SNSE/MACL (SNSE/MACL)

Santiago Stock Exchange: SNSE/MACL · CLP

CLP 609,000

+0.00 (0.0%)· Recorded snapshot

Market cap	524.7T
Revenue (ttm)	32.3T
Net income (ttm)	15T
EPS (ttm)	CLP 17,930
P/E (trailing)	34.0x
P/E (forward)	28.9x
Dividend	CLP 3,232 (0.53%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 32.3T
Net income (ttm): 15T
EPS (ttm): CLP 17,930
P/E (trailing): 34.0x
P/E (forward): 28.9x
Market cap: 524.7T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E28.9

P25 n/aP50 n/aP75 n/a

Trailing P/E34

P25 n/aP50 n/aP75 n/a

ROE241.2

P25 n/aP50 n/aP75 n/a

ROIC93.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SNSE/MACL indicators

Market & fundamental data

Available fields

228

Groups with data

Currency

USD

Showing 228 of 228 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CLP
Country	United States
Country code	CL
Earnings date	2026-10-29
Employees	39,800
Employees change	4,500
Employees growth	12.75%
Enterprise value	CLP 537.3T
Exchange	Santiago Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1966
Industry	Credit Services
Is primary listing	No
ISIN number	US57636Q1040
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	CLP 524.7T
Next earnings date	2026-10-29
Price	CLP 609,000.00
Price currency	CLP
Sector	Financials
SIC code	7389
Stock price date	2026-10-27
Symbol	snse/MACL
Website	https://www.mastercard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	37.32x
Average P/E ratio (3Y)	34.86x
Average P/E ratio (5Y)	35.19x
Earnings yield	2.94%
EV/Earnings	35.88x
EV/EBIT	26.05x
EV/EBITDA	24.64x
EV/FCF	34.92x
EV/Sales	15.6x
FCF / EV yield	2.86%
FCF yield	2.93%
Forward P/E	28.92x
Graham number	48424.88512
Graham upside	-92.05%
Lynch fair value	CLP 308,002.55
Lynch upside	-49.42%
P/(FCF - SBC) ratio	35.4x
P/(OCF - SBC) ratio	33.85x
P/B ratio	101.59x
P/E ratio	33.97x
P/FCF ratio	34.1x
P/OCF ratio	32.66x
P/S ratio	16.23x
Price/EBITDA ratio	25.65x
Sector forward P/E	11.93x
Sector P/E	12.62x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	59.88%
EBITDA margin	63.28%
Effective tax rate	19.41%
FCF margin	44.48%
Gross margin	100%
Operating margin	59.88%
Pretax margin	57.5%
Profit margin	46.34%
Profit per employee	CLP 376.3M
Profitable quarters	71
Profitable years	17
Revenue per employee	CLP 812.1M
ROA	24.06%
ROA (5Y)	21.52%
ROCE	64.26%
ROE	241.2%
ROE (5Y)	167.33%
ROIC	93.78%
ROIC (5Y)	83.68%
SBC / revenue	1.75%
Tax / revenue	11.16%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	22.61%
EPS growth (Q)	22.11%
EPS growth (QoQ)	14.25%
EPS growth 10Y	18.22%
EPS growth 3Y	19.45%
EPS growth 5Y	20.36%
EPS growth quarters	13
EPS growth years	5
FCF growth	0.91%
FCF growth (Q)	-23.69%
FCF growth (QoQ)	22.39%
FCF growth 3Y	14.45%
FCF growth 5Y	17.83%
Gross profit growth	16.01%
Gross profit growth (Q)	14.07%
Gross profit growth 3Y	14.14%
Gross profit growth 5Y	16.09%
Net income growth	19.66%
Net income growth (Q)	18.56%
Net income growth (QoQ)	13.03%
Net income growth 3Y	16.7%
Net income growth 5Y	17.72%
Net income growth quarters	13
Net income growth years	5
OCF growth	2.86%
OCF growth (Q)	-18.03%
OCF growth (QoQ)	25.81%
OCF growth 10Y	14.69%
OCF growth 3Y	14.64%
OCF growth 5Y	17.95%
Operating income growth	18.27%
Operating income growth (Q)	16.33%
Operating income growth 3Y	15.94%
Operating income growth 5Y	18.95%
Revenue growth	16.01%
Revenue growth (Q)	14.07%
Revenue growth (QoQ)	10.47%
Revenue growth 10Y	13.16%
Revenue growth 3Y	14.14%
Revenue growth 5Y	16.09%
Revenue growth quarters	22
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CLP -677.2B
Depreciation and amortization	CLP 1.2T
EBIT	CLP 19.4T
EBITDA	CLP 20.5T
EPS	CLP 17,929.52
Financing cash flow	CLP -12.2T
Free cash flow	CLP 15.4T
Free cash flow minus SBC	CLP 14.8T
Gross profit	CLP 32.3T
Income taxes	CLP 3.6T
Investing cash flow	CLP -1.5T
Net borrowing	CLP 5.6T
Net cash flow	CLP 2.2T
Net income	CLP 15T
Operating cash flow minus SBC	CLP 15.5T
Operating income	CLP 19.4T
Revenue	CLP 32.3T
Stock-based compensation	CLP 566.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	9.65
Book value per share	CLP 5,893.08
Debt / EBITDA	1.11
Debt / equity	4.4
Debt / FCF	1.48
Goodwill	CLP 9.4T
Interest coverage	28.08
Long-term assets	CLP 27T
Long-term liabilities	CLP 23.3T
Net cash (debt)	CLP -11.9T
Net cash / market cap	-2.26%
Net debt / EBITDA	0.58
Net debt / equity	2.3
Net debt / FCF	0.77
Piotroski F-Score	4
Property, plant and equipment	CLP 2.5T
Shareholders' equity	CLP 5.2T
Tangible book value	CLP -8.6T
Tangible book value per share	CLP -9,823.21
Total assets	CLP 53.2T
Total cash	CLP 10.7T
Total debt	CLP 22.7T
Total liabilities	CLP 48T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.64
Current assets	CLP 26.2T
Current liabilities	CLP 24.7T
Current ratio	1.06
Net working capital	CLP -7T
Quick ratio	0.67
Working capital	CLP 1.4T
Working capital turnover	13,964.99

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.35%
Dividend growth	8.9%
Dividend growth years	2
Dividend payment date	2026-11-09
Dividend payment years	4
Dividend payout frequency	Quarterly
Dividend per share	CLP 3,231.81
Dividend yield	0.53%
Ex-dividend date	2026-10-09
Last dividend	CLP 853.58
Payout ratio	17.96%
Shareholder yield	2.88%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	CLP 510,814.07
1D price change	0%
1M price change	12.69%
1M total return	12.87%
1W price change	2.67%
1W total return	2.67%
1Y price change	13.03%
1Y return CAGR	13.75%
1Y total return	13.74%
20-day SMA	CLP 576,655.50
200-day SMA	CLP 517,810.55
3M price change	19.23%
3M total return	19.42%
50-day SMA	CLP 553,413.80
50-day SMA vs 200-day SMA	50over200
52-week high	CLP 609,000.00
52-week high date	2026-10-27
52-week low	CLP 440,200.00
52-week low date	2026-06-01
6M price change	13.03%
6M total return	13.41%
All-time high	CLP 609,000.00
All-time high date	2026-10-22
All-time low	CLP 393,910.00
All-time low date	2024-07-10
Average true range (ATR)	CLP 3,155.99
Average volume	0.2
Change from 52-week high	0%
Change from 52-week low	38.35%
Change from all-time high	0%
Change from all-time low	54.6%
Monthly RSI	69.07
Previous close	CLP 609,000.00
Price vs 150-day SMA	19.22%
Price vs 20-day SMA	5.61%
Price vs 200-day SMA	17.61%
Price vs 50-day SMA	10.04%
Relative volume	20
RSI	91.34
Sharpe ratio	0.48
Sortino ratio	0.91
Weekly RSI	76.71
YTD price change	13.03%
YTD total return	13.74%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	868.3M
Shares change (QoQ)	-1.12%
Shares change (YoY)	-2.35%
Shares held by insiders	0.03%
Shares held by institutions	89.33%
Short ratio	2.4 days

Deeper analysis on SNSE/MACL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this SNSE/MACL report

Is a complete SNSE/MACL research report available?

No complete published report is available for snse/MACL (SNSE/MACL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SNSE/MACL (SNSE/MACL)

Price

Financial snapshot

Fair-value bridge

Latest news · SNSE/MACL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SNSE/MACL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SNSE/MACL

Frequently asked questions