KRX/029780 (KRX/029780)

Korea Stock Exchange: KRX/029780 · KRW

₩40,850

+101.87 (+0.3%)· Recorded snapshot

Market cap	4.4T
Revenue (ttm)	2.9T
Net income (ttm)	620.8B
EPS (ttm)	₩5,817
Shares out	106.7M
P/E (trailing)	7.0x
P/E (forward)	7.6x
Dividend	₩2,800 (6.85%)
Volume	110,331
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.9T
Net income (ttm): 620.8B
EPS (ttm): ₩5,817
P/E (trailing): 7.0x
P/E (forward): 7.6x
Market cap: 4.4T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.6

P25 n/aP50 n/aP75 n/a

Trailing P/E7

P25 n/aP50 n/aP75 n/a

ROE7.1

P25 n/aP50 n/aP75 n/a

ROIC2.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All KRX/029780 indicators

Market & fundamental data

Available fields

203

Groups with data

Currency

KRW

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	KRW
Country	South Korea
Country code	KR
Earnings date	2026-11-03
Employees	1,752
Exchange	Korea Stock Exchange
Financial currency	KRW
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1983
Industry	Credit Services
Is primary listing	Yes
ISIN number	KR7029780004
Last earnings date	2026-02-04
Last refreshed	2026-10-28
Market cap	KRW 4.4T
Next earnings date	2026-11-03
Price	KRW 40,850.00
Price currency	KRW
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	krx/029780
Website	https://www.samsungcard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.63x
Average P/E ratio (3Y)	7.17x
Average P/E ratio (5Y)	6.63x
Earnings yield	14.24%
FCF yield	-68.29%
Forward P/E	7.61x
Graham number	104509.1095
Graham upside	155.84%
Lynch fair value	KRW 36,395.76
Lynch upside	-10.9%
P/B ratio	0.49x
P/E ratio	7.02x
P/S ratio	1.51x
Price / tangible book value	0.5x
Sector forward P/E	6.66x
Sector P/E	7.39x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	25.23%
Gross margin	59.06%
Operating margin	39.43%
Pretax margin	28.72%
Profit margin	21.47%
Profit per employee	KRW 354.3M
Profitable quarters	54
Profitable years	19
Revenue per employee	KRW 1.7B
ROA	1.88%
ROA (5Y)	2.17%
ROE	7.12%
ROE (5Y)	7.73%
ROIC	2.71%
ROIC (5Y)	-2.19%
Tax / revenue	7.25%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-2.61%
EPS growth (Q)	1.98%
EPS growth (QoQ)	-1.34%
EPS growth 10Y	6.92%
EPS growth 3Y	1.32%
EPS growth 5Y	6.26%
EPS growth years	0
Net income growth	-2.62%
Net income growth (Q)	1.99%
Net income growth (QoQ)	-1.33%
Net income growth 3Y	1.31%
Net income growth 5Y	6.26%
Net income growth quarters	1
Net income growth years	0
Operating income growth	-0.57%
Operating income growth (Q)	42.79%
Revenue growth	4.08%
Revenue growth (Q)	3.2%
Revenue growth (QoQ)	-2.25%
Revenue growth 10Y	29.18%
Revenue growth quarters	1
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	KRW -8.9B
Depreciation and amortization	KRW 136.8B
EPS	KRW 5,817.32
FCF per share	KRW -27,896.44
Financing cash flow	KRW 3.1T
Free cash flow	KRW -3T
Gross profit	KRW 1.7T
Income taxes	KRW 209.4B
Investing cash flow	KRW -264.8B
Net borrowing	KRW 3.3T
Net cash flow	KRW -122.6B
Net income	KRW 620.8B
Operating income	KRW 1.1T
Revenue	KRW 2.9T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	KRW 83,445.52
Debt / equity	2.61
Net cash (debt)	KRW -20T
Net cash / market cap	-458.52%
Net debt / equity	2.24
Piotroski F-Score	3
Property, plant and equipment	KRW 610.4B
Shareholders' equity	KRW 8.9T
Tangible book value	KRW 8.8T
Tangible book value per share	KRW 82,425.37
Total assets	KRW 34.9T
Total cash	KRW 3.3T
Total debt	KRW 23.2T
Total liabilities	KRW 26T
WACC	0.87%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.09
Current ratio	61.13
Quick ratio	60.89
Working capital	KRW 33.6T
Working capital turnover	0.09

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	6.44%
Dividend growth (3Y)	3.85%
Dividend growth (5Y)	9.24%
Dividend growth years	1
Dividend payment date	2026-04-17
Dividend payment years	3
Dividend payout frequency	Annual
Dividend per share	KRW 2,800.00
Dividend yield	6.85%
Ex-dividend date	2026-03-25
Last dividend	KRW 2,800.00
Payout ratio	48.13%
Shareholder yield	6.85%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-15.95%
10Y return CAGR	3.7%
10Y total return	43.83%
150-day SMA	KRW 48,184.00
15Y price change	-3.77%
15Y return CAGR	4.25%
15Y total return	86.58%
1D price change	0.25%
1M price change	-3.77%
1M total return	-3.77%
1W price change	-2.97%
1W total return	-2.97%
1Y price change	-18.79%
1Y return CAGR	-14.75%
1Y total return	-14.74%
20-day SMA	KRW 41,972.50
200-day SMA	KRW 50,557.00
3M price change	-18.63%
3M total return	-18.63%
3Y price change	30.51%
3Y return CAGR	15.89%
3Y total return	55.66%
50-day SMA	KRW 44,222.00
50-day SMA vs 200-day SMA	50under200
52-week high	KRW 69,200.00
52-week high date	2026-02-23
52-week low	KRW 40,400.00
52-week low date	2026-10-27
5Y price change	16.22%
5Y return CAGR	9.98%
5Y total return	60.87%
6M price change	-22.92%
6M total return	-22.92%
All-time high	KRW 69,200.00
All-time high date	2026-02-23
All-time low	KRW 22,000.00
All-time low date	2020-03-20
Average true range (ATR)	KRW 1,011.49
Average volume	81.3K
Beta (1Y)	0.18
Beta (2Y)	0.24
Beta (5Y)	0.23
Change from 52-week high	-40.97%
Change from 52-week low	1.11%
Change from all-time high	-40.97%
Change from all-time low	85.68%
Change from open	0.25%
Day's gap	0%
Dollar volume	KRW 4.5B
High price	KRW 41,700.00
Low price	KRW 40,750.00
Monthly RSI	42.16
Open price	KRW 40,750.00
Position in 52-week range	10.53%
Previous close	KRW 40,750.00
Price vs 150-day SMA	-15.22%
Price vs 20-day SMA	-2.67%
Price vs 200-day SMA	-19.2%
Price vs 50-day SMA	-7.63%
Relative volume	1.38
RSI	34.36
Sharpe ratio	-0.48
Sharpe ratio (3Y)	0.55
Sharpe ratio (5Y)	0.37
Sortino ratio	-0.48
Sortino ratio (3Y)	1.02
Sortino ratio (5Y)	0.8
Volume	110.3K
Weekly RSI	34.26
YTD price change	-26.92%
YTD total return	-23.28%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	23.4M
Shares change (QoQ)	0%
Shares held by insiders	0.01%
Shares held by institutions	8.65%
Shares outstanding	106.7M

Deeper analysis on KRX/029780

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this KRX/029780 report

Is a complete KRX/029780 research report available?

No complete published report is available for krx/029780 (KRX/029780) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

KRX/029780 (KRX/029780)

Price

Financial snapshot

Fair-value bridge

Latest news · KRX/029780

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All KRX/029780 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on KRX/029780

Frequently asked questions