BIT/1AGS (BIT/1AGS)

Borsa Italiana: BIT/1AGS · EUR

€73.4

+0.40 (+0.5%)· Recorded snapshot

Market cap	15.8B
Revenue (ttm)	10.6B
Net income (ttm)	1.9B
EPS (ttm)	€9.67
P/E (trailing)	7.6x
P/E (forward)	8.3x
Dividend	€2.63 (3.58%)
Volume	53
Beta	0.55

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 10.6B
Net income (ttm): 1.9B
EPS (ttm): €9.67
P/E (trailing): 7.6x
P/E (forward): 8.3x
Market cap: 15.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E8.3

P25 n/aP50 n/aP75 n/a

Trailing P/E7.6

P25 n/aP50 n/aP75 n/a

ROE19.7

P25 n/aP50 n/aP75 n/a

ROIC4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1AGS indicators

Market & fundamental data

Available fields

237

Groups with data

Currency

EUR

Showing 237 of 237 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Belgium
Country code	IT
Earnings date	2026-11-06
Employees	19,958
Employees change	3,673
Employees growth	21.45%
Enterprise value	EUR 23.7B
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1824
Industry	Insurance - Diversified
Is primary listing	No
ISIN number	BE0974264930
Last earnings date	2026-08-27
Last refreshed	2026-10-28
Last stock split date	2012-08-07
Last stock split type	Reverse
Market cap	EUR 15.8B
Next earnings date	2026-11-06
Price	EUR 73.35
Price currency	EUR
Sector	Financials
SIC code	6311
Stock price date	2026-10-02
Symbol	bit/1AGS
Website	https://www.ageas.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	16.58x
Average P/E ratio (3Y)	7.62x
Average P/E ratio (5Y)	7.89x
Earnings yield	13.19%
EV/Earnings	12.58x
EV/EBIT	10.17x
EV/EBITDA	8.62x
EV/FCF	7.44x
EV/Sales	2.22x
FCF / EV yield	13.44%
FCF yield	20.19%
Forward P/E	8.26x
Graham number	102.72956
Graham upside	40.05%
Lynch fair value	EUR 174.85
Lynch upside	138.38%
P/(FCF - SBC) ratio	4.97x
P/(OCF - SBC) ratio	4.59x
P/B ratio	1.37x
P/E ratio	7.58x
P/FCF ratio	4.95x
P/OCF ratio	4.57x
P/S ratio	1.48x
Price / tangible book value	2.69x
Price/EBITDA ratio	12.64x
Sector forward P/E	10.82x
Sector P/E	11.69x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	8.76%
EBITDA margin	11.71%
Effective tax rate	11.39%
FCF margin	29.89%
Gross margin	27.24%
Operating margin	8.76%
Pretax margin	21.61%
Profit margin	17.67%
Profit per employee	EUR 94,248
Profitable quarters	28
Profitable years	14
Revenue per employee	EUR 533,270
ROA	0.56%
ROA (5Y)	0.6%
ROCE	0.89%
ROE	19.75%
ROE (5Y)	13.43%
ROIC	4.03%
ROIC (5Y)	4.9%
SBC / revenue	0.12%
Tax / revenue	2.46%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	54.77%
EPS growth (Q)	17.26%
EPS growth (QoQ)	-20.9%
EPS growth 10Y	24.48%
EPS growth 3Y	21.25%
EPS growth 5Y	19.14%
EPS growth years	2
FCF growth	101.71%
FCF growth (Q)	39.83%
FCF growth (QoQ)	7.77%
FCF growth 3Y	89.16%
Net income growth	63.14%
Net income growth (Q)	24.96%
Net income growth (QoQ)	-18.26%
Net income growth 3Y	23.57%
Net income growth 5Y	19.97%
Net income growth years	2
OCF growth	88.67%
OCF growth (Q)	43.43%
OCF growth (QoQ)	10.95%
OCF growth 3Y	82.51%
Revenue growth	23.53%
Revenue growth (Q)	27.48%
Revenue growth (QoQ)	12.24%
Revenue growth 10Y	-2.48%
Revenue growth 3Y	5.56%
Revenue growth 5Y	-4.09%
Revenue growth quarters	6
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -266M
EBIT	EUR 932M
EBITDA	EUR 1.2B
EPS	EUR 9.67
Financing cash flow	EUR -862M
Free cash flow	EUR 3.2B
Free cash flow minus SBC	EUR 3.2B
Gross profit	EUR 2.9B
Income taxes	EUR 262M
Investing cash flow	EUR -3.8B
Net borrowing	EUR 693M
Net cash flow	EUR -1.2B
Net income	EUR 1.9B
Operating cash flow minus SBC	EUR 3.4B
Operating income	EUR 932M
Revenue	EUR 10.6B
Stock-based compensation	EUR 13M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 48.86
Debt / EBITDA	6.68
Debt / equity	0.78
Debt / FCF	2.83
Interest coverage	3.27
Net cash (debt)	EUR -6.6B
Net cash / market cap	-42.07%
Net debt / EBITDA	5.32
Net debt / equity	0.58
Net debt / FCF	2.08
Piotroski F-Score	5
Property, plant and equipment	EUR 3.1B
Shareholders' equity	EUR 11.5B
Tangible book value	EUR 5.9B
Tangible book value per share	EUR 27.98
Total assets	EUR 109.8B
Total cash	EUR 27.4B
Total debt	EUR 9B
Total liabilities	EUR 98.3B
WACC	5.64%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.1
Current ratio	6.02
Net working capital	EUR 26.5B
Quick ratio	5.16
Working capital	EUR 26.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-5.36%
Dividend growth	7.14%
Dividend growth (10Y)	8.1%
Dividend growth (3Y)	7.72%
Dividend growth (5Y)	-5.7%
Dividend growth years	2
Dividend payment date	2026-06-05
Dividend payment years	17
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 2.63
Dividend yield	3.58%
Ex-dividend date	2026-06-03
Last dividend	EUR 1.58
Payout ratio	40.56%
Shareholder yield	-1.78%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	127.16%
10Y return CAGR	13.41%
10Y total return	251.79%
150-day SMA	EUR 69.04
15Y price change	448.21%
15Y return CAGR	16.99%
15Y total return	952.49%
1D price change	0.55%
1M price change	-1.87%
1M total return	-1.87%
1W price change	-0.68%
1W total return	-0.68%
1Y price change	24.43%
1Y return CAGR	29.83%
1Y total return	29.81%
20-day SMA	EUR 74.86
200-day SMA	EUR 66.97
3M price change	5.31%
3M total return	5.31%
3Y price change	87.84%
3Y return CAGR	29.5%
3Y total return	117.19%
50-day SMA	EUR 74.07
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 76.95
52-week high date	2026-09-17
52-week low	EUR 56.35
52-week low date	2025-12-04
5Y price change	71.82%
5Y return CAGR	16.9%
5Y total return	118.32%
6M price change	13.81%
6M total return	16.59%
All-time high	EUR 317.30
All-time high date	2007-06-26
All-time low	EUR 5.65
All-time low date	2008-11-20
Average true range (ATR)	EUR 0.73
Average volume	129.1
Beta (5Y)	0.55
Change from 52-week high	-4.68%
Change from 52-week low	30.17%
Change from all-time high	-76.88%
Change from all-time low	1,198.23%
Change from open	0.62%
Day's gap	-0.07%
Dollar volume	EUR 3,888
High price	EUR 73.55
Low price	EUR 72.90
Monthly RSI	69.88
Open price	EUR 72.90
Position in 52-week range	69.23%
Previous close	EUR 72.95
Price vs 150-day SMA	6.25%
Price vs 20-day SMA	-2.01%
Price vs 200-day SMA	9.52%
Price vs 50-day SMA	-0.98%
Relative volume	0.41
RSI	43.76
Sharpe ratio	0.99
Sharpe ratio (3Y)	1.18
Sharpe ratio (5Y)	0.63
Sortino ratio	1.7
Sortino ratio (3Y)	2.05
Sortino ratio (5Y)	1.12
Volume	53
Weekly RSI	58.68
YTD price change	22.05%
YTD total return	25.03%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	197.3M
Shares change (QoQ)	3.42%
Shares change (YoY)	5.36%
Shares held by institutions	46.73%

Deeper analysis on BIT/1AGS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BIT/1AGS report

Is a complete BIT/1AGS research report available?

No complete published report is available for bit/1AGS (BIT/1AGS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1AGS (BIT/1AGS)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1AGS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1AGS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1AGS

Frequently asked questions