TYO/8253 (TYO/8253)

Tokyo Stock Exchange: TYO/8253 · JPY

¥4,109

-33.97 (-0.8%)· Recorded snapshot

Market cap	590.5B
Revenue (ttm)	551.9B
Net income (ttm)	68.4B
EPS (ttm)	¥474
Shares out	143.7M
P/E (trailing)	8.7x
P/E (forward)	7.1x
Dividend	¥160 (3.89%)
Volume	656,400
Beta	0.55

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 551.9B
Net income (ttm): 68.4B
EPS (ttm): ¥474
P/E (trailing): 8.7x
P/E (forward): 7.1x
Market cap: 590.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.1

P25 n/aP50 n/aP75 n/a

Trailing P/E8.7

P25 n/aP50 n/aP75 n/a

ROE9.3

P25 n/aP50 n/aP75 n/a

ROIC2.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TYO/8253 indicators

Market & fundamental data

Available fields

244

Groups with data

Currency

JPY

Showing 244 of 244 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-13
Employees	3,446
Employees change	-178
Employees growth	-4.91%
Enterprise value	JPY 4.2T
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1951
Industry	Financial - Credit Services
Is primary listing	Yes
ISIN number	JP3271400008
Last earnings date	2026-08-12
Last refreshed	2026-10-28
Last stock split date	1997-03-26
Last stock split type	Forward
Market cap	JPY 590.5B
Next earnings date	2026-11-13
Price	JPY 4,109.00
Price currency	JPY
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	tyo/8253
Website	https://corporate.saisoncard.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	7.73x
Average P/E ratio (3Y)	8.38x
Average P/E ratio (5Y)	7.48x
Earnings yield	11.53%
EV/Earnings	60.97x
EV/EBIT	26.38x
EV/EBITDA	21.73x
EV/Sales	7.56x
FCF / EV yield	-3.69%
FCF yield	-26.05%
Forward P/E	7.14x
Graham number	7562.32796
Graham upside	84.04%
Industry P/E	10.89x
Lynch fair value	JPY 6,455.26
Lynch upside	57.1%
P/B ratio	0.75x
P/E ratio	8.67x
P/S ratio	1.07x
PEG ratio	0.55x
Price / tangible book value	0.9x
Price/EBITDA ratio	3.3x
Sector P/E	12.83x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	26.26%
EBITDA margin	32.4%
Effective tax rate	30.12%
Gross margin	88.11%
Operating margin	26.26%
Pretax margin	18.06%
Profit margin	12.39%
Profit per employee	JPY 19.9M
Profitable quarters	13
Profitable years	17
Revenue per employee	JPY 160.2M
ROA	1.86%
ROA (5Y)	0.9%
ROCE	3.05%
ROE	9.31%
ROE (5Y)	8.58%
ROIC	2.36%
ROIC (5Y)	1.23%
Tax / revenue	5.44%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	10.42%
EPS growth (Q)	38.87%
EPS growth (QoQ)	69.27%
EPS growth 10Y	12.66%
EPS growth 3Y	17.75%
EPS growth 5Y	15.45%
EPS growth quarters	2
EPS growth years	1
Gross profit growth	12.64%
Gross profit growth (Q)	12.39%
Gross profit growth 3Y	20.65%
Gross profit growth 5Y	14.69%
Net income growth	3.8%
Net income growth (Q)	35.13%
Net income growth (QoQ)	68.41%
Net income growth 3Y	14.67%
Net income growth 5Y	13.62%
Net income growth quarters	2
Net income growth years	0
Operating income growth	18.29%
Operating income growth (Q)	29.03%
Operating income growth 3Y	48.57%
Operating income growth 5Y	29.32%
Revenue growth	10.5%
Revenue growth (Q)	4.6%
Revenue growth (QoQ)	-4.67%
Revenue growth 10Y	7.47%
Revenue growth 3Y	12.3%
Revenue growth 5Y	10.22%
Revenue growth quarters	15
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	JPY -18.1B
Depreciation and amortization	JPY 33.9B
EBIT	JPY 144.9B
EBITDA	JPY 178.8B
EPS	JPY 473.79
FCF per share	JPY -1,070.21
Financing cash flow	JPY 139.1B
Free cash flow	JPY -153.8B
Gross profit	JPY 486.3B
Income taxes	JPY 30B
Investing cash flow	JPY -26.9B
Net borrowing	JPY 183.2B
Net cash flow	JPY -27.1B
Net income	JPY 68.4B
Operating income	JPY 144.9B
Revenue	JPY 551.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.42
Book value per share	JPY 5,364.66
Debt / EBITDA	20.52
Debt / equity	4.67
Interest coverage	2.66
Long-term assets	JPY 799.9B
Long-term liabilities	JPY 4T
Net cash (debt)	JPY -3.6T
Net cash / market cap	-603.74%
Net debt / EBITDA	19.94
Net debt / equity	4.53
Piotroski F-Score	5
Property, plant and equipment	JPY 31.5B
Shareholders' equity	JPY 786.3B
Tangible book value	JPY 659.6B
Tangible book value per share	JPY 4,590.00
Total assets	JPY 5T
Total cash	JPY 103.9B
Total debt	JPY 3.7T
Total liabilities	JPY 4.2T
WACC	1.9%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.11
Current assets	JPY 4.2T
Current liabilities	JPY 274B
Current ratio	15.4
Inventory turnover	0.37
Net working capital	JPY 3.8T
Quick ratio	14.74
Working capital	JPY 3.9T
Working capital turnover	0.14

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	5.99%
Dividend growth	8.33%
Dividend growth (10Y)	14.02%
Dividend growth (3Y)	22.92%
Dividend growth (5Y)	23.64%
Dividend growth years	4
Dividend payment date	2026-06-18
Dividend payment years	35
Dividend payout frequency	Annual
Dividend per share	JPY 160.00
Dividend yield	3.89%
Ex-dividend date	2026-03-30
Last dividend	JPY 130.00
Payout ratio	27.44%
Shareholder yield	9.88%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	129.68%
10Y return CAGR	12.15%
10Y total return	214.62%
150-day SMA	JPY 4,411.36
15Y price change	163.4%
15Y return CAGR	9.49%
15Y total return	289.82%
1D price change	-0.82%
1M price change	-11.63%
1M total return	-11.63%
1W price change	-1.96%
1W total return	-1.96%
1Y price change	6.53%
1Y return CAGR	9.93%
1Y total return	9.93%
20-day SMA	JPY 4,241.40
200-day SMA	JPY 4,408.47
20Y price change	-6.19%
20Y return CAGR	2.14%
20Y total return	52.83%
3M price change	-11.44%
3M total return	-11.44%
3Y price change	85.51%
3Y return CAGR	26.87%
3Y total return	104.23%
50-day SMA	JPY 4,488.24
50-day SMA vs 200-day SMA	50over200
52-week high	JPY 4,940.00
52-week high date	2026-02-16
52-week low	JPY 3,561.00
52-week low date	2025-11-18
5Y price change	190.39%
5Y return CAGR	28.31%
5Y total return	247.68%
6M price change	-4%
6M total return	-4%
All-time high	JPY 6,730.00
All-time high date	2006-04-05
All-time low	JPY 583.00
All-time low date	2009-02-24
Average true range (ATR)	JPY 89.36
Average volume	939K
Beta (1Y)	0.87
Beta (2Y)	0.68
Beta (5Y)	0.55
Change from 52-week high	-16.82%
Change from 52-week low	15.39%
Change from all-time high	-38.95%
Change from all-time low	604.8%
Change from open	-1.53%
Day's gap	0.72%
Dollar volume	JPY 2.7B
High price	JPY 4,173.00
Low price	JPY 4,098.00
Monthly RSI	53.19
Open price	JPY 4,173.00
Position in 52-week range	14.67%
Previous close	JPY 4,143.00
Price vs 150-day SMA	-6.85%
Price vs 20-day SMA	-3.12%
Price vs 200-day SMA	-6.79%
Price vs 50-day SMA	-8.45%
Relative volume	0.7
RSI	32.55
Sharpe ratio	0.43
Sharpe ratio (3Y)	0.65
Sharpe ratio (5Y)	0.87
Sortino ratio	0.84
Sortino ratio (3Y)	1.13
Sortino ratio (5Y)	1.49
Volume	656.4K
Weekly RSI	36.95
YTD price change	-2.35%
YTD total return	0.76%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	143.5M
Shares change (QoQ)	0.08%
Shares change (YoY)	-5.99%
Shares held by insiders	0.16%
Shares held by institutions	69.04%
Shares outstanding	143.7M

Deeper analysis on TYO/8253

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TYO/8253 report

Is a complete TYO/8253 research report available?

No complete published report is available for tyo/8253 (TYO/8253) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TYO/8253 (TYO/8253)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/8253

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/8253 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/8253

Frequently asked questions