NSE/HDFCLIFE (NSE/HDFCLIFE)

National Stock Exchange of India: NSE/HDFCLIFE · INR

₹514

+0.51 (+0.1%)· Recorded snapshot

Market cap	1.1T
Revenue (ttm)	1.1T
Net income (ttm)	20.5B
EPS (ttm)	₹9.42
Shares out	2.2B
P/E (trailing)	54.6x
P/E (forward)	46.9x
Dividend	₹2.10 (0.41%)
Volume	2,574,605
Beta	0.51

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.1T
Net income (ttm): 20.5B
EPS (ttm): ₹9.42
P/E (trailing): 54.6x
P/E (forward): 46.9x
Market cap: 1.1T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E46.9

P25 n/aP50 n/aP75 n/a

Trailing P/E54.6

P25 n/aP50 n/aP75 n/a

ROE11.3

P25 n/aP50 n/aP75 n/a

ROIC10

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NSE/HDFCLIFE indicators

Market & fundamental data

Available fields

227

Groups with data

Currency

INR

Showing 227 of 227 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-15
Employees	38,921
Employees change	762
Employees growth	2%
Enterprise value	INR 1.1T
Exchange	National Stock Exchange of India
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	2000
In index	NIFTY50
Industry	Insurance - Life
Is primary listing	Yes
ISIN number	INE795G01014
Last earnings date	2026-10-15
Last refreshed	2026-10-28
Market cap	INR 1.1T
Next earnings date	2027-01-14
Price	INR 514.10
Price currency	INR
Sector	Financials
SIC code	6311
Stock price date	2026-10-28
Symbol	nse/HDFCLIFE
Website	https://www.hdfclife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	54.23x
Average P/E ratio (10Y)	84.38x
Average P/E ratio (3Y)	79.58x
Average P/E ratio (5Y)	83.33x
Earnings yield	1.83%
EV/Earnings	55.63x
EV/EBIT	46.37x
EV/EBITDA	44.83x
EV/FCF	4.25x
EV/Sales	1.05x
FCF / EV yield	23.54%
FCF yield	24.05%
Forward P/E	46.87x
Graham number	136.03785
Graham upside	-73.74%
Industry forward P/E	12.17x
Industry P/E	12.21x
Lynch fair value	INR 113.41
Lynch upside	-78.1%
P/B ratio	5.73x
P/E ratio	54.59x
P/FCF ratio	4.16x
P/OCF ratio	4.12x
P/S ratio	1.03x
Price / tangible book value	5.73x
Price/EBITDA ratio	43.89x
Sector forward P/E	12.12x
Sector P/E	13.42x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	2.27%
EBITDA margin	2.35%
Effective tax rate	8.46%
FCF margin	24.82%
Gross margin	10.27%
Operating margin	2.27%
Pretax margin	2.07%
Profit margin	1.9%
Profit per employee	INR 534,974
Profitable quarters	46
Profitable years	14
Revenue per employee	INR 28.2M
ROA	0.39%
ROA (5Y)	0.35%
ROCE	0.6%
ROE	11.26%
ROE (5Y)	10.98%
ROIC	9.96%
ROIC (5Y)	9.1%
Tax / revenue	0.18%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.13%
EPS growth (Q)	12.5%
EPS growth (QoQ)	-17.24%
EPS growth 10Y	9.13%
EPS growth 3Y	11.08%
EPS growth 5Y	10.44%
EPS growth quarters	3
EPS growth years	3
Net income growth	8%
Net income growth (Q)	16.35%
Net income growth (QoQ)	-14.66%
Net income growth 3Y	11.48%
Net income growth 5Y	12.04%
Net income growth quarters	3
Net income growth years	4
OCF growth 10Y	19.78%
Revenue growth	17.38%
Revenue growth (Q)	18.49%
Revenue growth (QoQ)	-27.38%
Revenue growth 10Y	14.77%
Revenue growth 3Y	6.36%
Revenue growth 5Y	7.15%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	INR -2.8B
EBIT	INR 24.6B
EBITDA	INR 25.4B
EPS	INR 9.42
FCF per share	INR 123.50
Financing cash flow	INR 12B
Free cash flow	INR 268.3B
Gross profit	INR 111B
Income taxes	INR 1.9B
Investing cash flow	INR -285.7B
Net borrowing	INR 7.5B
Net cash flow	INR -2.4B
Net income	INR 20.5B
Operating income	INR 24.6B
Revenue	INR 1.1T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	INR 87.33
Debt / EBITDA	1.22
Debt / equity	0.16
Debt / FCF	0.12
Interest coverage	11.17
Net cash (debt)	INR -23.8B
Net cash / market cap	-2.14%
Net debt / EBITDA	0.94
Net debt / equity	0.12
Net debt / FCF	0.09
Piotroski F-Score	5
Property, plant and equipment	INR 7.9B
Shareholders' equity	INR 194.7B
Tangible book value	INR 194.7B
Tangible book value per share	INR 87.33
Total assets	INR 4.2T
Total cash	INR 7.1B
Total debt	INR 31B
Total liabilities	INR 4T
WACC	7.05%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.27
Current ratio	0.92
Net working capital	INR -16.2B
Quick ratio	0.07
Working capital	INR -9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.77%
Dividend growth	0%
Dividend growth (3Y)	3.39%
Dividend growth (5Y)	0.78%
Dividend growth years	3
Dividend payment date	2026-08-15
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	INR 2.10
Dividend yield	0.41%
Ex-dividend date	2026-06-19
FCF payout ratio	1.7%
Last dividend	INR 2.10
Payout ratio	22.3%
Shareholder yield	-0.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	INR 568.13
1D price change	0.1%
1M price change	-3.18%
1M total return	-3.18%
1W price change	-5.76%
1W total return	-5.76%
1Y price change	-30.27%
1Y return CAGR	-30.04%
1Y total return	-30.02%
20-day SMA	INR 537.60
200-day SMA	INR 603.77
3M price change	-7.01%
3M total return	-7.01%
3Y price change	-15.53%
3Y return CAGR	-5.16%
3Y total return	-14.71%
50-day SMA	INR 539.45
50-day SMA vs 200-day SMA	50under200
52-week high	INR 788.50
52-week high date	2025-11-26
52-week low	INR 508.05
52-week low date	2026-10-28
5Y price change	-25.91%
5Y return CAGR	-5.52%
5Y total return	-24.73%
6M price change	-13.93%
6M total return	-13.62%
All-time high	INR 820.75
All-time high date	2025-06-30
All-time low	INR 307.00
All-time low date	2017-11-17
Average true range (ATR)	INR 14.55
Average volume	3M
Beta (1Y)	0.55
Beta (2Y)	0.51
Beta (5Y)	0.51
Change from 52-week high	-34.8%
Change from 52-week low	1.19%
Change from all-time high	-37.36%
Change from all-time low	67.46%
Change from open	0.09%
Day's gap	0.01%
Dollar volume	INR 1.3B
High price	INR 519.15
Low price	INR 508.05
Monthly RSI	33.93
Open price	INR 513.65
Position in 52-week range	54.5%
Previous close	INR 513.60
Price vs 150-day SMA	-9.51%
Price vs 20-day SMA	-4.37%
Price vs 200-day SMA	-14.85%
Price vs 50-day SMA	-4.7%
Relative volume	0.85
RSI	36.76
Sharpe ratio	-1.53
Sharpe ratio (3Y)	-0.32
Sharpe ratio (5Y)	-0.3
Sortino ratio	-1.83
Sortino ratio (3Y)	-0.21
Sortino ratio (5Y)	-0.2
Volume	2.6M
Weekly RSI	35
YTD price change	-31.44%
YTD total return	-31.2%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1B
Shares change (QoQ)	3.12%
Shares change (YoY)	0.77%
Shares held by insiders	0.04%
Shares held by institutions	28.39%
Shares outstanding	2.2B

Deeper analysis on NSE/HDFCLIFE

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this NSE/HDFCLIFE report

Is a complete NSE/HDFCLIFE research report available?

No complete published report is available for nse/HDFCLIFE (NSE/HDFCLIFE) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSE/HDFCLIFE (NSE/HDFCLIFE)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/HDFCLIFE

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/HDFCLIFE indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSE/HDFCLIFE

Frequently asked questions