SHA/601825 (SHA/601825)

Shanghai Stock Exchange: SHA/601825 · CNY

CN¥8.95

-0.18 (-2.0%)· Recorded snapshot

Market cap	86.3B
Revenue (ttm)	23.8B
Net income (ttm)	12.4B
EPS (ttm)	CN¥1.28
Shares out	9.6B
P/E (trailing)	7.0x
P/E (forward)	6.9x
Dividend	CN¥0.44 (4.86%)
Volume	33,864,516
Beta	-0.03

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 23.8B
Net income (ttm): 12.4B
EPS (ttm): CN¥1.28
P/E (trailing): 7.0x
P/E (forward): 6.9x
Market cap: 86.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.9

P25 n/aP50 n/aP75 n/a

Trailing P/E7

P25 n/aP50 n/aP75 n/a

ROE9.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SHA/601825 indicators

Market & fundamental data

Available fields

201

Groups with data

Currency

CNY

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CNY
Country	China
Country code	CN
Earnings date	2026-10-31
Employees	11,059
Employees change	-159
Employees growth	-1.42%
Exchange	Shanghai Stock Exchange
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2005
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	CNE100004QD7
Last earnings date	2026-08-28
Last refreshed	2026-10-28
Market cap	CNY 86.3B
Next earnings date	2026-10-31
Price	CNY 8.95
Price currency	CNY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	sha/601825
Website	https://www.srcb.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	6.1x
Average P/E ratio (5Y)	5.91x
Earnings yield	14.3%
FCF yield	11.7%
Forward P/E	6.91x
Graham number	19.93634
Graham upside	122.75%
Industry forward P/E	6.21x
Industry P/E	6.51x
Lynch fair value	CNY 8.57
Lynch upside	-4.24%
P/B ratio	0.63x
P/E ratio	6.99x
P/FCF ratio	8.54x
P/OCF ratio	7.79x
P/S ratio	3.63x
PEG ratio	3.91x
Price / tangible book value	0.66x
Sector forward P/E	6.55x
Sector P/E	7.36x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	15.93%
FCF margin	42.48%
Operating margin	63.11%
Pretax margin	63.51%
Profit margin	52.02%
Profit per employee	CNY 1.1M
Profitable quarters	56
Profitable years	20
Revenue per employee	CNY 2.2M
ROA	0.79%
ROA (5Y)	0.89%
ROE	9.46%
ROE (5Y)	10.76%
Tax / revenue	10.11%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	0.12%
EPS growth (Q)	0.79%
EPS growth (QoQ)	-2.72%
EPS growth 10Y	26.19%
EPS growth 3Y	0.8%
EPS growth 5Y	4.42%
EPS growth years	5
FCF growth	-58.84%
FCF growth (QoQ)	206.3%
FCF growth 3Y	-52.22%
Net income growth	0.35%
Net income growth (Q)	1.01%
Net income growth (QoQ)	-2.97%
Net income growth 3Y	0.87%
Net income growth 5Y	6.7%
Net income growth quarters	2
Net income growth years	5
OCF growth	-56.47%
OCF growth (QoQ)	201.95%
OCF growth 10Y	11.32%
OCF growth 3Y	-50.89%
Revenue growth	-0.21%
Revenue growth (Q)	1.02%
Revenue growth (QoQ)	7.47%
Revenue growth 10Y	14.73%
Revenue growth 3Y	1.23%
Revenue growth 5Y	5.31%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CNY -972.2M
EPS	CNY 1.28
FCF per share	CNY 1.05
Financing cash flow	CNY 5.8B
Free cash flow	CNY 10.1B
Gross profit	CNY 23.8B
Income taxes	CNY 2.4B
Investing cash flow	CNY -11.8B
Net borrowing	CNY 12.2B
Net cash flow	CNY 4.6B
Net income	CNY 12.4B
Operating income	CNY 15B
Revenue	CNY 23.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CNY 13.80
Debt / equity	2.11
Debt / FCF	28.68
Net cash (debt)	CNY -125.6B
Net cash / market cap	-145.55%
Net debt / equity	0.91
Net debt / FCF	12.44
Piotroski F-Score	3
Property, plant and equipment	CNY 6.3B
Shareholders' equity	CNY 137.4B
Tangible book value	CNY 131.4B
Tangible book value per share	CNY 13.62
Total assets	CNY 1.6T
Total cash	CNY 164.1B
Total debt	CNY 289.7B
Total liabilities	CNY 1.5T
WACC	0.93%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	CNY -1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	2.28%
Dividend growth (3Y)	9.08%
Dividend growth years	0
Dividend payment date	2026-09-24
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	CNY 0.44
Dividend yield	4.86%
Ex-dividend date	2026-09-24
FCF payout ratio	42.38%
Last dividend	CNY 0.25
Payout ratio	50.58%
Shareholder yield	4.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	CNY 8.63
1D price change	-1.97%
1M price change	2.87%
1M total return	2.87%
1W price change	4.56%
1W total return	4.56%
1Y price change	2.17%
1Y return CAGR	7.72%
1Y total return	7.71%
20-day SMA	CNY 8.70
200-day SMA	CNY 8.64
3M price change	7.31%
3M total return	10.42%
3Y price change	49.17%
3Y return CAGR	21.8%
3Y total return	80.71%
50-day SMA	CNY 8.77
50-day SMA vs 200-day SMA	50over200
52-week high	CNY 9.65
52-week high date	2025-12-03
52-week low	CNY 7.36
52-week low date	2026-07-01
5Y price change	26.77%
5Y return CAGR	12.15%
5Y total return	77.36%
6M price change	-0.33%
6M total return	5.07%
All-time high	CNY 12.82
All-time high date	2021-08-19
All-time low	CNY 5.24
All-time low date	2022-10-28
Average true range (ATR)	CNY 0.24
Average volume	27.8M
Beta (1Y)	-0.2
Beta (2Y)	-0.14
Beta (5Y)	-0.03
Change from 52-week high	-7.25%
Change from 52-week low	21.6%
Change from all-time high	-30.19%
Change from all-time low	70.8%
Change from open	-1.76%
Day's gap	-0.22%
Dollar volume	CNY 303.1M
High price	CNY 9.19
Low price	CNY 8.84
Monthly RSI	55
Open price	CNY 9.11
Position in 52-week range	31.43%
Previous close	CNY 9.13
Price vs 150-day SMA	3.66%
Price vs 20-day SMA	2.85%
Price vs 200-day SMA	3.54%
Price vs 50-day SMA	2.03%
Relative volume	1.25
RSI	57.45
Sharpe ratio	0.36
Sharpe ratio (3Y)	0.79
Sortino ratio	0.82
Sortino ratio (3Y)	1.47
Volume	33.9M
Weekly RSI	55.92
YTD price change	-3.66%
YTD total return	1.57%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4.9B
Shares change (QoQ)	-1.2%
Shares held by insiders	0.05%
Shares held by institutions	22.93%
Shares outstanding	9.6B

Deeper analysis on SHA/601825

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this SHA/601825 report

Is a complete SHA/601825 research report available?

No complete published report is available for sha/601825 (SHA/601825) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SHA/601825 (SHA/601825)

Price

Financial snapshot

Fair-value bridge

Latest news · SHA/601825

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHA/601825 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SHA/601825

Frequently asked questions