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BIT/BDB (BIT/BDB)

Borsa Italiana: BIT/BDB · EUR

€15.6

+0.02 (+0.1%)· Recorded snapshot

Market cap	2B
Revenue (ttm)	578.6M
Net income (ttm)	133M
EPS (ttm)	€1.01
Shares out	131.2M
P/E (trailing)	15.4x
Dividend	€0.51 (3.28%)
Volume	53,981
Beta	0.49

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	EUR
Country	Italy
Country code	IT
Earnings date	2026-11-06
Employees	2,491
Employees change	-40
Employees growth	-1.58%
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1909
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	IT0001041000
Last earnings date	2026-02-06
Last refreshed	2026-10-28
Market cap	EUR 2B
Next earnings date	2026-11-06
Price	EUR 15.56
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	bit/BDB
Website	https://www.bancodesio.it

Metric

Value

Amount currency

EUR

Country

Italy

Country code

Earnings date

2026-11-06

Employees

2,491

Employees change

-40

Employees growth

-1.58%

Exchange

Borsa Italiana

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1909

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

IT0001041000

Last earnings date

2026-02-06

Last refreshed

2026-10-28

Market cap

EUR 2B

Next earnings date

2026-11-06

Price

EUR 15.56

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

bit/BDB

Website

https://www.bancodesio.it

Metric	Value
Average P/E ratio (10Y)	7.87x
Average P/E ratio (3Y)	6.96x
Average P/E ratio (5Y)	6.35x
Earnings yield	6.5%
FCF yield	-24.11%
Graham number	16.09692
Graham upside	3.45%
Industry forward P/E	10.54x
Industry P/E	11.33x
Lynch fair value	EUR 21.40
Lynch upside	37.54%
P/B ratio	1.37x
P/E ratio	15.38x
P/S ratio	3.53x
Price / tangible book value	1.42x
Sector forward P/E	10.82x
Sector P/E	11.69x

Metric

Value

Average P/E ratio (10Y)

7.87x

Average P/E ratio (3Y)

6.96x

Average P/E ratio (5Y)

6.35x

Earnings yield

6.5%

FCF yield

-24.11%

Graham number

16.09692

Graham upside

3.45%

Industry forward P/E

10.54x

Industry P/E

11.33x

Lynch fair value

EUR 21.40

Lynch upside

37.54%

P/B ratio

1.37x

P/E ratio

15.38x

P/S ratio

3.53x

Price / tangible book value

1.42x

Sector forward P/E

10.82x

Sector P/E

11.69x

Metric	Value
Effective tax rate	35.17%
Operating margin	35.96%
Pretax margin	35.45%
Profit margin	22.98%
Profit per employee	EUR 53,382
Profitable quarters	18
Profitable years	12
Revenue per employee	EUR 232,273
ROA	0.7%
ROA (5Y)	0.57%
ROE	9.04%
ROE (5Y)	8.08%
Tax / revenue	12.47%

Metric

Value

Effective tax rate

35.17%

Operating margin

35.96%

Pretax margin

35.45%

Profit margin

22.98%

Profit per employee

EUR 53,382

Profitable quarters

Profitable years

Revenue per employee

EUR 232,273

ROA

0.7%

ROA (5Y)

0.57%

ROE

9.04%

ROE (5Y)

8.08%

Tax / revenue

12.47%

Metric	Value
EPS growth	12.96%
EPS growth (Q)	16.21%
EPS growth 10Y	12.17%
EPS growth 3Y	-14.92%
EPS growth 5Y	21.58%
EPS growth quarters	1
EPS growth years	1
Net income growth	11.55%
Net income growth (Q)	15.13%
Net income growth (QoQ)	2.24%
Net income growth 3Y	-15.54%
Net income growth 5Y	21.16%
Net income growth quarters	3
Net income growth years	1
Revenue growth	6.75%
Revenue growth (Q)	7.92%
Revenue growth (QoQ)	2.35%
Revenue growth 10Y	6.27%
Revenue growth 3Y	8.51%
Revenue growth 5Y	10.1%
Revenue growth quarters	2
Revenue growth years	0

Metric

Value

EPS growth

12.96%

EPS growth (Q)

16.21%

EPS growth 10Y

12.17%

EPS growth 3Y

-14.92%

EPS growth 5Y

21.58%

EPS growth quarters

EPS growth years

Net income growth

11.55%

Net income growth (Q)

15.13%

Net income growth (QoQ)

2.24%

Net income growth 3Y

-15.54%

Net income growth 5Y

21.16%

Net income growth quarters

Net income growth years

Revenue growth

6.75%

Revenue growth (Q)

7.92%

Revenue growth (QoQ)

2.35%

Revenue growth 10Y

6.27%

Revenue growth 3Y

8.51%

Revenue growth 5Y

10.1%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -6.2M
EPS	EUR 1.01
FCF per share	EUR -3.75
Financing cash flow	EUR -49.4M
Free cash flow	EUR -492.4M
Gross profit	EUR 567M
Income taxes	EUR 72.1M
Investing cash flow	EUR -21.1M
Net cash flow	EUR -552.9M
Net income	EUR 133M
Operating income	EUR 208.1M
Revenue	EUR 578.6M

Metric

Value

Capital expenditures

EUR -6.2M

EPS

EUR 1.01

FCF per share

EUR -3.75

Financing cash flow

EUR -49.4M

Free cash flow

EUR -492.4M

Gross profit

EUR 567M

Income taxes

EUR 72.1M

Investing cash flow

EUR -21.1M

Net cash flow

EUR -552.9M

Net income

EUR 133M

Operating income

EUR 208.1M

Revenue

EUR 578.6M

Metric	Value
Book value per share	EUR 11.39
Debt / equity	3.75
Goodwill	EUR 22.8M
Net cash (debt)	EUR -5.5B
Net cash / market cap	-267.22%
Net debt / equity	3.65
Piotroski F-Score	2
Property, plant and equipment	EUR 218.8M
Shareholders' equity	EUR 1.5B
Tangible book value	EUR 1.4B
Tangible book value per share	EUR 10.99
Total assets	EUR 19.5B
Total cash	EUR 143.5M
Total debt	EUR 5.6B
Total liabilities	EUR 18B
WACC	1.85%

Metric

Value

Book value per share

EUR 11.39

Debt / equity

3.75

Goodwill

EUR 22.8M

Net cash (debt)

EUR -5.5B

Net cash / market cap

-267.22%

Net debt / equity

3.65

Piotroski F-Score

Property, plant and equipment

EUR 218.8M

Shareholders' equity

EUR 1.5B

Tangible book value

EUR 1.4B

Tangible book value per share

EUR 10.99

Total assets

EUR 19.5B

Total cash

EUR 143.5M

Total debt

EUR 5.6B

Total liabilities

EUR 18B

WACC

1.85%

Metric	Value
Working capital	EUR -11.3B

Metric

Value

Working capital

EUR -11.3B

Metric	Value
Buyback yield / dilution	1.24%
Dividend growth	11.8%
Dividend growth (10Y)	19.69%
Dividend growth (3Y)	37.38%
Dividend growth (5Y)	49.7%
Dividend growth years	3
Dividend payment date	2026-05-06
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	EUR 0.51
Dividend yield	3.28%
Ex-dividend date	2026-05-04
Last dividend	EUR 0.51
Payout ratio	50.47%
Shareholder yield	4.53%

Metric

Value

Buyback yield / dilution

1.24%

Dividend growth

11.8%

Dividend growth (10Y)

19.69%

Dividend growth (3Y)

37.38%

Dividend growth (5Y)

49.7%

Dividend growth years

Dividend payment date

2026-05-06

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

EUR 0.51

Dividend yield

3.28%

Ex-dividend date

2026-05-04

Last dividend

EUR 0.51

Payout ratio

50.47%

Shareholder yield

4.53%

Metric	Value
10Y price change	818.54%
10Y return CAGR	30.61%
10Y total return	1,344.21%
150-day SMA	EUR 13.64
15Y price change	390.54%
15Y return CAGR	15.53%
15Y total return	771.85%
1D price change	0.13%
1M price change	-17.58%
1M total return	-17.58%
1W price change	-1.89%
1W total return	-1.89%
1Y price change	100.52%
1Y return CAGR	112.38%
1Y total return	112.27%
20-day SMA	EUR 16.24
200-day SMA	EUR 12.44
20Y price change	116.41%
20Y return CAGR	7.63%
20Y total return	335.14%
3M price change	4.57%
3M total return	4.57%
3Y price change	378.77%
3Y return CAGR	78.42%
3Y total return	468.18%
50-day SMA	EUR 17.10
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 19.30
52-week high date	2026-09-22
52-week low	EUR 7.30
52-week low date	2025-11-07
5Y price change	381.73%
5Y return CAGR	44.69%
5Y total return	533.98%
6M price change	68.58%
6M total return	78.46%
All-time high	EUR 19.30
All-time high date	2026-09-22
All-time low	EUR 1.15
All-time low date	1995-06-12
Average true range (ATR)	EUR 0.71
Average volume	100.3K
Beta (1Y)	1.02
Beta (2Y)	0.81
Beta (5Y)	0.49
Change from 52-week high	-19.38%
Change from 52-week low	113.15%
Change from all-time high	-19.38%
Change from all-time low	1,255.4%
Change from open	3.05%
Day's gap	-2.83%
Dollar volume	EUR 839,944
High price	EUR 15.64
Low price	EUR 15.10
Monthly RSI	72.99
Open price	EUR 15.10
Position in 52-week range	85.19%
Previous close	EUR 15.54
Price vs 150-day SMA	14.12%
Price vs 20-day SMA	-4.21%
Price vs 200-day SMA	25.11%
Price vs 50-day SMA	-8.98%
Relative volume	0.54
RSI	38.83
Sharpe ratio	2.2
Sharpe ratio (3Y)	1.76
Sharpe ratio (5Y)	1.25
Sortino ratio	3.77
Sortino ratio (3Y)	2.79
Sortino ratio (5Y)	2.05
Volume	54K
Weekly RSI	54.92
YTD price change	64.66%
YTD total return	74.31%

Metric

Value

10Y price change

818.54%

10Y return CAGR

30.61%

10Y total return

1,344.21%

150-day SMA

EUR 13.64

15Y price change

390.54%

15Y return CAGR

15.53%

15Y total return

771.85%

1D price change

0.13%

1M price change

-17.58%

1M total return

-17.58%

1W price change

-1.89%

1W total return

-1.89%

1Y price change

100.52%

1Y return CAGR

112.38%

1Y total return

112.27%

20-day SMA

EUR 16.24

200-day SMA

EUR 12.44

20Y price change

116.41%

20Y return CAGR

7.63%

20Y total return

335.14%

3M price change

4.57%

3M total return

4.57%

3Y price change

378.77%

3Y return CAGR

78.42%

3Y total return

468.18%

50-day SMA

EUR 17.10

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 19.30

52-week high date

2026-09-22

52-week low

EUR 7.30

52-week low date

2025-11-07

5Y price change

381.73%

5Y return CAGR

44.69%

5Y total return

533.98%

6M price change

68.58%

6M total return

78.46%

All-time high

EUR 19.30

All-time high date

2026-09-22

All-time low

EUR 1.15

All-time low date

1995-06-12

Average true range (ATR)

EUR 0.71

Average volume

100.3K

Beta (1Y)

1.02

Beta (2Y)

0.81

Beta (5Y)

0.49

Change from 52-week high

-19.38%

Change from 52-week low

113.15%

Change from all-time high

-19.38%

Change from all-time low

1,255.4%

Change from open

3.05%

Day's gap

-2.83%

Dollar volume

EUR 839,944

High price

EUR 15.64

Low price

EUR 15.10

Monthly RSI

72.99

Open price

EUR 15.10

Position in 52-week range

85.19%

Previous close

EUR 15.54

Price vs 150-day SMA

14.12%

Price vs 20-day SMA

-4.21%

Price vs 200-day SMA

25.11%

Price vs 50-day SMA

-8.98%

Relative volume

0.54

RSI

38.83

Sharpe ratio

2.2

Sharpe ratio (3Y)

1.76

Sharpe ratio (5Y)

1.25

Sortino ratio

3.77

Sortino ratio (3Y)

2.79

Sortino ratio (5Y)

2.05

Volume

54K

Weekly RSI

54.92

YTD price change

64.66%

YTD total return

74.31%

Metric	Value
Float	36.9M
Shares change (YoY)	-1.24%
Shares held by insiders	1.94%
Shares held by institutions	4.04%
Shares outstanding	131.2M

Metric

Value

Float

36.9M

Shares change (YoY)

-1.24%

Shares held by insiders

1.94%

Shares held by institutions

4.04%

Shares outstanding

131.2M

BIT/BDB (BIT/BDB)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/BDB

Valuation

Profitability

Balance sheet

Trading

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Sector percentile context

All BIT/BDB indicators

Profile and market data

Valuation

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Financial statements

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Dividends and buybacks

Performance and technicals

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Frequently asked questions