BVMF/SANB11 (BVMF/SANB11)

Brazil Stock Exchange: BVMF/SANB11 · BRL

R$24.2

-1.69 (-6.5%)· Recorded snapshot

Market cap	90.5B
Revenue (ttm)	48.3B
Net income (ttm)	13.8B
EPS (ttm)	R$3.70
Shares out	3.7B
P/E (trailing)	6.5x
P/E (forward)	6.7x
Dividend	R$1.69 (6.99%)
Volume	7,753,800
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 48.3B
Net income (ttm): 13.8B
EPS (ttm): R$3.70
P/E (trailing): 6.5x
P/E (forward): 6.7x
Market cap: 90.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.7

P25 n/aP50 n/aP75 n/a

Trailing P/E6.5

P25 n/aP50 n/aP75 n/a

ROE11.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/SANB11 indicators

Market & fundamental data

Available fields

216

Groups with data

Currency

BRL

Showing 216 of 216 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-10-28
Employees	47,327
Employees change	-6,591
Employees growth	-12.22%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1970
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	BRSANBCDAM13
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Market cap	BRL 90.5B
Next earnings date	2026-10-28
Price	BRL 24.18
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	bvmf/SANB11
Website	https://www.santander.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.08x
Average P/E ratio (3Y)	9.14x
Average P/E ratio (5Y)	8.68x
Earnings yield	15.29%
FCF yield	39.99%
Forward P/E	6.75x
Graham number	53.17852
Graham upside	105.56%
Industry forward P/E	7.01x
Industry P/E	7.78x
Lynch fair value	BRL 18.49
Lynch upside	-28.55%
P/B ratio	0.75x
P/E ratio	6.54x
P/FCF ratio	2.5x
P/OCF ratio	2.38x
P/S ratio	2.01x
Price / tangible book value	1.03x
Sector forward P/E	7.94x
Sector P/E	8.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	22.81%
FCF margin	80.2%
Operating margin	41.95%
Pretax margin	37.75%
Profit margin	28.66%
Profit per employee	BRL 292,453
Profitable quarters	72
Profitable years	20
Revenue per employee	BRL 1M
ROA	1.11%
ROA (5Y)	1.25%
ROE	11.15%
ROE (5Y)	11.66%
Tax / revenue	8.61%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	17.71%
EPS growth (Q)	49.75%
EPS growth (QoQ)	-10.08%
EPS growth 10Y	7.36%
EPS growth 3Y	7.83%
EPS growth 5Y	-0.88%
EPS growth quarters	2
EPS growth years	0
FCF growth	437.74%
FCF growth (QoQ)	-57.83%
FCF growth 5Y	21.02%
Net income growth	17.97%
Net income growth (Q)	50.09%
Net income growth (QoQ)	-10.08%
Net income growth 3Y	8.04%
Net income growth 5Y	-0.83%
Net income growth quarters	4
Net income growth years	0
OCF growth	404.75%
OCF growth (QoQ)	-55.24%
OCF growth 10Y	26.53%
OCF growth 5Y	21.05%
Revenue growth	8.47%
Revenue growth (Q)	28.78%
Revenue growth (QoQ)	-4.39%
Revenue growth 10Y	5.16%
Revenue growth 3Y	7.94%
Revenue growth 5Y	-3.47%
Revenue growth quarters	3
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -2B
EPS	BRL 3.70
FCF per share	BRL 10.34
Financing cash flow	BRL -3.3B
Free cash flow	BRL 38.7B
Gross profit	BRL 47.5B
Income taxes	BRL 4.2B
Investing cash flow	BRL -5.6B
Net borrowing	BRL 9.8B
Net cash flow	BRL 31.8B
Net income	BRL 13.8B
Operating income	BRL 20.3B
Revenue	BRL 48.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 34.00
Debt / equity	2.55
Debt / FCF	8.49
Goodwill	BRL 27.8B
Net cash (debt)	BRL -157.3B
Net cash / market cap	-162.44%
Net debt / equity	1.22
Net debt / FCF	4.06
Piotroski F-Score	4
Property, plant and equipment	BRL 5.7B
Shareholders' equity	BRL 129.1B
Tangible book value	BRL 94.1B
Tangible book value per share	BRL 25.14
Total assets	BRL 1.3T
Total cash	BRL 171.6B
Total debt	BRL 329B
Total liabilities	BRL 1.2T
WACC	1.14%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -569.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.22%
Dividend growth	12.64%
Dividend growth (10Y)	2.53%
Dividend growth (3Y)	7.83%
Dividend growth (5Y)	-7.64%
Dividend growth years	1
Dividend payment date	2026-11-09
Dividend payment years	18
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.69
Dividend yield	6.99%
Ex-dividend date	2026-10-21
FCF payout ratio	17.37%
Last dividend	BRL 0.33
Payout ratio	46.55%
Shareholder yield	6.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-3.03%
10Y return CAGR	5.98%
10Y total return	78.68%
150-day SMA	BRL 28.52
15Y price change	55.33%
15Y return CAGR	9.95%
15Y total return	315.11%
1D price change	-6.53%
1M price change	-17.24%
1M total return	-16.26%
1W price change	-12.73%
1W total return	-11.69%
1Y price change	-16.26%
1Y return CAGR	-11.13%
1Y total return	-11.13%
20-day SMA	BRL 28.05
200-day SMA	BRL 29.83
3M price change	-10.01%
3M total return	-8.95%
3Y price change	-9.02%
3Y return CAGR	2.41%
3Y total return	7.42%
50-day SMA	BRL 29.09
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 37.83
52-week high date	2026-01-29
52-week low	BRL 24.18
52-week low date	2026-10-28
5Y price change	-29.78%
5Y return CAGR	-0.99%
5Y total return	-4.84%
6M price change	-17.02%
6M total return	-14.65%
All-time high	BRL 51.58
All-time high date	2020-01-03
All-time low	BRL 10.84
All-time low date	2014-02-06
Average true range (ATR)	BRL 0.84
Average volume	7.2M
Beta (1Y)	0.43
Beta (2Y)	0.43
Beta (5Y)	0.14
Change from 52-week high	-36.08%
Change from 52-week low	0%
Change from all-time high	-52.27%
Change from all-time low	127.12%
Change from open	-5.18%
Day's gap	-1.43%
Dollar volume	BRL 187.5M
High price	BRL 25.50
Low price	BRL 24.14
Monthly RSI	40.13
Open price	BRL 25.50
Position in 52-week range	2.94%
Previous close	BRL 25.87
Price vs 150-day SMA	-13.67%
Price vs 20-day SMA	-12.22%
Price vs 200-day SMA	-17.47%
Price vs 50-day SMA	-15.37%
Relative volume	1.08
RSI	21.55
Sharpe ratio	-0.23
Sharpe ratio (3Y)	0.1
Sharpe ratio (5Y)	-0.06
Sortino ratio	-0.16
Sortino ratio (3Y)	0.37
Sortino ratio (5Y)	0.13
Volume	7.8M
Weekly RSI	33.46
YTD price change	-27.72%
YTD total return	-23.29%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.7B
Shares change (QoQ)	0%
Shares change (YoY)	0.22%
Shares held by insiders	0.1%
Shares held by institutions	2.75%
Shares outstanding	3.7B

Deeper analysis on BVMF/SANB11

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/SANB11 report

Is a complete BVMF/SANB11 research report available?

No complete published report is available for bvmf/SANB11 (BVMF/SANB11) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/SANB11 (BVMF/SANB11)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/SANB11

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/SANB11 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/SANB11

Frequently asked questions