BOM/532388 (BOM/532388)

Bombay Stock Exchange: BOM/532388 · INR

₹29.0

-0.19 (-0.7%)· Recorded snapshot

Market cap	558.3B
Revenue (ttm)	166.8B
Net income (ttm)	66.6B
EPS (ttm)	₹3.45
P/E (trailing)	8.4x
Volume	286,393

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 166.8B
Net income (ttm): 66.6B
EPS (ttm): ₹3.45
P/E (trailing): 8.4x
Market cap: 558.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.4

P25 n/aP50 n/aP75 n/a

ROE17.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BOM/532388 indicators

Market & fundamental data

Available fields

184

Groups with data

Currency

INR

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-26
Employees	21,034
Employees change	68
Employees growth	0.32%
Exchange	Bombay Stock Exchange
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	1936
Industry	Banks - Regional
Is primary listing	No
ISIN number	INE565A01014
Last earnings date	2026-07-20
Last refreshed	2026-10-28
Market cap	INR 558.3B
Price	INR 29.02
Price currency	INR
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	bom/532388
Website	https://www.iob.bank.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	24.19x
Average P/E ratio (5Y)	23.99x
Earnings yield	11.9%
FCF yield	-118.53%
Graham number	40.41588
Graham upside	38.36%
Industry forward P/E	10.21x
Industry P/E	10.92x
Lynch fair value	INR 86.55
Lynch upside	196.32%
P/B ratio	1.39x
P/E ratio	8.41x
P/S ratio	3.37x
Price / tangible book value	1.39x
Sector forward P/E	12.12x
Sector P/E	13.42x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	7.11%
Operating margin	42.92%
Pretax margin	42.98%
Profit margin	39.93%
Profit per employee	INR 3.2M
Profitable quarters	27
Profitable years	6
Revenue per employee	INR 7.9M
ROA	1.4%
ROA (5Y)	0.85%
ROE	17.86%
ROE (5Y)	10.93%
Tax / revenue	3.06%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	50.41%
EPS growth (Q)	56.92%
EPS growth (QoQ)	14.61%
EPS growth 5Y	35.99%
EPS growth quarters	27
EPS growth years	6
Net income growth	51.21%
Net income growth (Q)	55.91%
Net income growth (QoQ)	14.36%
Net income growth 3Y	41.68%
Net income growth 5Y	39.39%
Net income growth quarters	27
Net income growth years	6
Revenue growth	19.99%
Revenue growth (Q)	10.37%
Revenue growth (QoQ)	-17.36%
Revenue growth 3Y	19.9%
Revenue growth 5Y	18.87%
Revenue growth quarters	2
Revenue growth years	4

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	INR -3.4B
EPS	INR 3.45
Financing cash flow	INR 686.4B
Free cash flow	INR -666B
Gross profit	INR 166.8B
Income taxes	INR 5.1B
Investing cash flow	INR -3.4B
Net borrowing	INR -77.3B
Net cash flow	INR 20.3B
Net income	INR 66.6B
Operating income	INR 71.6B
Revenue	INR 166.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	INR 20.96
Debt / equity	1.23
Net cash (debt)	INR -242.2B
Net cash / market cap	-43.09%
Net debt / equity	0.6
Piotroski F-Score	2
Property, plant and equipment	INR 50.3B
Shareholders' equity	INR 403.4B
Tangible book value	INR 403.4B
Tangible book value per share	INR 20.96
Total assets	INR 5.2T
Total cash	INR 255.4B
Total debt	INR 497.6B
Total liabilities	INR 4.8T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	INR -398.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.53%
Dividend growth (10Y)	-4.98%
Dividend growth (3Y)	-37.86%
Dividend growth (5Y)	-23.23%
Dividend per share	INR 0.00
Last dividend	INR 0.50
Shareholder yield	-0.53%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	13.66%
10Y return CAGR	1.29%
10Y total return	13.66%
150-day SMA	INR 33.27
15Y price change	-69.06%
15Y return CAGR	-6.85%
15Y total return	-65.53%
1D price change	-0.65%
1M price change	-8.66%
1M total return	-8.66%
1W price change	-4.01%
1W total return	-4.01%
1Y price change	-27.68%
1Y return CAGR	-27.7%
1Y total return	-27.68%
20-day SMA	INR 30.48
200-day SMA	INR 33.70
20Y price change	-75.48%
20Y return CAGR	-5.47%
20Y total return	-67.54%
3M price change	-14.39%
3M total return	-14.39%
3Y price change	-29.03%
3Y return CAGR	-10.8%
3Y total return	-29.03%
50-day SMA	INR 31.82
50-day SMA vs 200-day SMA	50under200
52-week high	INR 41.27
52-week high date	2025-10-31
52-week low	INR 28.35
52-week low date	2026-10-26
5Y price change	29.82%
5Y return CAGR	5.36%
5Y total return	29.82%
6M price change	-17.32%
6M total return	-17.32%
All-time high	INR 228.90
All-time high date	2008-01-07
All-time low	INR 6.17
All-time low date	2020-03-13
Average true range (ATR)	INR 0.93
Average volume	364.5K
Change from 52-week high	-29.68%
Change from 52-week low	2.36%
Change from all-time high	-87.24%
Change from all-time low	373.42%
Change from open	-0.75%
Day's gap	0.1%
Dollar volume	INR 8.3M
High price	INR 29.25
Low price	INR 28.65
Monthly RSI	35.35
Open price	INR 29.24
Position in 52-week range	61.67%
Previous close	INR 29.21
Price vs 150-day SMA	-12.19%
Price vs 20-day SMA	-4.18%
Price vs 200-day SMA	-13.32%
Price vs 50-day SMA	-8.2%
Relative volume	0.77
RSI	37
Sharpe ratio	-1.29
Sharpe ratio (3Y)	-0.26
Sharpe ratio (5Y)	0.29
Sortino ratio	-1.62
Sortino ratio (3Y)	-0.24
Sortino ratio (5Y)	0.63
Volume	286.4K
Weekly RSI	30.68
YTD price change	-19.2%
YTD total return	-19.2%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.4B
Shares change (QoQ)	-0.22%
Shares change (YoY)	0.53%
Shares held by institutions	4.68%

Deeper analysis on BOM/532388

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BOM/532388 report

Is a complete BOM/532388 research report available?

No complete published report is available for bom/532388 (BOM/532388) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BOM/532388 (BOM/532388)

Price

Financial snapshot

Fair-value bridge

Latest news · BOM/532388

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BOM/532388 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BOM/532388

Frequently asked questions