BVMF/INBR34 (BVMF/INBR34)

Brazil Stock Exchange: BVMF/INBR34 · BRL

R$22.1

-1.31 (-5.6%)· Recorded snapshot

Market cap	9.7B
Revenue (ttm)	6.7B
Net income (ttm)	1.5B
EPS (ttm)	R$3.53
P/E (trailing)	6.6x
P/E (forward)	5.2x
Volume	5,495,255

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 6.7B
Net income (ttm): 1.5B
EPS (ttm): R$3.53
P/E (trailing): 6.6x
P/E (forward): 5.2x
Market cap: 9.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E5.2

P25 7.7P50 10.1P75 13.3

Trailing P/E6.6

P25 7.6P50 11.3P75 15.2

ROE16.2

P25 10.5P50 14.9P75 22.2

ROICn/a

P25 4.9P50 11.1P75 21.5

Benchmarks · 1M

All BVMF/INBR34 indicators

Market & fundamental data

Available fields

139

Groups with data

Currency

BRL

Showing 139 of 139 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Cayman Islands
Country code	BR
Earnings date	2026-11-12
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-10-21
Fiscal year end	December
Founded	1994
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRINBRBDR023
Last refreshed	2026-10-29
Market cap	BRL 9.7B
Next earnings date	2026-11-12
Price	BRL 22.05
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	bvmf/INBR34
Website	https://inter.co

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	20.62x
Average P/E ratio (5Y)	26.51x
Earnings yield	15.11%
FCF yield	-83.01%
Forward P/E	5.25x
Graham number	45.78873
Graham upside	96.01%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 91.44
Lynch upside	291.43%
P/B ratio	0.92x
P/E ratio	6.62x
P/S ratio	1.46x
Price / tangible book value	1.07x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	13.33%
Operating margin	29.06%
Pretax margin	28.09%
Profit margin	22.92%
Profitable quarters	15
Profitable years	3
ROA	1.73%
ROA (5Y)	0.69%
ROE	16.2%
ROE (5Y)	5.94%
Tax / revenue	3.74%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	34.7%
EPS growth (Q)	32.39%
EPS growth (QoQ)	6.09%
EPS growth 10Y	44.83%
EPS growth 3Y	178.28%
EPS growth quarters	15
EPS growth years	3
Net income growth	36.35%
Net income growth (Q)	33.63%
Net income growth (QoQ)	6.67%
Net income growth 3Y	190.33%
Net income growth quarters	15
Net income growth years	4
Revenue growth	25.43%
Revenue growth (Q)	23.83%
Revenue growth (QoQ)	6.97%
Revenue growth 10Y	45.9%
Revenue growth 3Y	34.32%
Revenue growth 5Y	45.09%
Revenue growth quarters	16
Revenue growth years	6

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -78.2M
EPS	BRL 3.53
Financing cash flow	BRL 9.7B
Free cash flow	BRL -8.1B
Gross profit	BRL 6.7B
Income taxes	BRL 249.4M
Investing cash flow	BRL -3.5B
Net cash flow	BRL -1.7B
Net income	BRL 1.5B
Operating income	BRL 1.9B
Revenue	BRL 6.7B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 23.84
Debt / equity	1.91
Goodwill	BRL 785.4M
Net cash (debt)	BRL -14B
Net cash / market cap	-143.92%
Net debt / equity	1.32
Piotroski F-Score	2
Property, plant and equipment	BRL 356.2M
Shareholders' equity	BRL 10.6B
Tangible book value	BRL 9.1B
Tangible book value per share	BRL 20.58
Total assets	BRL 102.9B
Total cash	BRL 6.3B
Total debt	BRL 20.3B
Total liabilities	BRL 92.3B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -61.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-1.07%
Payout ratio	17%
Shareholder yield	-1.07%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	-5.61%
1W price change	-35.11%
1W total return	-35.11%
52-week high	BRL 37.39
52-week high date	2026-10-21
52-week low	BRL 21.55
52-week low date	2026-10-28
All-time high	BRL 37.39
All-time high date	2026-10-20
All-time low	BRL 21.55
All-time low date	2026-10-28
Average volume	4.2M
Change from 52-week high	-41.03%
Change from 52-week low	2.32%
Change from all-time high	-37.52%
Change from all-time low	8.4%
Change from open	-5.77%
Day's gap	0.17%
Dollar volume	BRL 121.2M
High price	BRL 23.71
Low price	BRL 21.55
Monthly RSI	0
Open price	BRL 23.40
Position in 52-week range	23.15%
Previous close	BRL 23.36
Relative volume	1.31
RSI	0
Sharpe ratio	-7.43
Sortino ratio	-6.9
Volume	5.5M
Weekly RSI	0

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	246.2M
Shares change (QoQ)	0.49%
Shares change (YoY)	1.07%
Shares held by insiders	4.32%
Shares held by institutions	35.15%
Short ratio	1.9 days

Deeper analysis on BVMF/INBR34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/INBR34 report

Is a complete BVMF/INBR34 research report available?

No complete published report is available for bvmf/INBR34 (BVMF/INBR34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/INBR34 (BVMF/INBR34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/INBR34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/INBR34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/INBR34

Frequently asked questions