KRX/030190 (KRX/030190)

Korea Stock Exchange: KRX/030190 · KRW

₩17,240

+500.51 (+3.0%)· Recorded snapshot

Market cap	1T
Revenue (ttm)	627.8B
Net income (ttm)	86.5B
EPS (ttm)	₩1,479
Shares out	58.3M
P/E (trailing)	11.7x
P/E (forward)	10.1x
Dividend	₩510 (2.96%)
Volume	99,599
Beta	0.17

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 627.8B
Net income (ttm): 86.5B
EPS (ttm): ₩1,479
P/E (trailing): 11.7x
P/E (forward): 10.1x
Market cap: 1T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.1

P25 n/aP50 n/aP75 n/a

Trailing P/E11.7

P25 n/aP50 n/aP75 n/a

ROE19.1

P25 n/aP50 n/aP75 n/a

ROIC26.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All KRX/030190 indicators

Market & fundamental data

Available fields

257

Groups with data

Currency

KRW

Showing 257 of 257 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	KRW
Country	South Korea
Country code	KR
Earnings date	2026-11-13
Employees	516
Enterprise value	KRW 863B
Exchange	Korea Stock Exchange
Financial currency	KRW
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1985
Industry	Credit Services
Is primary listing	Yes
ISIN number	KR7030190003
Last earnings date	2025-11-14
Last refreshed	2026-10-28
Last stock split date	2013-04-24
Last stock split type	Forward
Market cap	KRW 1T
Next earnings date	2026-11-13
Price	KRW 17,240.00
Price currency	KRW
Sector	Financials
SIC code	7323
Stock price date	2026-10-28
Symbol	krx/030190
Website	https://www.niceinfo.co.kr

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	16.9x
Average P/E ratio (3Y)	10.37x
Average P/E ratio (5Y)	12.91x
Earnings yield	8.58%
EV/Earnings	9.98x
EV/EBIT	7.77x
EV/EBITDA	6.12x
EV/FCF	7.24x
EV/Sales	1.37x
FCF / EV yield	13.82%
FCF yield	11.87%
Forward P/E	10.15x
Graham number	16568.76027
Graham upside	-3.89%
Lynch fair value	KRW 16,447.56
Lynch upside	-4.6%
P/B ratio	2.06x
P/E ratio	11.66x
P/FCF ratio	8.43x
P/OCF ratio	8.03x
P/S ratio	1.6x
Price / tangible book value	2.47x
Price/EBITDA ratio	6.99x
Sector forward P/E	6.88x
Sector P/E	7.7x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	18.1%
EBITDA margin	22.89%
Effective tax rate	23.23%
FCF margin	18.99%
Gross margin	99.9%
Operating margin	18.1%
Pretax margin	18.2%
Profit margin	13.78%
Profit per employee	KRW 167.7M
Profitable quarters	8
Profitable years	5
Revenue per employee	KRW 1.2B
ROA	11.6%
ROA (5Y)	10.01%
ROCE	22.09%
ROE	19.09%
ROE (5Y)	17.72%
ROIC	26.19%
ROIC (5Y)	29.58%
Tax / revenue	4.23%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.07%
EPS growth (Q)	14.22%
EPS growth (QoQ)	0.74%
EPS growth 10Y	13.74%
EPS growth 3Y	19.52%
EPS growth 5Y	11.6%
EPS growth quarters	2
EPS growth years	3
FCF growth	47.76%
FCF growth (Q)	34.46%
FCF growth 3Y	28.65%
FCF growth 5Y	11.8%
Gross profit growth	9.29%
Gross profit growth (Q)	7.84%
Gross profit growth 3Y	9.41%
Gross profit growth 5Y	6.47%
Net income growth	6.92%
Net income growth (Q)	13.95%
Net income growth (QoQ)	0.8%
Net income growth 3Y	18.85%
Net income growth 5Y	11.12%
Net income growth quarters	2
Net income growth years	3
OCF growth	41.45%
OCF growth (Q)	32.14%
OCF growth 10Y	16.43%
OCF growth 3Y	25.03%
OCF growth 5Y	11.17%
Operating income growth	16.17%
Operating income growth (Q)	19.21%
Operating income growth 3Y	22.37%
Operating income growth 5Y	10.84%
Revenue growth	9.26%
Revenue growth (Q)	7.83%
Revenue growth (QoQ)	4.61%
Revenue growth 10Y	6.27%
Revenue growth 3Y	9.42%
Revenue growth 5Y	6.47%
Revenue growth quarters	4
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	KRW -5.8B
Depreciation and amortization	KRW 30.1B
EBIT	KRW 113.6B
EBITDA	KRW 143.7B
EPS	KRW 1,478.62
FCF per share	KRW 2,046.20
Financing cash flow	KRW -50.6B
Free cash flow	KRW 119.2B
Gross profit	KRW 627.2B
Income taxes	KRW 26.5B
Investing cash flow	KRW -44.6B
Net borrowing	KRW -15.8B
Net cash flow	KRW 29.9B
Net income	KRW 86.5B
Operating income	KRW 113.6B
Revenue	KRW 627.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	6.27
Book value per share	KRW 8,251.65
Debt / EBITDA	0.25
Debt / equity	0.07
Debt / FCF	0.3
Goodwill	KRW 42.5B
Interest coverage	108.29
Long-term assets	KRW 343.9B
Long-term liabilities	KRW 26.7B
Net cash (debt)	KRW 148.4B
Net cash / market cap	14.77%
Net cash growth	58.44%
Net debt / EBITDA	-1.03
Net debt / equity	-0.3
Net debt / FCF	-1.24
Piotroski F-Score	6
Property, plant and equipment	KRW 92B
Shareholders' equity	KRW 487.6B
Tangible book value	KRW 406.4B
Tangible book value per share	KRW 6,974.21
Total assets	KRW 644.6B
Total cash	KRW 184.6B
Total debt	KRW 36.2B
Total liabilities	KRW 157B
WACC	5.11%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.03
Current assets	KRW 300.8B
Current liabilities	KRW 130.3B
Current ratio	2.31
Net working capital	KRW 3.7B
Quick ratio	2.08
Working capital	KRW 170.5B
Working capital turnover	4.05

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.14%
Dividend growth	10.87%
Dividend growth (10Y)	15.57%
Dividend growth (3Y)	11.29%
Dividend growth (5Y)	13.15%
Dividend growth years	11
Dividend payment date	2026-04-17
Dividend payment years	2
Dividend payout frequency	Annual
Dividend per share	KRW 510.00
Dividend yield	2.96%
Ex-dividend date	2026-03-30
FCF payout ratio	24.92%
Last dividend	KRW 510.00
Payout ratio	34.48%
Shareholder yield	3.1%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	122.45%
10Y return CAGR	10.93%
10Y total return	182.12%
150-day SMA	KRW 15,233.27
15Y price change	569.52%
15Y return CAGR	16.33%
15Y total return	866.37%
1D price change	2.99%
1M price change	10.58%
1M total return	10.58%
1W price change	1.71%
1W total return	1.71%
1Y price change	29.33%
1Y return CAGR	33.39%
1Y total return	33.36%
20-day SMA	KRW 16,697.00
200-day SMA	KRW 15,611.85
20Y price change	628.96%
20Y return CAGR	13.49%
20Y total return	1,156.02%
3M price change	19.31%
3M total return	19.31%
3Y price change	88.21%
3Y return CAGR	28.19%
3Y total return	110.67%
50-day SMA	KRW 16,127.20
50-day SMA vs 200-day SMA	50over200
52-week high	KRW 18,500.00
52-week high date	2025-12-16
52-week low	KRW 13,030.00
52-week low date	2026-06-26
5Y price change	-13.58%
5Y return CAGR	0.24%
5Y total return	1.19%
6M price change	7.75%
6M total return	7.75%
All-time high	KRW 30,400.00
All-time high date	2020-12-28
All-time low	KRW 101.00
All-time low date	2000-12-22
Average true range (ATR)	KRW 526.12
Average volume	73.5K
Beta (1Y)	-0.14
Beta (2Y)	-0.01
Beta (5Y)	0.17
Change from 52-week high	-6.81%
Change from 52-week low	32.31%
Change from all-time high	-43.29%
Change from all-time low	16,969.31%
Change from open	2.99%
Day's gap	0%
Dollar volume	KRW 1.7B
High price	KRW 17,390.00
Low price	KRW 16,740.00
Monthly RSI	61.57
Open price	KRW 16,740.00
Position in 52-week range	76.92%
Previous close	KRW 16,740.00
Price vs 150-day SMA	13.17%
Price vs 20-day SMA	3.25%
Price vs 200-day SMA	10.43%
Price vs 50-day SMA	6.9%
Relative volume	1.39
RSI	59.36
Sharpe ratio	0.79
Sharpe ratio (3Y)	0.71
Sharpe ratio (5Y)	0.03
Sortino ratio	1.42
Sortino ratio (3Y)	1.31
Sortino ratio (5Y)	0.22
Volume	99.6K
Weekly RSI	59.32
YTD price change	1.41%
YTD total return	4.57%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	31.3M
Shares change (QoQ)	0%
Shares change (YoY)	-0.14%
Shares held by institutions	29.37%
Shares outstanding	58.3M

Deeper analysis on KRX/030190

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this KRX/030190 report

Is a complete KRX/030190 research report available?

No complete published report is available for krx/030190 (KRX/030190) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

KRX/030190 (KRX/030190)

Price

Financial snapshot

Fair-value bridge

Latest news · KRX/030190

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All KRX/030190 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on KRX/030190

Frequently asked questions