BIT/1OZK (BIT/1OZK)

Borsa Italiana: BIT/1OZK · EUR

€41.5

+1.05 (+2.6%)· Recorded snapshot

Market cap	4.9B
Revenue (ttm)	1.4B
Net income (ttm)	580.2M
EPS (ttm)	€5.37
P/E (trailing)	7.7x
P/E (forward)	8.6x
Dividend	€1.65 (3.99%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.4B
Net income (ttm): 580.2M
EPS (ttm): €5.37
P/E (trailing): 7.7x
P/E (forward): 8.6x
Market cap: 4.9B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E8.6

P25 n/aP50 n/aP75 n/a

Trailing P/E7.7

P25 n/aP50 n/aP75 n/a

ROE11

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1OZK indicators

Market & fundamental data

Available fields

184

Groups with data

Currency

USD

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	IT
Earnings date	2026-10-20
Employees	3,286
Employees change	81
Employees growth	2.53%
Exchange	Borsa Italiana
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-10-10
Fiscal year end	December
Founded	1903
Industry	Banks - Regional
Is primary listing	No
ISIN number	US06417N1037
Last earnings date	2026-10-20
Last refreshed	2026-10-28
Market cap	EUR 4.9B
Next earnings date	2027-01-14
Price	EUR 41.48
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1OZK
Website	https://www.ozk.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.11x
Average P/E ratio (3Y)	7.54x
Average P/E ratio (5Y)	7.83x
Earnings yield	12.94%
FCF yield	13.88%
Forward P/E	8.62x
Graham number	70.60401
Graham upside	70.21%
Industry forward P/E	10.58x
Industry P/E	11.38x
Lynch fair value	EUR 24.36
Lynch upside	-41.27%
P/B ratio	0.91x
P/E ratio	7.73x
P/FCF ratio	7.21x
P/OCF ratio	6.35x
P/S ratio	3.64x
Price / tangible book value	1.09x
Sector forward P/E	10.84x
Sector P/E	11.71x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	22.19%
FCF margin	49.12%
Operating margin	56.25%
Pretax margin	56.25%
Profit margin	43.77%
Profit per employee	EUR 176,891
Profitable quarters	121
Profitable years	31
Revenue per employee	EUR 414,025
ROA	1.59%
ROA (5Y)	2.05%
ROE	11.03%
ROE (5Y)	12.78%
Tax / revenue	12.48%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-3.7%
EPS growth (Q)	-5.66%
EPS growth (QoQ)	0.67%
EPS growth 10Y	9.45%
EPS growth 3Y	1.48%
EPS growth 5Y	7.09%
EPS growth years	5
FCF growth	1.74%
FCF growth 3Y	-1.47%
FCF growth 5Y	7.86%
Net income growth	-6.46%
Net income growth (Q)	-8.79%
Net income growth (QoQ)	0.61%
Net income growth 3Y	-0.18%
Net income growth 5Y	3.69%
Net income growth years	0
OCF growth	2.27%
OCF growth 10Y	16.68%
OCF growth 3Y	1.69%
OCF growth 5Y	9.11%
Revenue growth	0.2%
Revenue growth (Q)	-2.53%
Revenue growth (QoQ)	1.84%
Revenue growth 10Y	9.96%
Revenue growth 3Y	4.93%
Revenue growth 5Y	6.67%
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -92.8M
EPS	EUR 5.37
Financing cash flow	EUR -651.9M
Free cash flow	EUR 685.4M
Gross profit	EUR 1.4B
Income taxes	EUR 169.5M
Investing cash flow	EUR -1.2B
Net borrowing	EUR -719.1M
Net cash flow	EUR -1B
Net income	EUR 580.2M
Operating income	EUR 763.9M
Revenue	EUR 1.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 47.19
Debt / equity	0.2
Debt / FCF	1.56
Goodwill	EUR 594M
Net cash (debt)	EUR -55.1M
Net cash / market cap	-1.12%
Net debt / equity	0.01
Net debt / FCF	0.08
Piotroski F-Score	4
Property, plant and equipment	EUR 885M
Shareholders' equity	EUR 5.4B
Tangible book value	EUR 4.5B
Tangible book value per share	EUR 41.83
Total assets	EUR 38B
Total cash	EUR 1B
Total debt	EUR 1.1B
Total liabilities	EUR 32.6B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -30.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.83%
Dividend growth	6.53%
Dividend growth years	1
Dividend payment date	2026-10-20
Dividend payment years	3
Dividend payout frequency	Quarterly
Dividend per share	EUR 1.65
Dividend yield	3.99%
Ex-dividend date	2026-10-12
Last dividend	EUR 0.44
Payout ratio	30.95%
Shareholder yield	6.82%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 42.28
1D price change	2.6%
1M price change	-1.4%
1M total return	-0.35%
1W price change	1.29%
1W total return	2.37%
1Y price change	-4.34%
1Y return CAGR	0.42%
1Y total return	0.42%
20-day SMA	EUR 41.81
200-day SMA	EUR 41.97
3M price change	-10.76%
3M total return	-8.93%
50-day SMA	EUR 43.01
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 49.64
52-week high date	2026-06-15
52-week low	EUR 36.28
52-week low date	2025-12-01
6M price change	3.65%
6M total return	6.82%
All-time high	EUR 49.64
All-time high date	2026-06-15
All-time low	EUR 36.28
All-time low date	2025-12-01
Average true range (ATR)	EUR 0.57
Average volume	1.1
Change from 52-week high	-16.44%
Change from 52-week low	14.33%
Change from all-time high	-16.44%
Change from all-time low	14.33%
Change from open	0%
Day's gap	2.6%
High price	EUR 41.48
Low price	EUR 41.48
Monthly RSI	59.75
Open price	EUR 41.48
Previous close	EUR 40.43
Price vs 150-day SMA	-1.89%
Price vs 20-day SMA	-0.8%
Price vs 200-day SMA	-1.17%
Price vs 50-day SMA	-3.56%
RSI	47.15
Sharpe ratio	0.16
Sortino ratio	0.34
Weekly RSI	46.63
YTD price change	4.75%
YTD total return	8.96%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	100M
Shares change (QoQ)	-0.12%
Shares change (YoY)	-2.83%
Shares held by insiders	6.99%
Shares held by institutions	95.19%
Short ratio	13.8 days

Deeper analysis on BIT/1OZK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BIT/1OZK report

Is a complete BIT/1OZK research report available?

No complete published report is available for bit/1OZK (BIT/1OZK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1OZK (BIT/1OZK)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1OZK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1OZK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1OZK

Frequently asked questions