	0.49

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 153.3B
Net income (ttm): 23.8B
EPS (ttm): R$7.36
P/E (trailing): 8.3x
P/E (forward): 10.0x
Market cap: 186.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E10

P25 n/aP50 n/aP75 n/a

Trailing P/E8.3

P25 n/aP50 n/aP75 n/a

ROE23.3

P25 n/aP50 n/aP75 n/a

ROIC19

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/H1IG34 indicators

Market & fundamental data

Available fields

216

Groups with data

Currency

USD

Showing 216 of 216 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-26
Employees	19,200
Employees change	100
Employees growth	0.52%
Enterprise value	BRL 211.5B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-10-10
Fiscal year end	December
Founded	1810
Industry	Insurance - Diversified
Is primary listing	No
ISIN number	BRH1IGBDR006
Last earnings date	2026-10-26
Last refreshed	2026-10-29
Last stock split date	2026-08-17
Last stock split type	Forward
Market cap	BRL 186.8B
Next earnings date	2026-10-29
Price	BRL 58.80
Price currency	BRL
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	bvmf/H1IG34
Website	https://www.thehartford.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.17x
Average P/E ratio (3Y)	10.13x
Average P/E ratio (5Y)	10.36x
Earnings yield	12.01%
EV/Earnings	8.9x
EV/EBIT	7x
EV/EBITDA	6.57x
EV/FCF	5.88x
EV/Sales	1.33x
FCF / EV yield	17.02%
FCF yield	19.26%
Forward P/E	9.95x
Graham number	75.04011
Graham upside	22.35%
Lynch fair value	BRL 127.46
Lynch upside	107.82%
P/B ratio	1.91x
P/E ratio	8.33x
P/FCF ratio	5.19x
P/OCF ratio	5.16x
P/S ratio	1.22x
Price / tangible book value	2.2x
Price/EBITDA ratio	6.06x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	19.01%
EBITDA margin	20.13%
Effective tax rate	20%
FCF margin	22.72%
Gross margin	38.57%
Operating margin	19.01%
Pretax margin	18.33%
Profit margin	15.57%
Profit per employee	BRL 1.2M
Profitable quarters	35
Profitable years	8
Revenue per employee	BRL 8M
ROA	4.08%
ROA (5Y)	2.87%
ROCE	7.39%
ROE	23.25%
ROE (5Y)	16.62%
ROIC	19.04%
ROIC (5Y)	13.79%
Tax / revenue	3.67%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	35.01%
EPS growth (Q)	28.04%
EPS growth (QoQ)	3.04%
EPS growth 10Y	16.89%
EPS growth 3Y	31.23%
EPS growth 5Y	22.4%
EPS growth quarters	6
EPS growth years	3
FCF growth	17.93%
FCF growth (Q)	64.58%
FCF growth (QoQ)	141.89%
FCF growth 3Y	26%
FCF growth 5Y	11.8%
Net income growth	29.51%
Net income growth (Q)	22.5%
Net income growth (QoQ)	1.86%
Net income growth 3Y	25.8%
Net income growth 5Y	16.34%
Net income growth quarters	6
Net income growth years	3
OCF growth	16.78%
OCF growth (Q)	60.56%
OCF growth (QoQ)	148.19%
OCF growth 10Y	12.46%
OCF growth 3Y	23.9%
OCF growth 5Y	11.24%
Revenue growth	9.19%
Revenue growth (Q)	3.9%
Revenue growth (QoQ)	-0.61%
Revenue growth 10Y	4.94%
Revenue growth 3Y	6.97%
Revenue growth 5Y	6.24%
Revenue growth quarters	16
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -238.3M
EBIT	BRL 29.1B
EBITDA	BRL 30.9B
EPS	BRL 7.36
Financing cash flow	BRL -12.8B
Free cash flow	BRL 36B
Gross profit	BRL 59.1B
Income taxes	BRL 5.6B
Investing cash flow	BRL -23.4B
Net cash flow	BRL -88.1M
Net income	BRL 23.8B
Operating income	BRL 29.1B
Revenue	BRL 153.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 357.87
Debt / EBITDA	0.73
Debt / equity	0.23
Debt / FCF	0.63
Goodwill	BRL 8.8B
Interest coverage	27.99
Net cash (debt)	BRL -22B
Net cash / market cap	-11.78%
Net debt / EBITDA	0.71
Net debt / equity	0.23
Net debt / FCF	0.61
Piotroski F-Score	5
Property, plant and equipment	BRL 4.6B
Shareholders' equity	BRL 97.8B
Tangible book value	BRL 84.9B
Tangible book value per share	BRL 316.50
Total assets	BRL 451.4B
Total cash	BRL 23.4B
Total debt	BRL 22.6B
Total liabilities	BRL 353.6B
WACC	6.61%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.34
Current ratio	1.67
Net working capital	BRL 37.5B
Quick ratio	1.02
Working capital	BRL 38.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3.95%
Dividend growth	9.61%
Dividend growth (3Y)	13.83%
Dividend growth (5Y)	10.35%
Dividend growth years	5
Dividend payment date	2027-01-11
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 0.73
Dividend yield	1.23%
Ex-dividend date	2026-11-30
Last dividend	BRL 0.21
Payout ratio	14.39%
Shareholder yield	5.09%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 31.09
1D price change	-4.13%
1M price change	2.22%
1M total return	2.22%
1W price change	4.66%
1W total return	4.66%
20-day SMA	BRL 58.19
3Y price change	111.08%
3Y return CAGR	30.09%
3Y total return	120.22%
50-day SMA	BRL 43.16
52-week high	BRL 62.50
52-week high date	2026-02-19
52-week low	BRL 52.54
52-week low date	2026-10-06
5Y price change	84.22%
5Y return CAGR	14.67%
5Y total return	98.25%
6M price change	1.15%
6M total return	2.02%
All-time high	BRL 62.50
All-time high date	2026-02-19
All-time low	BRL 12.62
All-time low date	2020-03-23
Average true range (ATR)	BRL 1.78
Average volume	46.5
Beta (5Y)	0.49
Change from 52-week high	-5.92%
Change from 52-week low	11.92%
Change from all-time high	-1.87%
Change from all-time low	386.17%
Change from open	0%
Day's gap	-4.13%
Dollar volume	BRL 58.8
High price	BRL 58.80
Low price	BRL 58.80
Monthly RSI	83.09
Open price	BRL 58.80
Previous close	BRL 61.33
Price vs 150-day SMA	97.25%
Price vs 20-day SMA	5.4%
Price vs 50-day SMA	42.1%
Relative volume	0.02
RSI	70.17
Sharpe ratio	2.23
Sortino ratio	4.31
Volume	1
Weekly RSI	75.92

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	269.6M
Shares change (QoQ)	-1.16%
Shares change (YoY)	-3.95%
Shares held by insiders	0.33%
Shares held by institutions	96.31%
Short ratio	2.9 days

Deeper analysis on BVMF/H1IG34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/H1IG34 report

Is a complete BVMF/H1IG34 research report available?

No complete published report is available for bvmf/H1IG34 (BVMF/H1IG34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/H1IG34 (BVMF/H1IG34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/H1IG34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/H1IG34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/H1IG34

Frequently asked questions