TYO/7181 (TYO/7181)

Tokyo Stock Exchange: TYO/7181 · JPY

¥1,714

-18.54 (-1.1%)· Recorded snapshot

Market cap	1.9T
Revenue (ttm)	3.4T
Net income (ttm)	168.3B
EPS (ttm)	¥153
Shares out	1.1B
P/E (trailing)	11.2x
P/E (forward)	12.2x
Dividend	¥41.3 (2.41%)
Volume	2,228,200
Beta	0.03

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.4T
Net income (ttm): 168.3B
EPS (ttm): ¥153
P/E (trailing): 11.2x
P/E (forward): 12.2x
Market cap: 1.9T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.2

P25 n/aP50 n/aP75 n/a

Trailing P/E11.2

P25 n/aP50 n/aP75 n/a

ROE4.2

P25 n/aP50 n/aP75 n/a

ROIC5.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TYO/7181 indicators

Market & fundamental data

Available fields

214

Groups with data

Currency

JPY

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-13
Employees	18,487
Employees change	-169
Employees growth	-0.91%
Enterprise value	JPY 6.7T
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	2006
Industry	Insurance - Life
Is primary listing	Yes
ISIN number	JP3233250004
Last earnings date	2026-08-07
Last refreshed	2026-10-28
Last stock split date	2026-03-30
Last stock split type	Forward
Market cap	JPY 1.9T
Next earnings date	2026-11-13
Price	JPY 1,714.00
Price currency	JPY
Sector	Financials
SIC code	6311
Stock price date	2026-10-28
Symbol	tyo/7181
Website	https://www.jp-life.japanpost.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.06x
Average P/E ratio (3Y)	10.6x
Average P/E ratio (5Y)	8.97x
Earnings yield	8.95%
EV/Earnings	39.6x
EV/EBIT	9.95x
EV/EBITDA	9.41x
EV/Sales	1.96x
FCF / EV yield	-28.33%
FCF yield	-101.36%
Forward P/E	12.21x
Graham number	3854.63318
Graham upside	124.3%
Industry P/E	12.27x
Lynch fair value	JPY 767.28
Lynch upside	-55.35%
P/B ratio	0.4x
P/E ratio	11.17x
P/S ratio	0.55x
PEG ratio	2.91x
Price / tangible book value	0.4x
Price/EBITDA ratio	2.63x
Sector P/E	12.91x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	19.7%
EBITDA margin	20.82%
Effective tax rate	28.72%
Gross margin	33.97%
Operating margin	19.7%
Pretax margin	6.94%
Profit margin	4.95%
Profit per employee	JPY 9.1M
Profitable quarters	49
Profitable years	14
Revenue per employee	JPY 183.9M
ROA	0.6%
ROA (5Y)	0.38%
ROE	4.18%
ROE (5Y)	4.28%
ROIC	5.1%
ROIC (5Y)	3.71%
Tax / revenue	1.99%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	27.55%
EPS growth (Q)	2.14%
EPS growth (QoQ)	-31.36%
EPS growth 10Y	13%
EPS growth 3Y	18.53%
EPS growth 5Y	9.27%
EPS growth quarters	8
EPS growth years	2
Net income growth	22.67%
Net income growth (Q)	-1.51%
Net income growth (QoQ)	-32.26%
Net income growth 3Y	16.28%
Net income growth 5Y	0.94%
Net income growth years	2
Revenue growth	2.8%
Revenue growth (Q)	13.16%
Revenue growth (QoQ)	48.77%
Revenue growth 10Y	-6.73%
Revenue growth 3Y	0.26%
Revenue growth 5Y	-1.96%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	JPY 669.7B
EBITDA	JPY 708B
EPS	JPY 153.46
FCF per share	JPY -1,741.83
Financing cash flow	JPY -124.2B
Free cash flow	JPY -1.9T
Gross profit	JPY 1.2T
Income taxes	JPY 67.8B
Investing cash flow	JPY 1.8T
Net cash flow	JPY -223.1B
Net income	JPY 168.3B
Operating income	JPY 669.7B
Revenue	JPY 3.4T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	JPY 4,303.30
Debt / EBITDA	6.78
Debt / equity	1.03
Interest coverage	18.49
Net cash (debt)	JPY -4.8T
Net cash / market cap	-257.78%
Net debt / EBITDA	6.78
Net debt / equity	1.03
Piotroski F-Score	3
Shareholders' equity	JPY 4.7T
Tangible book value	JPY 4.7T
Tangible book value per share	JPY 4,303.30
Total debt	JPY 4.8T
Total liabilities	JPY 53.6T
WACC	1.63%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.06
Current ratio	1.7
Quick ratio	0.37
Working capital	JPY -5.8T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3.83%
Dividend growth	128.95%
Dividend growth (10Y)	15.84%
Dividend growth (3Y)	41.05%
Dividend growth (5Y)	16.62%
Dividend growth years	3
Dividend payment date	2026-12-07
Dividend payment years	11
Dividend payout frequency	Semi-Annual
Dividend per share	JPY 41.33
Dividend yield	2.41%
Ex-dividend date	2026-09-29
Last dividend	JPY 25.00
Payout ratio	56.69%
Shareholder yield	6.23%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	139.72%
10Y return CAGR	13.13%
10Y total return	243.37%
150-day SMA	JPY 1,628.60
1D price change	-1.07%
1M price change	-6.24%
1M total return	-4.94%
1W price change	0.82%
1W total return	0.82%
1Y price change	27.5%
1Y return CAGR	30.93%
1Y total return	30.91%
20-day SMA	JPY 1,705.65
200-day SMA	JPY 1,629.31
3M price change	-4.54%
3M total return	-3.22%
3Y price change	82.79%
3Y return CAGR	26.13%
3Y total return	100.68%
50-day SMA	JPY 1,716.68
50-day SMA vs 200-day SMA	50over200
52-week high	JPY 1,844.00
52-week high date	2026-09-28
52-week low	JPY 1,292.33
52-week low date	2025-11-05
5Y price change	176.6%
5Y return CAGR	26.98%
5Y total return	230.11%
6M price change	14.96%
6M total return	16.54%
All-time high	JPY 1,844.00
All-time high date	2026-09-28
All-time low	JPY 379.00
All-time low date	2020-03-23
Average true range (ATR)	JPY 39.80
Average volume	2.2M
Beta (1Y)	0.6
Beta (2Y)	0.42
Beta (5Y)	0.03
Change from 52-week high	-7.05%
Change from 52-week low	32.63%
Change from all-time high	-7.05%
Change from all-time low	352.24%
Change from open	-1.27%
Day's gap	0.2%
Dollar volume	JPY 3.8B
High price	JPY 1,739.00
Low price	JPY 1,706.00
Monthly RSI	64.75
Open price	JPY 1,736.00
Position in 52-week range	24.24%
Previous close	JPY 1,732.50
Price vs 150-day SMA	5.24%
Price vs 20-day SMA	0.49%
Price vs 200-day SMA	5.2%
Price vs 50-day SMA	-0.16%
Relative volume	1.03
RSI	49.9
Sharpe ratio	0.8
Sharpe ratio (3Y)	0.88
Sharpe ratio (5Y)	0.8
Sortino ratio	1.24
Sortino ratio (3Y)	1.41
Sortino ratio (5Y)	1.33
Volume	2.2M
Weekly RSI	54.03
YTD price change	9.13%
YTD total return	12.05%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	517.5M
Shares change (QoQ)	-1.32%
Shares change (YoY)	-3.83%
Shares held by insiders	0%
Shares held by institutions	19.22%
Shares outstanding	1.1B

Deeper analysis on TYO/7181

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TYO/7181 report

Is a complete TYO/7181 research report available?

No complete published report is available for tyo/7181 (TYO/7181) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TYO/7181 (TYO/7181)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/7181

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/7181 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/7181

Frequently asked questions