SHE/001227 (SHE/001227)

Shenzhen Stock Exchange: SHE/001227 · CNY

CN¥2.11

+0.00 (0.0%)· Recorded snapshot

Market cap	12B
Revenue (ttm)	4.4B
Net income (ttm)	1.8B
EPS (ttm)	CN¥0.29
Shares out	5.7B
P/E (trailing)	7.3x
Dividend	CN¥0.08 (3.79%)
Volume	40,437,865
Beta	0.26

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4.4B
Net income (ttm): 1.8B
EPS (ttm): CN¥0.29
P/E (trailing): 7.3x
Market cap: 12B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E7.3

P25 n/aP50 n/aP75 n/a

ROE5.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SHE/001227 indicators

Market & fundamental data

Available fields

190

Groups with data

Currency

CNY

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CNY
Country	China
Country code	CN
Earnings date	2026-10-29
Employees	4,431
Employees change	151
Employees growth	3.53%
Exchange	Shenzhen Stock Exchange
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1997
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	CNE1000056L9
Last earnings date	2026-08-29
Last refreshed	2026-10-28
Market cap	CNY 12B
Next earnings date	2026-10-29
Price	CNY 2.11
Price currency	CNY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	she/001227
Website	https://www.lzbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	7.47x
Average P/E ratio (5Y)	9.62x
Earnings yield	13.77%
FCF yield	194.37%
Graham number	5.96778
Graham upside	182.83%
Industry forward P/E	6.2x
Industry P/E	6.51x
Lynch fair value	CNY 2.52
Lynch upside	19.26%
P/B ratio	0.33x
P/E ratio	7.26x
P/FCF ratio	0.51x
P/OCF ratio	0.51x
P/S ratio	2.74x
Price / tangible book value	0.34x
Sector forward P/E	6.55x
Sector P/E	7.36x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	532.37%
Operating margin	41.69%
Pretax margin	38.66%
Profit margin	40.56%
Profit per employee	CNY 401,638
Revenue per employee	CNY 990,263
ROA	0.35%
ROA (5Y)	0.41%
ROE	5.07%
ROE (5Y)	5.66%
Tax / revenue	-3.19%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-0.06%
EPS growth (Q)	-0.62%
EPS growth (QoQ)	-37.13%
EPS growth 10Y	2.3%
EPS growth 3Y	0.66%
EPS growth 5Y	7.84%
FCF growth	-13.99%
FCF growth (Q)	-2.16%
FCF growth 3Y	64.52%
Net income growth	-6.14%
Net income growth (Q)	-14.85%
Net income growth (QoQ)	-37.07%
Net income growth 3Y	-1.51%
Net income growth 5Y	8.66%
OCF growth	-13.79%
OCF growth (Q)	-1.76%
OCF growth 10Y	15.63%
OCF growth 3Y	63.92%
Revenue growth	-1%
Revenue growth (Q)	1%
Revenue growth (QoQ)	-20.81%
Revenue growth 10Y	8.81%
Revenue growth 3Y	-2.18%
Revenue growth 5Y	3.73%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CNY -210M
EPS	CNY 0.29
FCF per share	CNY 4.10
Financing cash flow	CNY 900.5M
Free cash flow	CNY 23.4B
Gross profit	CNY 4.4B
Income taxes	CNY -140.1M
Investing cash flow	CNY -23.6B
Net borrowing	CNY 2B
Net cash flow	CNY 907.6M
Net income	CNY 1.8B
Operating income	CNY 1.8B
Revenue	CNY 4.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CNY 5.45
Debt / equity	2.24
Debt / FCF	3.5
Goodwill	CNY 342.9M
Net cash (debt)	CNY -38.9B
Net cash / market cap	-324.06%
Net debt / equity	1.07
Net debt / FCF	1.67
Piotroski F-Score	4
Property, plant and equipment	CNY 1.3B
Shareholders' equity	CNY 36.5B
Tangible book value	CNY 35.6B
Tangible book value per share	CNY 5.37
Total assets	CNY 533.1B
Total cash	CNY 42.7B
Total debt	CNY 81.7B
Total liabilities	CNY 496.6B
WACC	0.73%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	CNY -368.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	6.08%
Dividend growth	-20.79%
Dividend growth (3Y)	-12.64%
Dividend growth years	1
Dividend payment date	2026-06-24
Dividend payment years	5
Dividend payout frequency	Semi-Annual
Dividend per share	CNY 0.08
Dividend yield	3.79%
Ex-dividend date	2026-06-24
FCF payout ratio	1.95%
Last dividend	CNY 0.03
Payout ratio	58.99%
Shareholder yield	9.87%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	CNY 2.15
1D price change	0%
1M price change	1.93%
1M total return	1.93%
1Y price change	-13.17%
1Y return CAGR	-10.05%
1Y total return	-10.04%
20-day SMA	CNY 2.10
200-day SMA	CNY 2.20
3M price change	-1.4%
3M total return	-1.4%
3Y price change	-28.72%
3Y return CAGR	-7.07%
3Y total return	-19.74%
50-day SMA	CNY 2.13
50-day SMA vs 200-day SMA	50under200
52-week high	CNY 2.48
52-week high date	2025-11-14
52-week low	CNY 1.99
52-week low date	2026-07-01
6M price change	-5.8%
6M total return	-4.46%
All-time high	CNY 7.52
All-time high date	2022-01-21
All-time low	CNY 1.99
All-time low date	2026-06-30
Average true range (ATR)	CNY 0.04
Average volume	62M
Beta (1Y)	0.01
Beta (2Y)	0.15
Beta (5Y)	0.26
Change from 52-week high	-14.92%
Change from 52-week low	6.03%
Change from all-time high	-71.94%
Change from all-time low	6.03%
Change from open	0.48%
Day's gap	-0.47%
Dollar volume	CNY 85.3M
High price	CNY 2.12
Low price	CNY 2.10
Monthly RSI	35.41
Open price	CNY 2.10
Position in 52-week range	50%
Previous close	CNY 2.11
Price vs 150-day SMA	-1.95%
Price vs 20-day SMA	0.33%
Price vs 200-day SMA	-3.87%
Price vs 50-day SMA	-0.75%
Relative volume	0.65
RSI	49.61
Sharpe ratio	-0.87
Sharpe ratio (3Y)	-0.48
Sortino ratio	-0.8
Sortino ratio (3Y)	-0.4
Volume	40.4M
Weekly RSI	44.31
YTD price change	-9.05%
YTD total return	-5.78%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2.8B
Shares change (QoQ)	0.1%
Shares change (YoY)	-6.08%
Shares held by insiders	0.02%
Shares held by institutions	3.59%
Shares outstanding	5.7B

Deeper analysis on SHE/001227

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this SHE/001227 report

Is a complete SHE/001227 research report available?

No complete published report is available for she/001227 (SHE/001227) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SHE/001227 (SHE/001227)

Price

Financial snapshot

Fair-value bridge

Latest news · SHE/001227

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHE/001227 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SHE/001227

Frequently asked questions