Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/BSD2 stock hub

FRA/BSD2 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

150.7B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/BSD2

In the news

Latest news · FRA/BSD2

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.7

P25 n/aP50 n/aP75 n/a

Trailing P/E9.7

P25 n/aP50 n/aP75 n/a

ROE12.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/BSD2 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

EUR

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Spain
Country code	DE
Employees	186,370
Employees Change	-8,350%
Employees Change Percent	-4.04
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 150.7B
Price	EUR 10.47
Price currency	EUR
Rev Per Employee	254,193.27x
Sic	6020
Symbol	fra/BSD2
Website	https://www.santander.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.3%
FCF yield	-13.48%
Forward P/E	9.73x
P/B ratio	1.34x
P/E ratio	9.71x
P/S ratio	3.18x
PE Ratio10 Y	9.11x
PE Ratio3 Y	7.29x
PE Ratio5 Y	7.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 47.4B
Net Income	EUR 15.5B
Net Income Growth	23.09%
Net Income Growth Q	60.35%
Net Income Growth3 Y	19.48%
Pretax Margin	40.15%
Profit Margin	34.1%
Profit Per Employee	EUR 83,323
ROA	0.78
Roa5y	0.67
ROE	12.89
Roe5y	11.37

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.81%
Cagr15y	6.54%
Cagr1y	68.47%
Cagr20y	4.4%
Cagr3y	54.45%
Cagr5y	30.77%
Div CAGR10	2.31%
Div CAGR3	26.77%
Div CAGR5	47.87%
EPS Growth	28.29
EPS Growth Q	67.38
EPS Growth3 Y	24.01
Revenue Growth	1.08x
Revenue Growth Q	4.63x
Revenue Growth3 Y	4.33x
Revenue Growth5 Y	7.31x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 1.9T
Cash	EUR 307.9B
Debt	EUR 392.5B
Debt FCF	EUR -19.32
Equity	EUR 112.5B
Liabilities	EUR 1.7T
Net Cash	EUR -84.6B
Net Cash By Market Cap	EUR -56.14
Net Debt Equity	EUR 0.75
Tangible Book Value	EUR 88.5B
Tangible Book Value Per Share	EUR 6.09

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -882B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.64%
Dividend Growth	14.29%
Dividend Growth Years	4%
Dividend per share	EUR 0.19
Dividend Years	6
Dividend Yield	1.86%
Ex Div Date	2026-04-30
Last Dividend	EUR 0.1
Payout Frequency	Semi-Annual
Payout Ratio	20.68%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	264.37%
1Y total return	68.41%
200-day SMA	9.38
3Y total return	268.58%
50-day SMA	10.09
50-day SMA vs 200-day SMA	50over200
5Y total return	282.28%
All Time High	14
All Time High Change	-25.18%
All Time High Date	2007-11-09
All Time Low	1.45
All Time Low Change	622.84%
All Time Low Date	2020-09-24
ATR	0.28
Ch YTD	3.52
High	10.5
High52	11.21
High52 Date	2026-02-03
High52ch	-6.62%
Low	10.39
Low52	6.36
Low52 Date	2025-05-08
Low52ch	64.52%
Ma50ch	3.77%
Price vs 200-day SMA	11.7%
RSI	53.71
RSI Monthly	75.31
RSI Weekly	57.52
Sharpe ratio	1.6x
Sortino ratio	2.63
Total Return	5.49%
Tr YTD	4.53
Tr15y	158.79%
Tr1m	9.09%
Tr1w	5.07%
Tr3m	-0.73%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 19.8B
Operating margin	41.7

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,194,236,280%
Net Borrowing	-4,747,000,000
Shares Insiders	1.07%
Shares Institutions	38.49%
Shares Qo Q	-6.75%
Shares Yo Y	-3.64%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -20.3B
Average Volume	5,974.2x
Bv Per Share	7.29
CAPEX	EUR -4.9B
Ch10y	169.6
Ch15y	39.99
Ch1m	8.04
Ch1w	5.07
Ch1y	65.05
Ch20y	-6.37
Ch3m	-1.69
Ch3y	238.1
Ch5y	230.4
Ch6m	17.9
Change	0.25%
Change From Open	0.29
Close	10.44
Days Gap	-0.04
Dollar Volume	34,729
Earnings Date	2026-04-29
EPS	EUR 1.04
F Score	2
FCF	EUR -20.3B
Financing CF	-14,424,000,000
Fiscal Year End	December
Founded	1,856
Goodwill	12,252,000,000
Graham Number	13.78019
Graham Upside	31.57
Income Tax	EUR 4.6B
Investing CF	5,492,000,000
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2020-11-16
Last Split Type	Forward
Lynch Fair Value	EUR 21.02
Lynch Upside	100.7
Ma150	9.78
Ma150ch	7.06%
Ma20	10.46
Ma20ch	0.11%
Net CF	-29,632,000,000
Open	10.44
Payment Date	2026-05-05
Position In Range	73.68
Ppne	25,755,000,000
Price Date	2026-05-08
Ptbv Ratio	1.7
Relative Volume	0.56x
Revenue	47,374,000,000x
Tax By Revenue	9.81x
Tax Rate	24.44%
Tr20y	136.59%
Tr6m	19.05%
Volume	3,317

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/BSD2 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.9%

$0.19 annual per share

Payout ratio

+20.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+47.9%

4 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2026-04-30

Performance

FRA/BSD2 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/BSD2?

Insider, institutional, and short-interest positioning.

Institutional ownership

+38.5%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-3.6%

Negative means the company is buying back shares.

Technical

FRA/BSD2 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.7

Neutral momentum band

Price vs 200-day MA

+11.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.60

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/BSD2

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/BSD2 stock rating?

fra/BSD2 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/BSD2 analysis?

The full report lives at /stocks/fra/BSD2/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/BSD2?

The latest report frames fra/BSD2 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/BSD2 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.