Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

STO/HOFI stock hub

STO/HOFI has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

14.2B

Nasdaq Stockholm

Market data

Live price

Current market quote for this ticker.

Current price

STO/HOFI

In the news

Latest news · STO/HOFI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.4

P25 10.3P50 11P75 11.8

Trailing P/E12.4

P25 7.9P50 11.5P75 16.8

ROE17.7

P25 -11.3P50 10.5P75 16

ROIC7.5

P25 -10.8P50 3.6P75 14.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All STO/HOFI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

196

Groups with data

Currency

SEK

Showing 196 of 196 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Sweden
Country code	SE
Employees	1,069
Employees Change	-32%
Employees Change Percent	-2.91
Exchange	Nasdaq Stockholm
Financial currency	SEK
First seen	2026-05-10
Industry	Credit Services
Isin	SE0006887063
Last refreshed	2026-05-10
Market cap	SEK 14.2B
Price	SEK 163
Price currency	SEK
Rev Per Employee	4,270,346.12x
Sector	Financials
Sic	6153
Symbol	sto/HOFI
Website	https://www.hoistfinance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.68%
Forward P/E	11.4x
P/B ratio	1.93x
P/E ratio	12.4x
P/S ratio	3.11x
PE Ratio10 Y	13.9x
PE Ratio3 Y	7.71x
PE Ratio5 Y	7.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	70.51%
Gross Profit	SEK 3.2B
Net Income	SEK 1.1B
Net Income Growth	20.4%
Net Income Growth Q	29.62%
Net Income Growth Quarters	3%
Net Income Growth Years	2%
Net Income Growth3 Y	20.79%
Pretax Margin	33.87%
Profit Margin	26.64%
Profit Per Employee	SEK 1M
Profitable Years	4
ROA	1.99
Roa5y	1.38
ROE	17.71
Roe5y	9.68
ROIC	7.49
Roic5y	4.44

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.25%
Cagr1y	103.46%
Cagr3y	83.94%
Cagr5y	37.23%
Div CAGR3	44.22%
Div CAGR5	24.57%
EPS Growth	29.91
EPS Growth Q	53.74
EPS Growth Quarters	3
EPS Growth Years	2
EPS Growth3 Y	23.67
FCF Growth	-28.31%
FCF Growth Q	-29.37%
FCF Growth3 Y	26.02%
FCF Growth5 Y	5.19%
OCF Growth	-28.31%
OCF Growth Q	-29.37%
OCF Growth3 Y	26.02%
OCF Growth5 Y	5.19%
Revenue Growth	6.88x
Revenue Growth Q	17.39x
Revenue Growth Quarters	17x
Revenue Growth Years	4x
Revenue Growth3 Y	18.75x
Revenue Growth5 Y	16.41x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	SEK 0.07
Assets	SEK 64.6B
Cash	SEK 97M
Debt	SEK 9.8B
Debt Equity	SEK 1.33
Equity	SEK 7.4B
Liabilities	SEK 57.2B
Net Cash	SEK -9.7B
Net Cash By Market Cap	SEK -68.43
Net Debt Equity	SEK 1.32
Tangible Book Value	SEK 7.2B
Tangible Book Value Per Share	SEK 76.09
WACC	6.01

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.83
Quick ratio	0.81
Working Capital	SEK -7.8B
Working Capital Turnover	SEK -0.61

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.68%
Dividend Growth	200%
Dividend Growth Years	4%
Dividend per share	SEK 3.26
Dividend Years	2
Dividend Yield	2%
Ex Div Date	2026-05-08
Last Dividend	SEK 6
Payout Ratio	22.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	120.95%
1Y total return	103.36%
200-day SMA	117.8
3Y total return	522.55%
50-day SMA	152
50-day SMA vs 200-day SMA	50over200
5Y total return	386.64%
All Time High	171.8
All Time High Change	-5.36%
All Time High Date	2026-05-07
All Time Low	18.31
All Time Low Change	788.04%
All Time Low Date	2020-05-15
ATR	6.31
Beta	1.08
Beta1y	0.81
Beta2y	0.47
Ch YTD	44.15
High	164.2
High52	171.8
High52 Date	2026-05-07
High52ch	-5.36%
Low	157.9
Low52	81
Low52 Date	2025-06-26
Low52ch	104.66%
Ma50ch	6.96%
Price vs 200-day SMA	38.06%
RSI	58.9
RSI Monthly	80.22
RSI Weekly	69.69
Sharpe ratio	1.76x
Sortino ratio	3.38
Total Return	6.68%
Tr YTD	49.63
Tr1m	8.34%
Tr1w	19.79%
Tr3m	18.7%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SEK 1.6B
Operating Income Growth	30.74
Operating Income Growth Q	29.18
Operating Income Growth3 Y	60.36
Operating margin	35.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27,835,075%
Net Borrowing	1,896,000,000
Shares Insiders	20%
Shares Institutions	25.5%
Shares Out	87,422,606
Shares Qo Q	7.98%
Shares Yo Y	-4.68%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	174,849.1x
Bv Per Share	78.07
Ch10y	99.51
Ch1m	4.37
Ch1w	15.4
Ch1y	91.41
Ch3m	14.35
Ch3y	485.9
Ch5y	358
Ch6m	70.89
Change	-0.67%
Change From Open	1.62
Close	163.7
Days Gap	-2.26
Depreciation Amortization	81,000,000
Dollar Volume	35,044,527.6
Earnings Date	2026-05-06
EPS	SEK 13.12
F Score	5
Financing CF	5,915,000,000
Fiscal Year End	December
Founded	1,915
Graham Number	151.78779
Graham Upside	-6.65
Income Tax	SEK 330M
Investing CF	-9,422,000,000
Is Primary Listing	1
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Lynch Fair Value	SEK 273
Lynch Upside	67.73
Ma150	124.3
Ma150ch	30.81%
Ma20	158
Ma20ch	2.89%
Net CF	1,799,000,000
Next Earnings Date	2026-07-27
Open	160
P OCF Ratio	2.71
Payment Date	2026-05-15
Position In Range	74.6
Ppne	110,000,000
Price Date	2026-05-08
Ptbv Ratio	1.98
Relative Volume	1.22x
Revenue	4,565,000,000x
Tax By Revenue	7.23x
Tax Rate	21.35%
Tr6m	77.39%
Volume	215,526

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

STO/HOFI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.0%

$3.26 annual per share

Payout ratio

+22.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+24.6%

4 consecutive years of growth

Total shareholder yield

+6.7%

Next ex-dividend date: 2026-05-08

Performance

STO/HOFI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns STO/HOFI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+25.5%

Share of float held by funds and institutions

Insider ownership

+20.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-4.7%

Negative means the company is buying back shares.

Technical

STO/HOFI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

58.9

Neutral momentum band

Price vs 200-day MA

+38.1%

50/200-day relationship not available

Beta (5Y)

1.08

Moves roughly with the market

Sharpe ratio

1.76

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About STO/HOFI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current sto/HOFI stock rating?

sto/HOFI is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full sto/HOFI analysis?

The full report lives at /stocks/sto/HOFI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for sto/HOFI?

The latest report frames sto/HOFI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the sto/HOFI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.