Banco Santander-Chile (BSAC)

NYSE: BSAC · USD

$31.7

-0.12 (-0.4%)· Recorded snapshot

Market cap	15.3B
Revenue (ttm)	2.4B
Net income (ttm)	1.1B
EPS (ttm)	$2.40
Shares out	188.4B
P/E (trailing)	13.2x
P/E (forward)	12.0x
Dividend	$1.10 (3.44%)
Volume	310,345
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.4B
Net income (ttm): 1.1B
EPS (ttm): $2.40
P/E (trailing): 13.2x
P/E (forward): 12.0x
Market cap: 15.3B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Achat fort
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Achat fort
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Conserver

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12

P25 n/aP50 n/aP75 n/a

Trailing P/E13.2

P25 n/aP50 n/aP75 n/a

ROE23.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BSAC indicators

Market & fundamental data

Available fields

214

Groups with data

Currency

CLP

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001027552
Company name	Banco Santander-Chile
Country	Chile
Country code	US
CUSIP number	05965X109
Earnings date	2026-10-30
Earnings time	bmo
Employees	8,526
Employees change	-231
Employees growth	-2.64%
Exchange	NYSE
Financial currency	CLP
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1977
Industry	Banks - Regional
IPO date	1994-05-23
Is primary listing	No
Is SPAC	No
ISIN number	US05965X1090
Last 10-K release date	2026-02-27
Last earnings date	2026-07-29
Last refreshed	2026-10-28
Last stock split date	2012-10-22
Last stock split type	Forward
Market cap	$15.3B
Market cap category	Large-Cap
Next earnings date	2026-10-30
Options	Yes
Price	$31.66
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	BSAC
Website	https://banco.santander.cl

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.1x
Average P/E ratio (3Y)	12.92x
Average P/E ratio (5Y)	11.71x
Earnings yield	7.59%
FCF yield	-3.88%
Forward P/E	12.01x
Forward P/S	4.7x
Graham number	24.12694
Graham upside	-24%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$19.90
Lynch upside	-37.31%
P/B ratio	2.92x
P/E ratio	13.18x
P/S ratio	6.32x
Price / tangible book value	3.02x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	15.68%
Operating margin	58.22%
Pretax margin	57.55%
Profit margin	47.33%
Profit per employee	$134,618
Profitable years	16
Revenue per employee	$284,447
ROA	1.56%
ROA (5Y)	1.25%
ROE	23.31%
ROE (5Y)	17.87%
Tax / revenue	9.02%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	3.96%
EPS growth (Q)	-3.98%
EPS growth (QoQ)	-38.03%
EPS growth 10Y	9.59%
EPS growth 3Y	38.39%
EPS growth 5Y	8.38%
EPS growth years	2
Net income growth	3.93%
Net income growth (Q)	-4.21%
Net income growth (QoQ)	-38.03%
Net income growth 3Y	38.39%
Net income growth 5Y	8.37%
Net income growth years	2
Revenue growth	0.8%
Revenue growth (Q)	-5.42%
Revenue growth (QoQ)	-24.1%
Revenue growth 10Y	6.18%
Revenue growth 3Y	19.71%
Revenue growth 5Y	5.08%
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-66.3M
EPS	$2.40
FCF per share	$-0.00
Financing cash flow	$871.9M
Free cash flow	$-595.1M
Gross profit	$2.4B
Income taxes	$218.8M
Investing cash flow	$-85.2M
Net borrowing	$-199.4M
Net cash flow	$275.6M
Net income	$1.1B
Operating income	$1.4B
Revenue	$2.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$0.03
Debt / equity	4.94
Net cash (debt)	$-7.5B
Net cash / market cap	-48.79%
Net debt / equity	1.42
Piotroski F-Score	2
Shareholders' equity	$5.3B
Tangible book value	$5.1B
Tangible book value per share	$0.03
Total assets	$80.3B
Total cash	$18.5B
Total debt	$26B
Total liabilities	$75.1B
WACC	2.04%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-31.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	10.67%
Dividend growth (10Y)	2.45%
Dividend growth (3Y)	4.94%
Dividend growth (5Y)	1.25%
Dividend growth years	1
Dividend payment date	2026-05-29
Dividend payment years	30
Dividend payout frequency	Annual
Dividend per share	$1.10
Dividend yield	3.45%
Ex-dividend date	2026-04-30
Last dividend	$1.10
Payout ratio	45.32%
Shareholder yield	3.46%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	43.5%
10Y return CAGR	7.8%
10Y total return	111.88%
150-day SMA	$33.21
15Y price change	-0.38%
15Y return CAGR	3.82%
15Y total return	75.36%
1D price change	-0.38%
1M price change	-7.9%
1M total return	-7.9%
1W price change	-4.37%
1W total return	-4.37%
1Y price change	11.74%
1Y return CAGR	15.7%
1Y total return	15.69%
20-day SMA	$32.24
200-day SMA	$33.44
20Y price change	71.58%
20Y return CAGR	6.57%
20Y total return	257.05%
3M price change	-8.14%
3M total return	-8.14%
3Y price change	81.09%
3Y return CAGR	26.3%
3Y total return	101.5%
50-day SMA	$33.80
50-day SMA vs 200-day SMA	50over200
52-week high	$37.72
52-week high date	2026-01-29
52-week low	$27.91
52-week low date	2025-10-28
5Y price change	75.57%
5Y return CAGR	16.44%
5Y total return	113.98%
6M price change	-5.28%
6M total return	-1.93%
All-time high	$38.50
All-time high date	2010-09-14
All-time low	$4.24
All-time low date	1998-10-05
Average true range (ATR)	$0.73
Average volume	460.6K
Beta (5Y)	0.23
Change from 52-week high	-16.07%
Change from 52-week low	13.44%
Change from all-time high	-17.77%
Change from all-time low	647.46%
Change from open	-1.28%
Day's gap	0.91%
Dollar volume	$9.8M
High price	$32.07
Low price	$31.59
Monthly RSI	59.89
Open price	$32.07
Position in 52-week range	14.58%
Premarket change	1.76%
Premarket close	$31.78
Premarket price	$32.34
Premarket volume	16.2K
Previous close	$31.78
Price vs 150-day SMA	-4.67%
Price vs 20-day SMA	-1.81%
Price vs 200-day SMA	-5.33%
Price vs 50-day SMA	-6.34%
Relative volume	0.67
RSI	37.33
Sharpe ratio	0.51
Sharpe ratio (3Y)	0.89
Sharpe ratio (5Y)	0.54
Sortino ratio	0.93
Sortino ratio (3Y)	1.55
Sortino ratio (5Y)	0.97
Volume	310.3K
Weekly RSI	44.47
YTD price change	1.75%
YTD total return	5.35%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	61.9B
Float percentage	32.82%
Shares change (QoQ)	-0.01%
Shares held by institutions	12.67%
Shares outstanding	188.4B
Short % of shares	0.52%
Short ratio	2.8 days

Deeper analysis on BSAC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BSAC report

Is a complete BSAC research report available?

No complete published report is available for Banco Santander-Chile (BSAC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Banco Santander-Chile (BSAC)

Price

Financial snapshot

Fair-value bridge

Latest news · BSAC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BSAC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BSAC

Frequently asked questions