TYO/7189 (TYO/7189)

Tokyo Stock Exchange: TYO/7189 · JPY

¥4,455

+74.90 (+1.7%)· Recorded snapshot

Market cap	620.5B
Revenue (ttm)	213B
Net income (ttm)	47.2B
EPS (ttm)	¥339
Shares out	139.3M
P/E (trailing)	13.2x
P/E (forward)	11.5x
Dividend	¥140 (3.14%)
Volume	609,700
Beta	0.44

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 213B
Net income (ttm): 47.2B
EPS (ttm): ¥339
P/E (trailing): 13.2x
P/E (forward): 11.5x
Market cap: 620.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11.5

P25 n/aP50 n/aP75 n/a

Trailing P/E13.2

P25 n/aP50 n/aP75 n/a

ROE7.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TYO/7189 indicators

Market & fundamental data

Available fields

204

Groups with data

Currency

JPY

Showing 204 of 204 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-10
Employees	4,252
Employees change	68
Employees growth	1.63%
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1912
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	JP3658850007
Last earnings date	2026-08-03
Last refreshed	2026-10-28
Last stock split date	2016-10-03
Last stock split type	Reverse
Market cap	JPY 620.5B
Next earnings date	2026-11-10
Price	JPY 4,455.00
Price currency	JPY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	tyo/7189
Website	https://www.nnfh.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	7.77x
Average P/E ratio (3Y)	10.65x
Average P/E ratio (5Y)	8.45x
Earnings yield	7.6%
FCF yield	-87.13%
Forward P/E	11.52x
Graham number	5918.68084
Graham upside	32.85%
Industry P/E	10.72x
Lynch fair value	JPY 5,447.38
Lynch upside	22.28%
P/B ratio	0.95x
P/E ratio	13.15x
P/S ratio	2.91x
Price / tangible book value	0.98x
Sector P/E	12.83x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	30.37%
Operating margin	32.26%
Pretax margin	32.22%
Profit margin	22.15%
Profit per employee	JPY 11.1M
Profitable quarters	40
Profitable years	22
Revenue per employee	JPY 50.1M
ROA	0.35%
ROA (5Y)	0.22%
ROE	7.81%
ROE (5Y)	5.24%
Tax / revenue	9.79%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	62.61%
EPS growth (Q)	83.18%
EPS growth (QoQ)	139.37%
EPS growth 10Y	8.17%
EPS growth 3Y	22.46%
EPS growth 5Y	17.67%
EPS growth quarters	1
EPS growth years	2
Net income growth	62.11%
Net income growth (Q)	83.18%
Net income growth (QoQ)	139.37%
Net income growth 3Y	21.44%
Net income growth 5Y	16.08%
Net income growth quarters	1
Net income growth years	2
Revenue growth	31.04%
Revenue growth (Q)	33.75%
Revenue growth (QoQ)	17.39%
Revenue growth 10Y	4.65%
Revenue growth 3Y	12.93%
Revenue growth 5Y	10.41%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	JPY -36.4B
EPS	JPY 338.74
FCF per share	JPY -3,881.76
Financing cash flow	JPY 425.5B
Free cash flow	JPY -540.7B
Gross profit	JPY 213B
Income taxes	JPY 20.8B
Investing cash flow	JPY -205.9B
Net cash flow	JPY -284.6B
Net income	JPY 47.2B
Operating income	JPY 68.7B
Revenue	JPY 213B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	JPY 4,596.20
Debt / equity	3.14
Net cash (debt)	JPY -729B
Net cash / market cap	-117.48%
Net debt / equity	1.12
Piotroski F-Score	2
Property, plant and equipment	JPY 146.5B
Shareholders' equity	JPY 650.6B
Tangible book value	JPY 632.5B
Tangible book value per share	JPY 4,540.94
Total assets	JPY 13.8T
Total cash	JPY 1.3T
Total debt	JPY 2T
Total liabilities	JPY 13.2T
WACC	1.55%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	JPY -10.3T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.3%
Dividend growth	58.89%
Dividend growth (10Y)	23.38%
Dividend growth (3Y)	39.66%
Dividend growth (5Y)	36.66%
Dividend growth years	4
Dividend payment date	2026-12-10
Dividend payment years	35
Dividend payout frequency	Semi-Annual
Dividend per share	JPY 140.00
Dividend yield	3.14%
Ex-dividend date	2026-09-29
Last dividend	JPY 70.00
Payout ratio	42.22%
Shareholder yield	3.45%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	326.72%
10Y return CAGR	19.91%
10Y total return	514.37%
150-day SMA	JPY 4,350.82
15Y price change	301.35%
15Y return CAGR	13.17%
15Y total return	539.86%
1D price change	1.71%
1M price change	-13.43%
1M total return	-12.22%
1W price change	-0.45%
1W total return	-0.45%
1Y price change	66.85%
1Y return CAGR	72.48%
1Y total return	72.41%
20-day SMA	JPY 4,659.25
200-day SMA	JPY 4,237.20
20Y price change	59.11%
20Y return CAGR	5.22%
20Y total return	176.85%
3M price change	-1.66%
3M total return	-0.28%
3Y price change	150.99%
3Y return CAGR	40.74%
3Y total return	178.84%
50-day SMA	JPY 4,778.74
50-day SMA vs 200-day SMA	50over200
52-week high	JPY 5,163.00
52-week high date	2026-09-28
52-week low	JPY 2,522.00
52-week low date	2025-11-05
5Y price change	556.11%
5Y return CAGR	51.51%
5Y total return	698.1%
6M price change	16.17%
6M total return	17.79%
All-time high	JPY 5,163.00
All-time high date	2026-09-28
All-time low	JPY 467.00
All-time low date	2020-03-13
Average true range (ATR)	JPY 151.74
Average volume	594.7K
Beta (1Y)	1.14
Beta (2Y)	1.1
Beta (5Y)	0.44
Change from 52-week high	-13.71%
Change from 52-week low	76.65%
Change from all-time high	-13.71%
Change from all-time low	853.96%
Change from open	-0.51%
Day's gap	2.24%
Dollar volume	JPY 2.7B
High price	JPY 4,480.00
Low price	JPY 4,396.00
Monthly RSI	67.19
Open price	JPY 4,478.00
Position in 52-week range	70.24%
Previous close	JPY 4,380.00
Price vs 150-day SMA	2.39%
Price vs 20-day SMA	-4.38%
Price vs 200-day SMA	5.14%
Price vs 50-day SMA	-6.77%
Relative volume	1.05
RSI	43.26
Sharpe ratio	1.9
Sharpe ratio (3Y)	1.04
Sharpe ratio (5Y)	1.25
Sortino ratio	3.21
Sortino ratio (3Y)	1.63
Sortino ratio (5Y)	2.02
Volume	609.7K
Weekly RSI	50.69
YTD price change	38.74%
YTD total return	43.36%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	132M
Shares change (QoQ)	0%
Shares change (YoY)	-0.3%
Shares held by insiders	0.04%
Shares held by institutions	36.42%
Shares outstanding	139.3M

Deeper analysis on TYO/7189

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TYO/7189 report

Is a complete TYO/7189 research report available?

No complete published report is available for tyo/7189 (TYO/7189) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TYO/7189 (TYO/7189)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/7189

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/7189 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/7189

Frequently asked questions