BVMF/INGG34 (BVMF/INGG34)

Brazil Stock Exchange: BVMF/INGG34 · BRL

R$174

-1.80 (-1.0%)· Recorded snapshot

Market cap	494.7B
Revenue (ttm)	149.2B
Net income (ttm)	51.5B
EPS (ttm)	R$17.8
P/E (trailing)	9.8x
P/E (forward)	11.0x
Dividend	R$6.52 (3.75%)
Volume	2
Beta	0.91

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 149.2B
Net income (ttm): 51.5B
EPS (ttm): R$17.8
P/E (trailing): 9.8x
P/E (forward): 11.0x
Market cap: 494.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11

P25 n/aP50 n/aP75 n/a

Trailing P/E9.8

P25 n/aP50 n/aP75 n/a

ROE17.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/INGG34 indicators

Market & fundamental data

Available fields

183

Groups with data

Currency

EUR

Showing 183 of 183 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Netherlands
Country code	BR
Earnings date	2026-10-29
Employees	60,000
Employees change	0
Employees growth	0%
Exchange	Brazil Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1762
Industry	Banks - Diversified
Is primary listing	No
ISIN number	BRINGGBDR009
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	BRL 494.7B
Next earnings date	2026-10-29
Price	BRL 173.74
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/INGG34
Website	https://www.ing.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.21x
Average P/E ratio (3Y)	10.08x
Average P/E ratio (5Y)	8.32x
Earnings yield	10.23%
FCF yield	-48%
Forward P/E	11.02x
Graham number	208.45517
Graham upside	19.98%
Lynch fair value	BRL 305.84
Lynch upside	76.03%
P/B ratio	1.63x
P/E ratio	9.77x
P/S ratio	3.31x
Price / tangible book value	1.72x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	28.13%
Operating margin	52.39%
Pretax margin	49.47%
Profit margin	34.49%
Profit per employee	BRL 857,942
Profitable quarters	42
Profitable years	16
Revenue per employee	BRL 2.5M
ROA	0.8%
ROA (5Y)	0.75%
ROE	17.12%
ROE (5Y)	13.45%
Tax / revenue	13.92%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	131.2%
EPS growth (Q)	22.06%
EPS growth (QoQ)	26.07%
EPS growth 10Y	8.07%
EPS growth 3Y	11.74%
EPS growth 5Y	23.96%
EPS growth quarters	5
EPS growth years	1
Net income growth	116.99%
Net income growth (Q)	16.24%
Net income growth (QoQ)	25.13%
Net income growth 3Y	4.66%
Net income growth 5Y	16.92%
Net income growth quarters	3
Net income growth years	0
Revenue growth	36.08%
Revenue growth (Q)	11.1%
Revenue growth (QoQ)	9.6%
Revenue growth 10Y	4.42%
Revenue growth 3Y	3.05%
Revenue growth 5Y	8.3%
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -3.5B
EPS	BRL 17.78
Financing cash flow	BRL 270.7B
Free cash flow	BRL -237.4B
Gross profit	BRL 149.2B
Income taxes	BRL 20.8B
Investing cash flow	BRL -158.3B
Net borrowing	BRL 86.3B
Net cash flow	BRL -125.2B
Net income	BRL 51.5B
Operating income	BRL 78.2B
Revenue	BRL 149.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 104.00
Debt / equity	5.1
Goodwill	BRL 3.5B
Net cash (debt)	BRL -84B
Net cash / market cap	-16.98%
Net debt / equity	0.28
Piotroski F-Score	2
Property, plant and equipment	BRL 15.8B
Shareholders' equity	BRL 304.2B
Tangible book value	BRL 287.1B
Tangible book value per share	BRL 100.40
Total assets	BRL 6.9T
Total cash	BRL 1.5T
Total debt	BRL 1.6T
Total liabilities	BRL 6.6T
WACC	2.24%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -3.5T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	6.28%
Dividend growth	12.18%
Dividend growth (3Y)	18.69%
Dividend growth years	3
Dividend payment date	2026-08-21
Dividend payment years	5
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 6.52
Dividend yield	3.75%
Ex-dividend date	2026-08-07
Last dividend	BRL 0.34
Payout ratio	44.27%
Shareholder yield	10.03%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 162.14
1D price change	-1.03%
1M price change	-7.63%
1M total return	-7.63%
1W price change	4.39%
1W total return	4.39%
1Y price change	34.86%
1Y return CAGR	40.69%
1Y total return	40.66%
20-day SMA	BRL 172.81
200-day SMA	BRL 158.94
3M price change	4.82%
3M total return	5.94%
3Y price change	176.44%
3Y return CAGR	47.85%
3Y total return	223.28%
50-day SMA	BRL 180.72
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 191.90
52-week high date	2026-09-17
52-week low	BRL 127.40
52-week low date	2025-10-30
6M price change	25.27%
6M total return	26.6%
All-time high	BRL 191.90
All-time high date	2026-09-17
All-time low	BRL 44.66
All-time low date	2022-10-10
Average true range (ATR)	BRL 4.33
Average volume	51.7
Beta (5Y)	0.91
Change from 52-week high	-9.46%
Change from 52-week low	36.37%
Change from all-time high	-9.46%
Change from all-time low	289.03%
Change from open	0.1%
Day's gap	-1.12%
Dollar volume	BRL 347
High price	BRL 173.74
Low price	BRL 173.57
Monthly RSI	70.55
Open price	BRL 173.57
Position in 52-week range	100%
Previous close	BRL 175.54
Price vs 150-day SMA	7.16%
Price vs 20-day SMA	0.54%
Price vs 200-day SMA	9.31%
Price vs 50-day SMA	-3.86%
Relative volume	0.04
RSI	49.52
Sharpe ratio	1.06
Sharpe ratio (3Y)	1.31
Sortino ratio	1.89
Sortino ratio (3Y)	2.18
Volume	2
Weekly RSI	53.31
YTD price change	11.03%
YTD total return	15.81%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2.8B
Shares change (QoQ)	-0.74%
Shares change (YoY)	-6.28%
Shares held by insiders	0.01%
Shares held by institutions	49.31%

Deeper analysis on BVMF/INGG34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/INGG34 report

Is a complete BVMF/INGG34 research report available?

No complete published report is available for bvmf/INGG34 (BVMF/INGG34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/INGG34 (BVMF/INGG34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/INGG34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/INGG34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/INGG34

Frequently asked questions