Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

TYO/8524 stock hub

TYO/8524 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

367B

Tokyo Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TYO/8524

In the news

Latest news · TYO/8524

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.1

P25 11.5P50 13.1P75 15.7

Trailing P/E13

P25 11P50 14.7P75 18.2

ROE7

P25 4.4P50 7P75 10.4

ROICn/a

P25 1.3P50 6.1P75 18.4

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TYO/8524 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

173

Groups with data

Currency

JPY

Showing 173 of 173 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	JP
Employees	2,434
Employees Change	-338%
Employees Change Percent	-12.19
Exchange	Tokyo Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Banks - Regional
Isin	JP3843400007
Last refreshed	2026-05-10
Market cap	JPY 367B
Price	JPY 981
Price currency	JPY
Rev Per Employee	56,317,460.32x
Sector	Financials
Sic	6020
Symbol	tyo/8524
Website	https://www.hokuyobank.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.75%
Forward P/E	12.06x
P/B ratio	0.92x
P/E ratio	13.02x
P/S ratio	2.35x
PE Ratio10 Y	10.11x
PE Ratio3 Y	12.27x
PE Ratio5 Y	10.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	JPY 156.1B
Net Income	JPY 28.4B
Net Income Growth	84.7%
Net Income Growth Q	89.46%
Net Income Growth Quarters	5%
Net Income Growth Years	2%
Net Income Growth3 Y	34.74%
Net Income Growth5 Y	24.85%
Pretax Margin	25.09%
Profit Per Employee	JPY 10.3M
Profitable Years	14
ROA	0.21
Roa5y	0.1
ROE	6.95
Roe5y	3.05

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	17.43%
Cagr1y	110.79%
Cagr3y	55.82%
Cagr5y	31.85%
Div CAGR10	8.4%
Div CAGR3	40.95%
Div CAGR5	22.87%
EPS Growth	87.66
EPS Growth Q	92.59
EPS Growth Quarters	5
EPS Growth Years	2
EPS Growth3 Y	35.79
EPS Growth5 Y	25.62
Revenue Growth	16.45x
Revenue Growth Q	21.15x
Revenue Growth Quarters	10x
Revenue Growth Years	3x
Revenue Growth3 Y	9.82x
Revenue Growth5 Y	4.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	JPY 13.3T
Cash	JPY 1.9T
Debt	JPY 926B
Equity	JPY 401B
Liabilities	JPY 12.9T
Net Cash	JPY 974.9B
Net Cash By Market Cap	JPY 266
Net Cash Growth	-34.37%
Net Debt Equity	JPY -2.43
Tangible Book Value	JPY 382.6B
Tangible Book Value Per Share	JPY 1,016
WACC	1.85

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	JPY -9.9T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.63%
Dividend Growth	47.37%
Dividend Growth Years	2%
Dividend per share	JPY 26
Dividend Years	15
Dividend Yield	2.65%
Ex Div Date	2026-03-30
Last Dividend	JPY 8.5
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	398.68%
1Y total return	110.69%
200-day SMA	828
3Y total return	278.46%
50-day SMA	989.1
50-day SMA vs 200-day SMA	50over200
5Y total return	298.38%
All Time High	1,098
All Time High Change	-10.66%
All Time High Date	2026-02-27
All Time Low	153
All Time Low Change	541.18%
All Time Low Date	2020-03-13
ATR	35.37
Beta	0.41
Beta1y	1.06
Beta2y	1.29
Ch YTD	15.68
High	997
High52	1,098
High52 Date	2026-02-27
High52ch	-10.66%
Low	966
Low52	475
Low52 Date	2025-05-08
Low52ch	110.52%
Ma50ch	-0.81%
Price vs 200-day SMA	18.49%
RSI	48.56
RSI Monthly	70.33
RSI Weekly	56.83
Sharpe ratio	2.25x
Sortino ratio	3.91
Total Return	4.28%
Tr YTD	16.46
Tr1m	-2.58%
Tr1w	-0.91%
Tr3m	1.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	JPY 39.3B
Operating margin	25.19

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	343,540,856%
Shares Insiders	0.08%
Shares Institutions	40.32%
Shares Out	374,117,160
Shares Qo Q	-0.01%
Shares Yo Y	-1.63%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	2,319,320x
Bv Per Share	1,054.2
Ch10y	252.9
Ch1m	-2.58
Ch1w	-0.91
Ch1y	103.5
Ch3m	0.41
Ch3y	243
Ch5y	233.7
Ch6m	33.83
Change	-2.78%
Change From Open	-1.6
Close	1,009
Days Gap	-1.19
Dollar Volume	2,673,421,200
Earnings Date	2026-05-13
EPS	JPY 75.34
F Score	2
Fiscal Year End	March
Founded	1,917
Graham Number	1336.80209
Graham Upside	36.27
Income Tax	JPY 10.8B
Is Primary Listing	1
Last Earnings Date	2026-02-10
Last Report Date	2025-12-31
Lynch Fair Value	JPY 1,872
Lynch Upside	90.86
Ma150	880.1
Ma150ch	11.47%
Ma20	1,003.6
Ma20ch	-2.25%
Next Earnings Date	2026-05-13
Open	997
Payment Date	2026-06-29
Position In Range	48.39
Ppne	74,338,000,000
Price Date	2026-05-08
Ptbv Ratio	0.96
Relative Volume	1.21x
Revenue	156,112,000,000x
Tax By Revenue	6.9x
Tr6m	35.78%
Volume	2,725,200

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TYO/8524 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$26.0 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+22.9%

2 consecutive years of growth

Total shareholder yield

+4.3%

Next ex-dividend date: 2026-03-30

Performance

TYO/8524 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TYO/8524?

Insider, institutional, and short-interest positioning.

Institutional ownership

+40.3%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-1.6%

Negative means the company is buying back shares.

Technical

TYO/8524 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.6

Neutral momentum band

Price vs 200-day MA

+18.5%

50/200-day relationship not available

Beta (5Y)

0.41

Less volatile than the market

Sharpe ratio

2.25

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TYO/8524

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tyo/8524 stock rating?

tyo/8524 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tyo/8524 analysis?

The full report lives at /stocks/tyo/8524/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tyo/8524?

The latest report frames tyo/8524 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tyo/8524 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.