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FRA/BSDK (FRA/BSDK)

Frankfurt Stock Exchange: FRA/BSDK · EUR

€11.2

+0.15 (+1.4%)· Recorded snapshot

Market cap	162.2B
Revenue (ttm)	49.5B
Net income (ttm)	15.5B
EPS (ttm)	€1.10
P/E (trailing)	10.1x
P/E (forward)	9.4x
Dividend	€0.18 (1.64%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 49.5B
Net income (ttm): 15.5B
EPS (ttm): €1.10
P/E (trailing): 10.1x
P/E (forward): 9.4x
Market cap: 162.2B

Metric	Value
Amount currency	EUR
Country	Spain
Country code	DE
Earnings date	2026-10-28
Employees	185,279
Employees change	-8,350
Employees growth	-4.04%
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1856
Industry	Banks - Diversified
Is primary listing	No
ISIN number	US05964H1059
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split date	2020-11-12
Last stock split type	Forward
Market cap	EUR 162.2B
Next earnings date	2027-02-03
Price	EUR 11.15
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	fra/BSDK
Website	https://www.santander.com

Metric

Value

Amount currency

EUR

Country

Spain

Country code

Earnings date

2026-10-28

Employees

185,279

Employees change

-8,350

Employees growth

-4.04%

Exchange

Frankfurt Stock Exchange

Financial currency

EUR

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1856

Industry

Banks - Diversified

Is primary listing

ISIN number

US05964H1059

Last earnings date

2026-10-28

Last refreshed

2026-10-28

Last stock split date

2020-11-12

Last stock split type

Forward

Market cap

EUR 162.2B

Next earnings date

2027-02-03

Price

EUR 11.15

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

fra/BSDK

Website

https://www.santander.com

Metric	Value
Average P/E ratio (10Y)	9.08x
Average P/E ratio (3Y)	8.17x
Average P/E ratio (5Y)	7.18x
Earnings yield	9.85%
FCF yield	-26.02%
Forward P/E	9.41x
Graham number	13.99083
Graham upside	25.48%
Lynch fair value	EUR 24.34
Lynch upside	118.28%
P/B ratio	1.37x
P/E ratio	10.15x
P/S ratio	3.28x
Price / tangible book value	1.9x
Sector forward P/E	11.95x
Sector P/E	12.95x

Metric

Value

Average P/E ratio (10Y)

9.08x

Average P/E ratio (3Y)

8.17x

Average P/E ratio (5Y)

7.18x

Earnings yield

9.85%

FCF yield

-26.02%

Forward P/E

9.41x

Graham number

13.99083

Graham upside

25.48%

Lynch fair value

EUR 24.34

Lynch upside

118.28%

P/B ratio

1.37x

P/E ratio

10.15x

P/S ratio

3.28x

Price / tangible book value

1.9x

Sector forward P/E

11.95x

Sector P/E

12.95x

Metric	Value
Effective tax rate	24.34%
Operating margin	41.96%
Pretax margin	39.83%
Profit margin	32.68%
Profit per employee	EUR 83,911
Profitable quarters	24
Profitable years	5
Revenue per employee	EUR 267,041
ROA	0.76%
ROA (5Y)	0.67%
ROE	13.06%
ROE (5Y)	11.37%
Tax / revenue	9.7%

Metric

Value

Effective tax rate

24.34%

Operating margin

41.96%

Pretax margin

39.83%

Profit margin

32.68%

Profit per employee

EUR 83,911

Profitable quarters

Profitable years

Revenue per employee

EUR 267,041

ROA

0.76%

ROA (5Y)

0.67%

ROE

13.06%

ROE (5Y)

11.37%

Tax / revenue

9.7%

Metric	Value
EPS growth	30.23%
EPS growth (Q)	83.02%
EPS growth (QoQ)	67.67%
EPS growth 10Y	14.58%
EPS growth 3Y	21.58%
EPS growth 5Y	30.12%
EPS growth quarters	14
EPS growth years	5
Net income growth	18.87%
Net income growth (Q)	-2.06%
Net income growth (QoQ)	11.51%
Net income growth 3Y	17.66%
Net income growth 5Y	22.77%
Net income growth quarters	22
Net income growth years	5
Revenue growth	4.2%
Revenue growth (Q)	7.95%
Revenue growth (QoQ)	-3.23%
Revenue growth 10Y	3.94%
Revenue growth 3Y	3.88%
Revenue growth 5Y	6.16%
Revenue growth quarters	1
Revenue growth years	0

Metric

Value

EPS growth

30.23%

EPS growth (Q)

83.02%

EPS growth (QoQ)

67.67%

EPS growth 10Y

14.58%

EPS growth 3Y

21.58%

EPS growth 5Y

30.12%

EPS growth quarters

EPS growth years

Net income growth

18.87%

Net income growth (Q)

-2.06%

Net income growth (QoQ)

11.51%

Net income growth 3Y

17.66%

Net income growth 5Y

22.77%

Net income growth quarters

Net income growth years

Revenue growth

4.2%

Revenue growth (Q)

7.95%

Revenue growth (QoQ)

-3.23%

Revenue growth 10Y

3.94%

Revenue growth 3Y

3.88%

Revenue growth 5Y

6.16%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -5.5B
EPS	EUR 1.10
Financing cash flow	EUR -11.9B
Free cash flow	EUR -42.2B
Gross profit	EUR 49.5B
Income taxes	EUR 4.8B
Investing cash flow	EUR 7.4B
Net borrowing	EUR -2.4B
Net cash flow	EUR -40B
Net income	EUR 15.5B
Operating income	EUR 20.8B
Revenue	EUR 49.5B

Metric

Value

Capital expenditures

EUR -5.5B

EPS

EUR 1.10

Financing cash flow

EUR -11.9B

Free cash flow

EUR -42.2B

Gross profit

EUR 49.5B

Income taxes

EUR 4.8B

Investing cash flow

EUR 7.4B

Net borrowing

EUR -2.4B

Net cash flow

EUR -40B

Net income

EUR 15.5B

Operating income

EUR 20.8B

Revenue

EUR 49.5B

Metric	Value
Book value per share	EUR 12.29
Debt / equity	0.05
Goodwill	EUR 18.9B
Net cash (debt)	EUR 478B
Net cash / market cap	294.71%
Net debt / equity	-4.04
Piotroski F-Score	2
Property, plant and equipment	EUR 25.6B
Shareholders' equity	EUR 118.4B
Tangible book value	EUR 85.4B
Tangible book value per share	EUR 9.41
Total assets	EUR 2.1T
Total cash	EUR 484.1B
Total debt	EUR 6.2B
Total liabilities	EUR 2T

Metric

Value

Book value per share

EUR 12.29

Debt / equity

0.05

Goodwill

EUR 18.9B

Net cash (debt)

EUR 478B

Net cash / market cap

294.71%

Net debt / equity

-4.04

Piotroski F-Score

Property, plant and equipment

EUR 25.6B

Shareholders' equity

EUR 118.4B

Tangible book value

EUR 85.4B

Tangible book value per share

EUR 9.41

Total assets

EUR 2.1T

Total cash

EUR 484.1B

Total debt

EUR 6.2B

Total liabilities

EUR 2T

Metric	Value
Working capital	EUR 263.9B

Metric

Value

Working capital

EUR 263.9B

Metric	Value
Buyback yield / dilution	7.37%
Dividend growth	13.06%
Dividend growth (10Y)	2.25%
Dividend growth (3Y)	23.39%
Dividend growth (5Y)	26.43%
Dividend growth years	4
Dividend payment date	2026-11-05
Dividend payment years	20
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.18
Dividend yield	1.64%
Ex-dividend date	2026-10-30
Last dividend	EUR 0.09
Payout ratio	21.54%
Shareholder yield	9.01%

Metric

Value

Buyback yield / dilution

7.37%

Dividend growth

13.06%

Dividend growth (10Y)

2.25%

Dividend growth (3Y)

23.39%

Dividend growth (5Y)

26.43%

Dividend growth years

Dividend payment date

2026-11-05

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

EUR 0.18

Dividend yield

1.64%

Ex-dividend date

2026-10-30

Last dividend

EUR 0.09

Payout ratio

21.54%

Shareholder yield

9.01%

Metric	Value
10Y price change	169.98%
10Y return CAGR	13.68%
10Y total return	260.23%
150-day SMA	EUR 11.54
15Y price change	97.45%
15Y return CAGR	9.22%
15Y total return	275.19%
1D price change	1.36%
1M price change	-11.16%
1M total return	-11.16%
1W price change	-5.91%
1W total return	-5.91%
1Y price change	35.15%
1Y return CAGR	37.66%
1Y total return	37.63%
20-day SMA	EUR 11.86
200-day SMA	EUR 11.21
3M price change	-3.04%
3M total return	-3.04%
3Y price change	226.02%
3Y return CAGR	52.12%
3Y total return	252.14%
50-day SMA	EUR 12.30
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 13.20
52-week high date	2026-09-22
52-week low	EUR 8.35
52-week low date	2025-10-27
5Y price change	244.14%
5Y return CAGR	31.35%
5Y total return	290.9%
6M price change	9.85%
6M total return	10.82%
All-time high	EUR 13.20
All-time high date	2026-09-22
All-time low	EUR 1.43
All-time low date	2020-09-24
Average true range (ATR)	EUR 0.22
Average volume	271
Change from 52-week high	-15.53%
Change from 52-week low	33.53%
Change from all-time high	-15.53%
Change from all-time low	681.91%
Change from open	0.45%
Day's gap	0.91%
High price	EUR 11.15
Low price	EUR 11.10
Monthly RSI	65.87
Open price	EUR 11.10
Position in 52-week range	100%
Previous close	EUR 11.00
Price vs 150-day SMA	-3.4%
Price vs 20-day SMA	-5.97%
Price vs 200-day SMA	-0.5%
Price vs 50-day SMA	-9.36%
Relative volume	0.06
RSI	34.61
Sharpe ratio	0.85
Sharpe ratio (3Y)	1.26
Sharpe ratio (5Y)	0.86
Sortino ratio	1.43
Sortino ratio (3Y)	2.05
Sortino ratio (5Y)	1.44
Volume	0
Weekly RSI	45.56
YTD price change	12.63%
YTD total return	13.62%

Metric

Value

10Y price change

169.98%

10Y return CAGR

13.68%

10Y total return

260.23%

150-day SMA

EUR 11.54

15Y price change

97.45%

15Y return CAGR

9.22%

15Y total return

275.19%

1D price change

1.36%

1M price change

-11.16%

1M total return

-11.16%

1W price change

-5.91%

1W total return

-5.91%

1Y price change

35.15%

1Y return CAGR

37.66%

1Y total return

37.63%

20-day SMA

EUR 11.86

200-day SMA

EUR 11.21

3M price change

-3.04%

3M total return

-3.04%

3Y price change

226.02%

3Y return CAGR

52.12%

3Y total return

252.14%

50-day SMA

EUR 12.30

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 13.20

52-week high date

2026-09-22

52-week low

EUR 8.35

52-week low date

2025-10-27

5Y price change

244.14%

5Y return CAGR

31.35%

5Y total return

290.9%

6M price change

9.85%

6M total return

10.82%

All-time high

EUR 13.20

All-time high date

2026-09-22

All-time low

EUR 1.43

All-time low date

2020-09-24

Average true range (ATR)

EUR 0.22

Average volume

271

Change from 52-week high

-15.53%

Change from 52-week low

33.53%

Change from all-time high

-15.53%

Change from all-time low

681.91%

Change from open

0.45%

Day's gap

0.91%

High price

EUR 11.15

Low price

EUR 11.10

Monthly RSI

65.87

Open price

EUR 11.10

Position in 52-week range

100%

Previous close

EUR 11.00

Price vs 150-day SMA

-3.4%

Price vs 20-day SMA

-5.97%

Price vs 200-day SMA

-0.5%

Price vs 50-day SMA

-9.36%

Relative volume

0.06

RSI

34.61

Sharpe ratio

0.85

Sharpe ratio (3Y)

1.26

Sharpe ratio (5Y)

0.86

Sortino ratio

1.43

Sortino ratio (3Y)

2.05

Sortino ratio (5Y)

1.44

Volume

Weekly RSI

45.56

YTD price change

12.63%

YTD total return

13.62%

Metric	Value
Float	14.2B
Shares change (QoQ)	-35.17%
Shares change (YoY)	-7.37%
Shares held by insiders	1.27%
Shares held by institutions	36.95%

Metric

Value

Float

14.2B

Shares change (QoQ)

-35.17%

Shares change (YoY)

-7.37%

Shares held by insiders

1.27%

Shares held by institutions

36.95%

FRA/BSDK (FRA/BSDK)

Price

Financial snapshot

Fair-value bridge

Latest news · FRA/BSDK

Valuation

Profitability

Balance sheet

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All FRA/BSDK indicators

Profile and market data

Valuation

Profitability

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Dividends and buybacks

Performance and technicals

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Deeper analysis on FRA/BSDK

Frequently asked questions