Financials / Insurance - DiversifiedUpdated 2026-05-10 22:07 UTC

TLV/HARL stock hub

TLV/HARL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

41.8B

Tel Aviv Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TLV/HARL

In the news

Latest news · TLV/HARL

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.7

P25 10.7P50 11.1P75 14.7

Trailing P/E14.5

P25 9.6P50 11.1P75 14.6

ROE27

P25 5.7P50 16.1P75 26.4

ROIC10.3

P25 2.3P50 6.8P75 19.8

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TLV/HARL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

228

Groups with data

Currency

ILS

Showing 228 of 228 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Israel
Country code	IL
Employees	5,000
Employees Change	-158%
Employees Change Percent	-3.06
Enterprise value	ILA 51.4B
Exchange	Tel Aviv Stock Exchange
Financial currency	ILS
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	IL0005850180
Last refreshed	2026-05-10
Market cap	ILA 41.8B
Price	ILA 20,290
Price currency	ILA
Rev Per Employee	4,135,400x
Sector	Financials
Sic	6300
Symbol	tlv/HARL
Website	https://www.harel-group.co.il

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.15%
EV Earnings	17.21x
EV/EBIT	9.58x
EV/EBITDA	9.31x
EV/FCF	9.55x
EV/Sales	2.49x
FCF yield	12.89%
Forward P/E	14.67x
P/B ratio	3.43x
P/E ratio	14.51x
P/S ratio	2.02x
PE Ratio10 Y	12.76x
PE Ratio3 Y	11.27x
PE Ratio5 Y	9.36x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	25.74%
EBITDA Margin	26.31%
FCF margin	26.05%
Gross margin	34.6%
Gross Profit	ILA 7.2B
Net Income	ILA 3B
Net Income Growth	87.11%
Net Income Growth Q	138.46%
Net Income Growth Quarters	4%
Net Income Growth Years	2%
Net Income Growth3 Y	48.88%
Net Income Growth5 Y	32.8%
Pretax Margin	21.69%
Profit Margin	14.46%
Profit Per Employee	ILA 598,000
Profitable Years	17
ROA	2.08
Roa5y	1.08
ROCE	3.43
ROE	27.04
Roe5y	14.99
ROIC	10.3
Roic5y	8.03

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	36.08%
Cagr15y	22.69%
Cagr1y	233.32%
Cagr20y	17.28%
Cagr3y	90.92%
Cagr5y	48.08%
Div CAGR10	13.27%
Div CAGR3	38.81%
Div CAGR5	31.07%
EPS Growth	81.85
EPS Growth Q	112.8
EPS Growth Quarters	4
EPS Growth Years	2
EPS Growth3 Y	48.49
EPS Growth5 Y	32.86
FCF Growth3 Y	40.52%
FCF Growth5 Y	31.51%
OCF Growth10 Y	18.04%
OCF Growth3 Y	40.04%
OCF Growth5 Y	30.88%
Revenue Growth	13.67x
Revenue Growth Q	12.47x
Revenue Growth Quarters	3x
Revenue Growth Years	3x
Revenue Growth3 Y	16.77x
Revenue Growth5 Y	2.07x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	ILA 0.13
Assets	ILA 163.6B
Cash	ILA 75.7B
Debt	ILA 22.6B
Debt EBITDA	ILA 4.12
Debt Equity	ILA 1.85
Debt FCF	ILA 4.2
Equity	ILA 12.2B
Interest Coverage	6.03
Liabilities	ILA 151.4B
Net Cash	ILA -9.6B
Net Cash By Market Cap	ILA -23.02
Net Debt EBITDA	ILA 1.77
Net Debt Equity	ILA 0.79
Net Debt FCF	ILA 1.79
Tangible Book Value	ILA 9.3B
Tangible Book Value Per Share	ILA 45.35
WACC	5.44

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	10.22
Net Working Capital	ILA 66.4B
Quick ratio	9.81
Working Capital	ILA 76.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-2.88%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	ILA 5.14
Dividend Years	6
Dividend Yield	2.53%
Ex Div Date	2026-04-09
Last Dividend	ILA 2.58
Payout Frequency	Semi-Annual
Payout Ratio	21.74%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	2,076.38%
1Y total return	233.04%
200-day SMA	13,628.4
3Y total return	596.22%
50-day SMA	18,042.6
50-day SMA vs 200-day SMA	50over200
5Y total return	611.9%
All Time High	20,930
All Time High Change	-3.06%
All Time High Date	2026-05-06
All Time Low	143.9
All Time Low Change	14,000.85%
All Time Low Date	1996-07-23
ATR	832.5
Beta	0.49
Beta1y	-0.23
Beta2y	0.14
Ch YTD	63.23
High	20,370
High52	20,930
High52 Date	2026-05-06
High52ch	-3.06%
Low	19,810
Low52	6,123
Low52 Date	2025-05-13
Low52ch	231.37%
Ma50ch	12.46%
Price vs 200-day SMA	48.88%
RSI	63.88
RSI Monthly	96.21
RSI Weekly	79.58
Sharpe ratio	3.04x
Sortino ratio	5.55
Total Return	-0.35%
Tr YTD	65.74
Tr15y	2,048.31%
Tr1m	20.47%
Tr1w	8.62%
Tr3m	30.22%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	ILA 5.3B
Operating margin	25.74

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	108,405,404%
Net Borrowing	-545,000,000
Shares Insiders	0.28%
Shares Institutions	16.68%
Shares Out	206,007,606
Shares Qo Q	10.98%
Shares Yo Y	2.88%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	ILA 5.4B
Average Volume	547,701.25x
Bv Per Share	59.13
CAPEX	ILA -41M
Ch10y	1,299.3
Ch15y	939.4
Ch1m	18.66
Ch1w	8.62
Ch1y	222.4
Ch20y	926.8
Ch3m	28.26
Ch3y	510
Ch5y	485.2
Ch6m	64.29
Change	1.76%
Change From Open	0.69
Close	19,940
Days Gap	1.05
Dollar Volume	5,922,935,060
Earnings Date	2026-03-26
EBIT	ILA 5.3B
EBITDA	ILA 5.4B
EPS	ILA 13.98
F Score	6
FCF	ILA 5.4B
FCF EV Yield	10.47x
FCF Per Share	ILA 26.14
Financing CF	-1,450,000,000
Fiscal Year End	December
Founded	1,933
Goodwill	1,357,000,000
Graham Number	136.37407
Graham Upside	-99.33
Income Tax	ILA 1.5B
Investing CF	-468,000,000
Is Primary Listing	1
Last Earnings Date	2026-03-26
Last Report Date	2025-12-31
Last Split Date	2013-09-08
Last Split Type	Forward
Lynch Fair Value	ILA 350
Lynch Upside	-98.28
Ma150	14,655.5
Ma150ch	38.45%
Ma20	18,776
Ma20ch	8.06%
Net CF	3,118,000,000
Open	20,150
P FCF Ratio	7.76
P OCF Ratio	7.7
Payment Date	2026-04-20
Position In Range	85.71
Ppne	1,371,000,000
Price Date	2026-05-08
Price EBITDA	ILA 7.68
Ptbv Ratio	4.48
Relative Volume	0.53x
Revenue	20,677,000,000x
SBC By Revenue	0.15x
Share Based Comp	30,000,000
Tax By Revenue	7.21x
Tax Rate	33.23%
Tr20y	2,321.52%
Tr6m	66.81%
Volume	291,914

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TLV/HARL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.5%

$5.14 annual per share

Payout ratio

+21.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+31.1%

0 consecutive years of growth

Total shareholder yield

-0.3%

Next ex-dividend date: 2026-04-09

Performance

TLV/HARL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TLV/HARL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+16.7%

Share of float held by funds and institutions

Insider ownership

+0.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+2.9%

Negative means the company is buying back shares.

Technical

TLV/HARL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

63.9

Neutral momentum band

Price vs 200-day MA

+48.9%

50/200-day relationship not available

Beta (5Y)

0.49

Less volatile than the market

Sharpe ratio

3.04

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TLV/HARL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tlv/HARL stock rating?

tlv/HARL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tlv/HARL analysis?

The full report lives at /stocks/tlv/HARL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tlv/HARL?

The latest report frames tlv/HARL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tlv/HARL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.