BVMF/W1RB34 (BVMF/W1RB34)

Brazil Stock Exchange: BVMF/W1RB34 · BRL

R$35.0

+0.00 (0.0%)· Recorded snapshot

Market cap	150.5B
Revenue (ttm)	77B
Net income (ttm)	9.7B
EPS (ttm)	R$2.53
P/E (trailing)	13.8x
P/E (forward)	15.0x
Dividend	R$1.06 (3.03%)
Volume	0
Beta	0.27

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 77B
Net income (ttm): 9.7B
EPS (ttm): R$2.53
P/E (trailing): 13.8x
P/E (forward): 15.0x
Market cap: 150.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E15

P25 n/aP50 n/aP75 n/a

Trailing P/E13.8

P25 n/aP50 n/aP75 n/a

ROE20.2

P25 n/aP50 n/aP75 n/a

ROIC15.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/W1RB34 indicators

Market & fundamental data

Available fields

219

Groups with data

Currency

USD

Showing 219 of 219 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-19
Employees	8,804
Employees change	277
Employees growth	3.33%
Enterprise value	BRL 153.2B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1967
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	BRW1RBBDR009
Last earnings date	2026-10-19
Last refreshed	2026-10-28
Last stock split date	2024-07-11
Last stock split type	Forward
Market cap	BRL 150.5B
Price	BRL 35.04
Price currency	BRL
Sector	Financials
SIC code	6331
Stock price date	2026-10-05
Symbol	bvmf/W1RB34
Website	https://www.berkley.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	16.23x
Average P/E ratio (3Y)	14.76x
Average P/E ratio (5Y)	14.46x
Earnings yield	7.22%
EV/Earnings	15.87x
EV/EBIT	11.7x
EV/EBITDA	11.4x
EV/FCF	8.25x
EV/Sales	1.93x
FCF / EV yield	12.12%
FCF yield	12.34%
Forward P/E	14.97x
Graham number	24.49983
Graham upside	-30.08%
Lynch fair value	BRL 27.78
Lynch upside	-20.73%
P/(FCF - SBC) ratio	8.24x
P/(OCF - SBC) ratio	7.93x
P/B ratio	2.95x
P/E ratio	13.85x
P/FCF ratio	8.11x
P/OCF ratio	7.81x
P/S ratio	1.95x
Price / tangible book value	3.01x
Price/EBITDA ratio	11.56x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	16.48%
EBITDA margin	16.91%
Effective tax rate	19.96%
FCF margin	23.29%
Gross margin	43.61%
Operating margin	16.48%
Pretax margin	15.72%
Profit margin	12.53%
Profit per employee	BRL 1.1M
Profitable quarters	25
Profitable years	24
Revenue per employee	BRL 8.7M
ROA	3.56%
ROA (5Y)	3.42%
ROE	20.21%
ROE (5Y)	19.55%
ROIC	15.14%
ROIC (5Y)	14.71%
SBC / revenue	0.38%
Tax / revenue	3.14%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-0.71%
EPS growth (Q)	-10.94%
EPS growth (QoQ)	-0.87%
EPS growth 10Y	13.89%
EPS growth 3Y	12.69%
EPS growth 5Y	13.86%
EPS growth quarters	2
EPS growth years	5
FCF growth	1.03%
FCF growth 3Y	9.25%
FCF growth 5Y	15.76%
Net income growth	-2.26%
Net income growth (Q)	-12.73%
Net income growth (QoQ)	-1.38%
Net income growth 3Y	10.89%
Net income growth 5Y	12.36%
Net income growth quarters	2
Net income growth years	5
OCF growth	2.99%
OCF growth 10Y	15.13%
OCF growth 3Y	9.86%
OCF growth 5Y	15.77%
Revenue growth	1.45%
Revenue growth (Q)	-0.78%
Revenue growth (QoQ)	0.61%
Revenue growth 10Y	7.09%
Revenue growth 3Y	7.6%
Revenue growth 5Y	10.1%
Revenue growth quarters	13
Revenue growth years	16

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	BRL 12.7B
EBITDA	BRL 13B
EPS	BRL 2.53
Financing cash flow	BRL -6.3B
Free cash flow	BRL 18.6B
Free cash flow minus SBC	BRL 18.3B
Gross profit	BRL 33.6B
Income taxes	BRL 2.4B
Investing cash flow	BRL -9.7B
Net borrowing	BRL -12.3M
Net cash flow	BRL 3.3B
Net income	BRL 9.7B
Operating cash flow minus SBC	BRL 19B
Operating income	BRL 12.7B
Revenue	BRL 77B
Stock-based compensation	BRL 299.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 131.13
Debt / EBITDA	1.23
Debt / equity	0.32
Debt / FCF	0.87
Interest coverage	19.34
Net cash (debt)	BRL -2.6B
Net cash / market cap	-1.71%
Net debt / EBITDA	0.2
Net debt / equity	0.05
Net debt / FCF	0.14
Piotroski F-Score	5
Shareholders' equity	BRL 51B
Tangible book value	BRL 50B
Tangible book value per share	BRL 128.67
Total cash	BRL 20.2B
Total debt	BRL 16.1B
WACC	5.5%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.34
Current ratio	0.41
Quick ratio	0.25

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.51%
Dividend growth	102.62%
Dividend growth (3Y)	47.87%
Dividend growth (5Y)	46.09%
Dividend growth years	0
Dividend payment date	2026-10-06
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.06
Dividend yield	3.03%
Ex-dividend date	2026-09-18
Last dividend	BRL 0.04
Payout ratio	41.95%
Shareholder yield	4.54%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 33.79
1D price change	0%
1M price change	-0.51%
1M total return	-0.41%
1W price change	1.42%
1W total return	1.42%
1Y price change	-12.16%
1Y return CAGR	-9.41%
1Y total return	-9.4%
20-day SMA	BRL 35.74
200-day SMA	BRL 30.40
3M price change	-3.92%
3M total return	-3.83%
3Y price change	65.13%
3Y return CAGR	120.81%
3Y total return	977.13%
50-day SMA	BRL 35.91
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 42.80
52-week high date	2025-10-10
52-week low	BRL 33.06
52-week low date	2026-05-28
5Y price change	97.1%
5Y return CAGR	67.76%
5Y total return	1,228.29%
6M price change	1.21%
6M total return	3.1%
All-time high	BRL 42.80
All-time high date	2025-10-10
All-time low	BRL 14.30
All-time low date	2021-07-02
Average true range (ATR)	BRL 0.71
Average volume	8.3
Beta (5Y)	0.27
Change from 52-week high	-18.13%
Change from 52-week low	5.99%
Change from all-time high	-18.13%
Change from all-time low	145.07%
Change from open	0%
Day's gap	0%
High price	BRL 35.04
Low price	BRL 35.04
Monthly RSI	53.01
Open price	BRL 35.04
Previous close	BRL 35.04
Price vs 150-day SMA	3.71%
Price vs 20-day SMA	-1.95%
Price vs 200-day SMA	15.26%
Price vs 50-day SMA	-2.42%
Relative volume	2.53
RSI	47.43
Sharpe ratio	1.13
Sortino ratio	26.4
Volume	0
Weekly RSI	52.9
YTD price change	-5.73%
YTD total return	-2.85%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	244M
Shares change (QoQ)	-0.12%
Shares change (YoY)	-1.51%
Shares held by insiders	2.31%
Shares held by institutions	56.8%
Short ratio	4.8 days

Deeper analysis on BVMF/W1RB34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/W1RB34 report

Is a complete BVMF/W1RB34 research report available?

No complete published report is available for bvmf/W1RB34 (BVMF/W1RB34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/W1RB34 (BVMF/W1RB34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/W1RB34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/W1RB34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/W1RB34

Frequently asked questions