SHA/601998 (SHA/601998)

Shanghai Stock Exchange: SHA/601998 · CNY

CN¥9.13

+0.02 (+0.2%)· Recorded snapshot

Market cap	479.1B
Revenue (ttm)	155.4B
Net income (ttm)	67.9B
EPS (ttm)	CN¥1.22
Shares out	55.6B
P/E (trailing)	7.5x
P/E (forward)	7.2x
Dividend	CN¥0.41 (4.45%)
Volume	36,753,076
Beta	-0.05

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 155.4B
Net income (ttm): 67.9B
EPS (ttm): CN¥1.22
P/E (trailing): 7.5x
P/E (forward): 7.2x
Market cap: 479.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.2

P25 n/aP50 n/aP75 n/a

Trailing P/E7.5

P25 n/aP50 n/aP75 n/a

ROE8.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SHA/601998 indicators

Market & fundamental data

Available fields

203

Groups with data

Currency

CNY

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CNY
Country	China
Country code	CN
Earnings date	2026-10-29
Employees	67,139
Employees change	-535
Employees growth	-0.79%
Exchange	Shanghai Stock Exchange
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1987
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	CNE1000000R4
Last earnings date	2026-08-26
Last refreshed	2026-10-28
Market cap	CNY 479.1B
Next earnings date	2026-10-29
Price	CNY 9.13
Price currency	CNY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	sha/601998
Website	https://www.citicbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	5.33x
Average P/E ratio (3Y)	5.45x
Average P/E ratio (5Y)	4.81x
Earnings yield	13.32%
FCF yield	-22.41%
Forward P/E	7.23x
Graham number	19.16257
Graham upside	109.89%
Industry forward P/E	6.21x
Industry P/E	6.51x
Lynch fair value	CNY 7.96
Lynch upside	-12.83%
P/B ratio	0.54x
P/E ratio	7.51x
P/S ratio	3.08x
PEG ratio	1.43x
Price / tangible book value	0.57x
Sector forward P/E	6.55x
Sector P/E	7.36x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	13.88%
Operating margin	54.23%
Pretax margin	54.25%
Profit margin	46.17%
Profit per employee	CNY 1M
Profitable quarters	76
Profitable years	23
Revenue per employee	CNY 2.3M
ROA	0.72%
ROA (5Y)	0.75%
ROE	8.42%
ROE (5Y)	9.22%
Tax / revenue	7.53%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	4.3%
EPS growth (Q)	6.67%
EPS growth (QoQ)	-24.98%
EPS growth 10Y	3.16%
EPS growth 3Y	2.64%
EPS growth 5Y	5.73%
EPS growth quarters	4
EPS growth years	0
Net income growth	3.13%
Net income growth (Q)	3.15%
Net income growth (QoQ)	-24.88%
Net income growth 3Y	3.72%
Net income growth 5Y	6.55%
Net income growth quarters	8
Net income growth years	22
Revenue growth	0.78%
Revenue growth (Q)	-1.33%
Revenue growth (QoQ)	-0.51%
Revenue growth 10Y	3.18%
Revenue growth 3Y	2.25%
Revenue growth 5Y	5.61%
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CNY -25.7B
EPS	CNY 1.22
FCF per share	CNY -1.93
Financing cash flow	CNY 400.1B
Free cash flow	CNY -107.4B
Gross profit	CNY 153.6B
Income taxes	CNY 11.7B
Investing cash flow	CNY -189.1B
Net borrowing	CNY -285.5B
Net cash flow	CNY 122.7B
Net income	CNY 67.9B
Operating income	CNY 84.3B
Revenue	CNY 155.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CNY 13.42
Debt / equity	2.04
Goodwill	CNY 882M
Net cash (debt)	CNY -406.6B
Net cash / market cap	-84.88%
Net debt / equity	0.46
Piotroski F-Score	2
Property, plant and equipment	CNY 90.3B
Shareholders' equity	CNY 890.8B
Tangible book value	CNY 833.9B
Tangible book value per share	CNY 13.37
Total assets	CNY 10.4T
Total cash	CNY 1.4T
Total debt	CNY 1.8T
Total liabilities	CNY 9.5T
WACC	0.83%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	CNY -7.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-4.02%
Dividend growth	7.41%
Dividend growth (10Y)	6.04%
Dividend growth (3Y)	5.01%
Dividend growth (5Y)	8.45%
Dividend growth years	0
Dividend payment date	2026-06-10
Dividend payment years	11
Dividend payout frequency	Semi-Annual
Dividend per share	CNY 0.41
Dividend yield	4.45%
Ex-dividend date	2026-06-10
Last dividend	CNY 0.19
Payout ratio	46.79%
Shareholder yield	0.43%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	50.91%
10Y return CAGR	9.26%
10Y total return	142.45%
150-day SMA	CNY 8.12
15Y price change	102.89%
15Y return CAGR	9.54%
15Y total return	292.12%
1D price change	0.22%
1M price change	1.33%
1M total return	1.33%
1W price change	1.33%
1W total return	1.33%
1Y price change	16.45%
1Y return CAGR	22.31%
1Y total return	22.29%
20-day SMA	CNY 9.08
200-day SMA	CNY 7.94
3M price change	18.42%
3M total return	18.42%
3Y price change	63.62%
3Y return CAGR	23.6%
3Y total return	88.83%
50-day SMA	CNY 8.79
50-day SMA vs 200-day SMA	50over200
52-week high	CNY 9.35
52-week high date	2026-10-13
52-week low	CNY 6.85
52-week low date	2026-07-01
5Y price change	98.05%
5Y return CAGR	20.89%
5Y total return	158.12%
6M price change	9.6%
6M total return	12.44%
All-time high	CNY 12.88
All-time high date	2007-08-28
All-time low	CNY 3.39
All-time low date	2013-07-29
Average true range (ATR)	CNY 0.22
Average volume	49.2M
Beta (1Y)	-0.23
Beta (2Y)	-0.13
Beta (5Y)	-0.05
Change from 52-week high	-2.35%
Change from 52-week low	33.29%
Change from all-time high	-29.11%
Change from all-time low	169.32%
Change from open	0.77%
Day's gap	-0.55%
Dollar volume	CNY 335.6M
High price	CNY 9.25
Low price	CNY 9.01
Monthly RSI	63.31
Open price	CNY 9.06
Position in 52-week range	50%
Previous close	CNY 9.11
Price vs 150-day SMA	12.51%
Price vs 20-day SMA	0.55%
Price vs 200-day SMA	14.94%
Price vs 50-day SMA	3.92%
Relative volume	0.76
RSI	56.19
Sharpe ratio	1.07
Sharpe ratio (3Y)	0.81
Sharpe ratio (5Y)	0.72
Sortino ratio	2.01
Sortino ratio (3Y)	1.51
Sortino ratio (5Y)	1.4
Volume	36.8M
Weekly RSI	65.71
YTD price change	18.57%
YTD total return	21.64%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	13.1B
Shares change (QoQ)	0.14%
Shares change (YoY)	4.02%
Shares held by insiders	0.01%
Shares held by institutions	12.27%
Shares outstanding	55.6B

Deeper analysis on SHA/601998

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this SHA/601998 report

Is a complete SHA/601998 research report available?

No complete published report is available for sha/601998 (SHA/601998) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SHA/601998 (SHA/601998)

Price

Financial snapshot

Fair-value bridge

Latest news · SHA/601998

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHA/601998 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SHA/601998

Frequently asked questions