LON/BNC (LON/BNC)

London Stock Exchange: LON/BNC · GBX

GBX 892

-58.05 (-6.1%)· Recorded snapshot

Market cap	128.2B
Revenue (ttm)	42.3B
Net income (ttm)	13.3B
EPS (ttm)	GBX 0.92
P/E (trailing)	9.7x
P/E (forward)	8.9x
Dividend	GBX 0.18 (1.97%)
Volume	580,914
Beta	0.94

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 42.3B
Net income (ttm): 13.3B
EPS (ttm): GBX 0.92
P/E (trailing): 9.7x
P/E (forward): 8.9x
Market cap: 128.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E8.9

P25 8.5P50 10.8P75 14.2

Trailing P/E9.7

P25 8.6P50 12P75 16.9

ROE13.1

P25 4.2P50 12P75 17.3

ROICn/a

P25 0.2P50 7.8P75 15.9

Benchmarks · 1M

All LON/BNC indicators

Market & fundamental data

Available fields

201

Groups with data

Currency

EUR

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	GBP
Country	Spain
Country code	UK
Earnings date	2026-10-28
Employees	185,279
Employees change	-8,350
Employees growth	-4.04%
Exchange	London Stock Exchange
Financial currency	EUR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1856
Industry	Banks - Diversified
Is primary listing	No
ISIN number	ES0113900J37
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split date	2020-11-16
Last stock split type	Forward
Market cap	GBX 128.2B
Next earnings date	2027-02-03
Price	GBX 892.00
Price currency	GBX
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	lon/BNC
Website	https://www.santander.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.08x
Average P/E ratio (3Y)	8.17x
Average P/E ratio (5Y)	7.18x
Earnings yield	10.31%
FCF yield	-27.56%
Forward P/E	8.9x
Graham number	1211.083
Graham upside	35.77%
Lynch fair value	GBX 2,106.75
Lynch upside	136.18%
P/B ratio	1.27x
P/E ratio	9.7x
P/S ratio	3.03x
Price / tangible book value	1.76x
Sector forward P/E	9.18x
Sector P/E	10.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.34%
Operating margin	41.96%
Pretax margin	39.83%
Profit margin	32.68%
Profit per employee	GBX 71,774
Profitable quarters	24
Profitable years	5
Revenue per employee	GBX 228,416
ROA	0.76%
ROA (5Y)	0.67%
ROE	13.06%
ROE (5Y)	11.37%
Tax / revenue	9.7%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	30.23%
EPS growth (Q)	83.02%
EPS growth (QoQ)	67.67%
EPS growth 10Y	14.58%
EPS growth 3Y	21.58%
EPS growth 5Y	30.12%
EPS growth quarters	3
EPS growth years	5
Net income growth	18.87%
Net income growth (Q)	-2.06%
Net income growth (QoQ)	11.51%
Net income growth 3Y	17.66%
Net income growth 5Y	22.77%
Net income growth quarters	3
Net income growth years	5
Revenue growth	4.2%
Revenue growth (Q)	7.95%
Revenue growth (QoQ)	-3.23%
Revenue growth 10Y	3.94%
Revenue growth 3Y	3.88%
Revenue growth 5Y	6.16%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	GBX -4.6B
EPS	GBX 0.92
Financing cash flow	GBX -10B
Free cash flow	GBX -35.3B
Gross profit	GBX 42.3B
Income taxes	GBX 4.1B
Investing cash flow	GBX 6.2B
Net borrowing	GBX -2B
Net cash flow	GBX -33.5B
Net income	GBX 13.3B
Operating income	GBX 17.8B
Revenue	GBX 42.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	GBX 10.51
Debt / equity	0.05
Goodwill	GBX 15.8B
Net cash (debt)	GBX 408.9B
Net cash / market cap	318.89%
Net debt / equity	-4.04
Piotroski F-Score	2
Property, plant and equipment	GBX 21.4B
Shareholders' equity	GBX 101.3B
Tangible book value	GBX 73B
Tangible book value per share	GBX 8.05
Total assets	GBX 1.8T
Total cash	GBX 414.1B
Total debt	GBX 5.3B
Total liabilities	GBX 1.7T
WACC	9.06%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	GBX 225.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	7.37%
Dividend growth	11.35%
Dividend growth (10Y)	3.29%
Dividend growth (3Y)	20.66%
Dividend growth (5Y)	25.19%
Dividend growth years	4
Dividend payment date	2026-11-02
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	GBX 0.18
Dividend yield	1.97%
Ex-dividend date	2026-10-29
Last dividend	GBX 0.09
Payout ratio	21.54%
Shareholder yield	9.34%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	128.69%
10Y return CAGR	11.82%
10Y total return	205.63%
150-day SMA	GBX 992.38
15Y price change	66.85%
15Y return CAGR	7.76%
15Y total return	206.92%
1D price change	-6.11%
1M price change	-16.95%
1M total return	-16.14%
1W price change	-9.9%
1W total return	-9.02%
1Y price change	19.57%
1Y return CAGR	23.2%
1Y total return	23.18%
20-day SMA	GBX 997.95
200-day SMA	GBX 966.97
20Y price change	6.29%
20Y return CAGR	5.1%
20Y total return	170.23%
3M price change	-14.4%
3M total return	-13.56%
3Y price change	188.21%
3Y return CAGR	46.94%
3Y total return	217.37%
50-day SMA	GBX 1,048.22
50-day SMA vs 200-day SMA	50over200
52-week high	GBX 1,122.00
52-week high date	2026-08-13
52-week low	GBX 741.00
52-week low date	2025-10-28
5Y price change	220.12%
5Y return CAGR	30.2%
5Y total return	274.14%
6M price change	0.79%
6M total return	2.76%
All-time high	GBX 1,122.00
All-time high date	2026-08-13
All-time low	GBX 7.78
All-time low date	2011-03-21
Average true range (ATR)	GBX 33.55
Average volume	2.8M
Beta (5Y)	0.94
Change from 52-week high	-20.36%
Change from 52-week low	20.38%
Change from all-time high	-20.5%
Change from all-time low	11,371.19%
Change from open	-6.11%
Day's gap	0%
Dollar volume	GBX 518.2M
High price	GBX 950.00
Low price	GBX 887.63
Monthly RSI	59.67
Open price	GBX 950.00
Position in 52-week range	7.01%
Previous close	GBX 950.00
Price vs 150-day SMA	-10.11%
Price vs 20-day SMA	-10.62%
Price vs 200-day SMA	-7.75%
Price vs 50-day SMA	-14.9%
Relative volume	0.58
RSI	27.29
Sharpe ratio	0.46
Sharpe ratio (3Y)	1.29
Sharpe ratio (5Y)	0.83
Sortino ratio	0.86
Sortino ratio (3Y)	2.12
Sortino ratio (5Y)	1.36
Volume	580.9K
Weekly RSI	36.99
YTD price change	1.25%
YTD total return	3.22%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14.2B
Shares change (QoQ)	-35.17%
Shares change (YoY)	-7.37%
Shares held by insiders	1.27%
Shares held by institutions	36.95%

Deeper analysis on LON/BNC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this LON/BNC report

Is a complete LON/BNC research report available?

No complete published report is available for lon/BNC (LON/BNC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

LON/BNC (LON/BNC)

Price

Financial snapshot

Fair-value bridge

Latest news · LON/BNC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All LON/BNC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on LON/BNC

Frequently asked questions