FRA/ALVE (FRA/ALVE)

Frankfurt Stock Exchange: FRA/ALVE · EUR

€43.0

+0.60 (+1.4%)· Recorded snapshot

Market cap	162.6B
Revenue (ttm)	119.4B
Net income (ttm)	11.6B
EPS (ttm)	€3.05
P/E (trailing)	14.1x
P/E (forward)	13.4x
Dividend	€1.19 (2.76%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 119.4B
Net income (ttm): 11.6B
EPS (ttm): €3.05
P/E (trailing): 14.1x
P/E (forward): 13.4x
Market cap: 162.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E13.4

P25 n/aP50 n/aP75 n/a

Trailing P/E14.1

P25 n/aP50 n/aP75 n/a

ROE19.6

P25 n/aP50 n/aP75 n/a

ROIC17.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FRA/ALVE indicators

Market & fundamental data

Available fields

220

Groups with data

Currency

EUR

Showing 220 of 220 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Germany
Country code	DE
Earnings date	2026-11-12
Employees	138,378
Employees change	-18,248
Employees growth	-11.65%
Enterprise value	EUR 172.7B
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1890
Industry	Insurance - Diversified
Is primary listing	No
ISIN number	US0188201000
Last earnings date	2026-08-07
Last refreshed	2026-10-28
Market cap	EUR 162.6B
Next earnings date	2026-11-12
Price	EUR 43.00
Price currency	EUR
Sector	Financials
SIC code	6331
Stock price date	2026-10-27
Symbol	fra/ALVE
Website	https://www.allianz.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.88x
Average P/E ratio (3Y)	12.37x
Average P/E ratio (5Y)	12.82x
Earnings yield	7.09%
EV/Earnings	14.87x
EV/EBIT	8.51x
EV/EBITDA	7.91x
EV/FCF	6.2x
EV/Sales	1.45x
FCF / EV yield	16.14%
FCF yield	17.13%
Forward P/E	13.4x
Graham number	34.86846
Graham upside	-18.91%
Lynch fair value	EUR 18.47
Lynch upside	-57.05%
P/B ratio	2.44x
P/E ratio	14.1x
P/FCF ratio	5.84x
P/OCF ratio	5.42x
P/S ratio	1.36x
Price / tangible book value	4.01x
Price/EBITDA ratio	7.58x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	16.99%
EBITDA margin	17.97%
Effective tax rate	25.66%
FCF margin	23.33%
Gross margin	25.01%
Operating margin	16.99%
Pretax margin	14.03%
Profit margin	9.88%
Profit per employee	EUR 83,915
Profitable quarters	18
Profitable years	17
Revenue per employee	EUR 863,006
ROA	1.23%
ROA (5Y)	0.8%
ROCE	2.18%
ROE	19.61%
ROE (5Y)	13.47%
ROIC	17.77%
ROIC (5Y)	9.69%
Tax / revenue	3.6%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	16.93%
EPS growth (Q)	-7.99%
EPS growth (QoQ)	-32.37%
EPS growth 10Y	8.88%
EPS growth 3Y	14.31%
EPS growth 5Y	7.96%
EPS growth years	3
FCF growth	-20%
FCF growth 3Y	12.29%
FCF growth 5Y	-2.69%
Net income growth	15.57%
Net income growth (Q)	-8.66%
Net income growth (QoQ)	-33.77%
Net income growth 3Y	12.31%
Net income growth 5Y	6.02%
Net income growth years	3
OCF growth	-18.44%
OCF growth 10Y	1.72%
OCF growth 3Y	11.98%
OCF growth 5Y	-2.08%
Revenue growth	6.58%
Revenue growth (Q)	12.09%
Revenue growth (QoQ)	26.31%
Revenue growth 10Y	1.39%
Revenue growth 3Y	6.94%
Revenue growth 5Y	0.1%
Revenue growth quarters	5
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -2.1B
EBIT	EUR 20.3B
EBITDA	EUR 21.5B
EPS	EUR 3.05
Financing cash flow	EUR -11.7B
Free cash flow	EUR 27.9B
Gross profit	EUR 29.9B
Income taxes	EUR 4.3B
Investing cash flow	EUR -24.9B
Net borrowing	EUR -2.4B
Net cash flow	EUR -6.6B
Net income	EUR 11.6B
Operating income	EUR 20.3B
Revenue	EUR 119.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 166.33
Debt / EBITDA	1.54
Debt / equity	0.51
Debt / FCF	1.21
Goodwill	EUR 16.9B
Interest coverage	16.7
Net cash (debt)	EUR -6.4B
Net cash / market cap	-3.93%
Net debt / EBITDA	0.3
Net debt / equity	0.1
Net debt / FCF	0.23
Piotroski F-Score	6
Property, plant and equipment	EUR 6.6B
Shareholders' equity	EUR 66.6B
Tangible book value	EUR 40.5B
Tangible book value per share	EUR 107.27
Total assets	EUR 1.1T
Total cash	EUR 136B
Total debt	EUR 33.7B
Total liabilities	EUR 1T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.12
Current ratio	1.51
Net working capital	EUR 46.1B
Quick ratio	1.07
Working capital	EUR 72.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.5%
Dividend growth	13.51%
Dividend growth (3Y)	14.46%
Dividend growth (5Y)	11.98%
Dividend growth years	5
Dividend payment date	2026-05-27
Dividend payment years	7
Dividend payout frequency	Annual
Dividend per share	EUR 1.19
Dividend yield	2.76%
Ex-dividend date	2026-05-11
Last dividend	EUR 1.19
Payout ratio	54.83%
Shareholder yield	4.25%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 40.62
1D price change	1.42%
1M price change	2.38%
1M total return	2.38%
1W price change	0.94%
1W total return	0.94%
1Y price change	24.28%
1Y return CAGR	28.26%
1Y total return	28.24%
20-day SMA	EUR 42.01
200-day SMA	EUR 39.57
3M price change	2.87%
3M total return	2.87%
3Y price change	97.25%
3Y return CAGR	29.45%
3Y total return	116.95%
50-day SMA	EUR 42.92
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 44.80
52-week high date	2026-09-04
52-week low	EUR 33.40
52-week low date	2026-03-09
5Y price change	120.51%
5Y return CAGR	21.11%
5Y total return	160.47%
6M price change	12.57%
6M total return	16.15%
All-time high	EUR 44.80
All-time high date	2026-09-04
All-time low	EUR 11.70
All-time low date	2020-03-19
Average true range (ATR)	EUR 0.53
Average volume	25.2
Change from 52-week high	-4.02%
Change from 52-week low	28.74%
Change from all-time high	-4.02%
Change from all-time low	267.52%
Change from open	1.42%
Day's gap	0%
High price	EUR 43.00
Low price	EUR 42.40
Monthly RSI	70.63
Open price	EUR 42.40
Position in 52-week range	100%
Previous close	EUR 42.40
Price vs 150-day SMA	5.85%
Price vs 20-day SMA	2.36%
Price vs 200-day SMA	8.66%
Price vs 50-day SMA	0.18%
Relative volume	0.12
RSI	54.18
Sharpe ratio	0.88
Sharpe ratio (3Y)	0.9
Sharpe ratio (5Y)	0.63
Sortino ratio	1.53
Sortino ratio (3Y)	1.56
Sortino ratio (5Y)	1.16
Volume	0
Weekly RSI	59.07
YTD price change	11.98%
YTD total return	15.55%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	373.9M
Shares change (QoQ)	-1.11%
Shares change (YoY)	-1.5%
Shares held by insiders	0.02%
Shares held by institutions	35.93%

Deeper analysis on FRA/ALVE

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FRA/ALVE report

Is a complete FRA/ALVE research report available?

No complete published report is available for fra/ALVE (FRA/ALVE) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FRA/ALVE (FRA/ALVE)

Price

Financial snapshot

Fair-value bridge

Latest news · FRA/ALVE

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FRA/ALVE indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FRA/ALVE

Frequently asked questions