ETR/3V64 (ETR/3V64)

Deutsche Börse Xetra: ETR/3V64 · EUR

€361

+1.04 (+0.3%)· Recorded snapshot

Market cap	664B
Revenue (ttm)	40.4B
Net income (ttm)	20.7B
EPS (ttm)	€10.5
P/E (trailing)	34.5x
P/E (forward)	26.5x
Dividend	€2.29 (0.63%)
Volume	3,127
Beta	0.77

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 40.4B
Net income (ttm): 20.7B
EPS (ttm): €10.5
P/E (trailing): 34.5x
P/E (forward): 26.5x
Market cap: 664B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E26.5

P25 n/aP50 n/aP75 n/a

Trailing P/E34.5

P25 n/aP50 n/aP75 n/a

ROE63.5

P25 n/aP50 n/aP75 n/a

ROIC56

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ETR/3V64 indicators

Market & fundamental data

Available fields

254

Groups with data

Currency

USD

Showing 254 of 254 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	DE
Earnings date	2026-10-27
Employees	34,100
Employees change	2,500
Employees growth	7.91%
Enterprise value	EUR 671.6B
Exchange	Deutsche Börse Xetra
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	September
Founded	1958
Industry	Credit Services
Is primary listing	No
ISIN number	US92826C8394
Last earnings date	2026-10-27
Last refreshed	2026-10-28
Last stock split date	2015-03-19
Last stock split type	Forward
Market cap	EUR 664B
Next earnings date	2027-01-26
Price	EUR 360.55
Price currency	EUR
Sector	Financials
SIC code	6099
Stock price date	2026-10-28
Symbol	etr/3V64
Website	https://www.visa.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	31.13x
Average P/E ratio (3Y)	29.49x
Average P/E ratio (5Y)	28.84x
Earnings yield	2.9%
EV/Earnings	32.35x
EV/EBIT	24.98x
EV/EBITDA	23.86x
EV/FCF	34.48x
EV/Sales	16.25x
FCF / EV yield	2.9%
FCF yield	2.93%
Forward P/E	26.47x
Graham number	65.41839
Graham upside	-81.62%
Lynch fair value	EUR 159.95
Lynch upside	-55.06%
P/(FCF - SBC) ratio	35.58x
P/(OCF - SBC) ratio	32.97x
P/B ratio	20.82x
P/E ratio	34.47x
P/FCF ratio	34.09x
P/OCF ratio	31.68x
P/S ratio	16.38x
Price/EBITDA ratio	24.04x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	65.08%
EBITDA margin	68.14%
Effective tax rate	16.34%
FCF margin	47.07%
Gross margin	97.68%
Operating margin	65.08%
Pretax margin	61.2%
Profit margin	51.2%
Profit per employee	EUR 606,968
Profitable quarters	56
Profitable years	18
Revenue per employee	EUR 1.2M
ROA	19.25%
ROA (5Y)	16.58%
ROCE	47.59%
ROE	63.51%
ROE (5Y)	50.73%
ROIC	55.95%
ROIC (5Y)	47.29%
SBC / revenue	2.02%
Tax / revenue	10%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.05%
EPS growth (Q)	-34.73%
EPS growth (QoQ)	-42.4%
EPS growth 10Y	16.71%
EPS growth 3Y	11.99%
EPS growth 5Y	15.64%
EPS growth quarters	3
EPS growth years	5
FCF growth	2.23%
FCF growth (Q)	17.85%
FCF growth (QoQ)	12.32%
FCF growth 3Y	3.85%
FCF growth 5Y	8.72%
Gross profit growth	14.66%
Gross profit growth (Q)	12.98%
Gross profit growth 3Y	12%
Gross profit growth 5Y	13.91%
Net income growth	17.18%
Net income growth (Q)	17.92%
Net income growth (QoQ)	7.5%
Net income growth 3Y	11.43%
Net income growth 5Y	14.38%
Net income growth quarters	3
Net income growth years	5
OCF growth	2.9%
OCF growth (Q)	18.4%
OCF growth (QoQ)	12.69%
OCF growth 10Y	15.59%
OCF growth 3Y	4.56%
OCF growth 5Y	9.28%
Operating income growth	11.44%
Operating income growth (Q)	9.71%
Operating income growth 3Y	10.86%
Operating income growth 5Y	13.58%
Revenue growth	14.76%
Revenue growth (Q)	13.2%
Revenue growth (QoQ)	4.35%
Revenue growth 10Y	11.77%
Revenue growth 3Y	12.02%
Revenue growth 5Y	13.75%
Revenue growth quarters	21
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -1.5B
Depreciation and amortization	EUR 1.3B
EBIT	EUR 26.3B
EBITDA	EUR 27.5B
EPS	EUR 10.46
Financing cash flow	EUR -24.9B
Free cash flow	EUR 19.4B
Free cash flow minus SBC	EUR 18.6B
Gross profit	EUR 39.5B
Income taxes	EUR 4B
Investing cash flow	EUR -875.3M
Net borrowing	EUR -2.3B
Net cash flow	EUR -5.2B
Net income	EUR 20.7B
Operating cash flow minus SBC	EUR 20.1B
Operating income	EUR 26.3B
Revenue	EUR 40.4B
Stock-based compensation	EUR 817.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 17.77
Debt / EBITDA	0.71
Debt / equity	0.61
Debt / FCF	1
Goodwill	EUR 18.7B
Interest coverage	39.41
Long-term assets	EUR 55.7B
Long-term liabilities	EUR 22.9B
Net cash (debt)	EUR -7B
Net cash / market cap	-1.06%
Net debt / EBITDA	0.26
Net debt / equity	0.22
Net debt / FCF	0.36
Piotroski F-Score	6
Property, plant and equipment	EUR 4.6B
Shareholders' equity	EUR 31.8B
Tangible book value	EUR -11.1B
Tangible book value per share	EUR -6.27
Total assets	EUR 83.1B
Total cash	EUR 12.4B
Total debt	EUR 19.4B
Total liabilities	EUR 51.3B
WACC	8.33%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.47
Current assets	EUR 27.4B
Current liabilities	EUR 28.4B
Current ratio	0.97
Net working capital	EUR -11B
Quick ratio	0.63
Working capital	EUR -970.4M
Working capital turnover	50.03

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-2.75%
Dividend growth	5.71%
Dividend growth (10Y)	16.37%
Dividend growth (3Y)	10.74%
Dividend growth (5Y)	16.35%
Dividend growth years	17
Dividend payment date	2026-09-01
Dividend payment years	19
Dividend payout frequency	Quarterly
Dividend per share	EUR 2.29
Dividend yield	0.63%
Ex-dividend date	2026-08-11
Last dividend	EUR 0.58
Payout ratio	21.75%
Shareholder yield	-2.1%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	378.37%
10Y return CAGR	17.77%
10Y total return	413.29%
150-day SMA	EUR 304.02
1D price change	0.29%
1M price change	12.06%
1M total return	12.06%
1W price change	-0.65%
1W total return	-0.65%
1Y price change	20.14%
1Y return CAGR	21.12%
1Y total return	21.11%
20-day SMA	EUR 348.71
200-day SMA	EUR 295.74
3M price change	12.94%
3M total return	13.15%
3Y price change	65.62%
3Y return CAGR	19.21%
3Y total return	69.44%
50-day SMA	EUR 332.88
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 369.10
52-week high date	2026-10-23
52-week low	EUR 253.05
52-week low date	2026-04-01
5Y price change	90.81%
5Y return CAGR	14.66%
5Y total return	98.17%
6M price change	36.49%
6M total return	37.03%
All-time high	EUR 369.10
All-time high date	2026-10-23
All-time low	EUR 7.75
All-time low date	2008-11-04
Average true range (ATR)	EUR 5.49
Average volume	1.8K
Beta (5Y)	0.77
Change from 52-week high	-2.32%
Change from 52-week low	42.48%
Change from all-time high	-2.32%
Change from all-time low	4,552.26%
Change from open	0.98%
Day's gap	-0.68%
Dollar volume	EUR 1.1M
High price	EUR 362.50
Low price	EUR 352.90
Monthly RSI	68.62
Open price	EUR 357.05
Position in 52-week range	79.69%
Previous close	EUR 359.50
Price vs 150-day SMA	18.6%
Price vs 20-day SMA	3.4%
Price vs 200-day SMA	21.91%
Price vs 50-day SMA	8.31%
Relative volume	1.7
RSI	69.46
Sharpe ratio	0.9
Sharpe ratio (3Y)	0.7
Sharpe ratio (5Y)	0.6
Sortino ratio	1.63
Sortino ratio (3Y)	1.27
Sortino ratio (5Y)	1.12
Volume	3.1K
Weekly RSI	72.95
YTD price change	19.45%
YTD total return	20.16%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.7B
Shares change (QoQ)	85.14%
Shares change (YoY)	2.75%
Shares held by insiders	0.04%
Shares held by institutions	82.63%

Deeper analysis on ETR/3V64

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this ETR/3V64 report

Is a complete ETR/3V64 research report available?

No complete published report is available for etr/3V64 (ETR/3V64) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ETR/3V64 (ETR/3V64)

Price

Financial snapshot

Fair-value bridge

Latest news · ETR/3V64

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ETR/3V64 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ETR/3V64

Frequently asked questions