Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/M4B stock hub

FRA/M4B has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

121.3B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/M4B

In the news

Latest news · FRA/M4B

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.4

P25 n/aP50 n/aP75 n/a

Trailing P/E6.7

P25 n/aP50 n/aP75 n/a

ROE11.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/M4B market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

185

Groups with data

Currency

CNY

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	121,585
Employees Change	672%
Employees Change Percent	0.58
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 121.3B
Price	EUR 5.12
Price currency	EUR
Rev Per Employee	309,028.88x
Sic	6020
Symbol	fra/M4B
Website	https://www.cmbchina.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	14.97%
FCF yield	46.83%
Forward P/E	6.36x
P/B ratio	0.75x
P/E ratio	6.68x
P/S ratio	3.23x
PE Ratio10 Y	8.5x
PE Ratio3 Y	6.62x
PE Ratio5 Y	7.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	151.2%
Gross Profit	EUR 37.6B
Net Income	EUR 18.2B
Net Income Growth	2.13%
Net Income Growth Q	1.52%
Net Income Growth3 Y	2.13%
Net Income Growth5 Y	7.65%
Pretax Margin	60.05%
Profit Margin	50.45%
Profit Per Employee	EUR 149,380
ROA	1.17
Roa5y	1.34
ROE	11.92
Roe5y	13.98

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	15.65%
Cagr15y	12.15%
Cagr1y	7.32%
Cagr3y	9.12%
Cagr5y	-1.9%
Div CAGR10	14.41%
Div CAGR3	17.59%
Div CAGR5	17.1%
EPS Growth	1.43
EPS Growth Q	0.68
EPS Growth3 Y	2.07
EPS Growth5 Y	7.6
FCF Growth	-12.47%
FCF Growth Q	31%
FCF Growth3 Y	-4.38%
FCF Growth5 Y	10.06%
OCF Growth	-11.22%
OCF Growth Q	32.44%
OCF Growth10 Y	19.01%
OCF Growth3 Y	-4.4%
OCF Growth5 Y	9.83%
Revenue Growth	1.07x
Revenue Growth Q	1.66x
Revenue Growth3 Y	0.8x
Revenue Growth5 Y	5.05x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 1.7T
Cash	EUR 226.5B
Debt	EUR 86.9B
Debt FCF	EUR 1.53
Equity	EUR 162.3B
Liabilities	EUR 1.5T
Net Cash	EUR 139.5B
Net Cash By Market Cap	EUR 115
Net Cash Growth	37.03%
Net Debt Equity	EUR -0.86
Net Debt FCF	EUR -2.46
Tangible Book Value	EUR 159.3B
Tangible Book Value Per Share	EUR 5.57

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -1.2T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.23%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	EUR 0.36
Dividend Years	20
Dividend Yield	7.03%
Ex Div Date	2026-01-14
Last Dividend	EUR 0.12
Payout Frequency	Annual
Payout Ratio	54.59%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	327.88%
1Y total return	7.31%
200-day SMA	5.38
3Y total return	29.92%
50-day SMA	5.36
50-day SMA vs 200-day SMA	50under200
5Y total return	-9.13%
All Time High	7.85
All Time High Change	-34.78%
All Time High Date	2022-02-21
All Time Low	0.89
All Time Low Change	475.93%
All Time Low Date	2008-10-27
ATR	0.07
Ch YTD	-10.83
High	5.12
High52	6.08
High52 Date	2025-06-26
High52ch	-15.84%
Low	5.12
Low52	4.93
Low52 Date	2025-09-25
Low52ch	3.83%
Ma50ch	-4.51%
Price vs 200-day SMA	-4.76%
RSI	36.98
RSI Monthly	50.54
RSI Weekly	42.16
Sharpe ratio	0.15x
Sortino ratio	0.48
Total Return	6.8%
Tr YTD	-8.77
Tr15y	458.73%
Tr1m	-5.95%
Tr1w	0.31%
Tr3m	-2.81%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 22.6B
Operating margin	60.02

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	15,365,964,051%
Net Borrowing	-2,434,112,775.6
Shares Insiders	0.01%
Shares Institutions	25.41%
Shares Qo Q	6.59%
Shares Yo Y	0.23%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 56.8B
Average Volume	903.6x
Bv Per Share	5.65
CAPEX	EUR -3.8B
Ch10y	179.9
Ch15y	199.8
Ch1m	-5.95
Ch1w	0.31
Ch1y	0.75
Ch3m	-2.81
Ch3y	8.94
Ch5y	-28.31
Ch6m	-8.73
Change	-0.35%
Change From Open	0
Close	5.14
Days Gap	-0.35
Earnings Date	2026-04-28
EPS	EUR 0.72
F Score	4
FCF	EUR 56.8B
Financing CF	-18,604,059,109
Fiscal Year End	December
Founded	1,987
Goodwill	1,241,120,713.4
Graham Number	10.86837
Graham Upside	112.3
Income Tax	EUR 3.5B
Investing CF	-26,709,958,053
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Lynch Fair Value	EUR 5.86
Lynch Upside	14.53
Ma150	5.39
Ma150ch	-5.08%
Ma20	5.36
Ma20ch	-4.53%
Net CF	14,784,111,480
Next Earnings Date	2026-08-28
Open	5.12
P FCF Ratio	2.14
P OCF Ratio	2
Payment Date	2026-02-09
Ppne	17,212,227,133.6
Price Date	2026-05-08
Ptbv Ratio	0.76
Relative Volume	0.4x
Revenue	37,573,275,990x
Tax By Revenue	9.29x
Tax Rate	15.48%
Tr6m	-6.63%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/M4B dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.0%

$0.36 annual per share

Payout ratio

+54.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+17.1%

0 consecutive years of growth

Total shareholder yield

+6.8%

Next ex-dividend date: 2026-01-14

Performance

FRA/M4B stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/M4B?

Insider, institutional, and short-interest positioning.

Institutional ownership

+25.4%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

FRA/M4B momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

37.0

Neutral momentum band

Price vs 200-day MA

-4.8%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.15

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/M4B

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/M4B stock rating?

fra/M4B is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/M4B analysis?

The full report lives at /stocks/fra/M4B/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/M4B?

The latest report frames fra/M4B around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/M4B page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.