Central Plains Bancshares, Inc. (CPBI)

NASDAQ: CPBI · USD

$20.7

+0.07 (+0.3%)· Recorded snapshot

Market cap	80.4M
Revenue (ttm)	21.7M
Net income (ttm)	4.5M
EPS (ttm)	$1.18
Shares out	3.9M
P/E (trailing)	17.5x
Volume	94
Beta	0.22

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 21.7M
Net income (ttm): 4.5M
EPS (ttm): $1.18
P/E (trailing): 17.5x
Market cap: 80.4M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Achat fort
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Achat fort
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Conserver

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E17.5

P25 n/aP50 n/aP75 n/a

ROE5.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All CPBI indicators

Market & fundamental data

Available fields

194

Groups with data

Currency

USD

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001979332
Company name	Central Plains Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	15486W100
Earnings date	2026-11-18
Earnings time	bmo
Employees	75
Employees change	2
Employees growth	2.74%
Enterprise value	$46M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	March
Founded	2023
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US15486W1009
Last 10-K release date	2026-06-18
Last earnings date	2026-08-12
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$80.4M
Market cap category	Micro-Cap
Next earnings date	2026-11-18
Options	No
Price	$20.69
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-10-28
Symbol	CPBI
U.S. state	Nebraska
Website	https://www.homefederalne.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	14.82x
Earnings yield	5.71%
EV/Earnings	10.15x
EV/FCF	7.17x
EV/Sales	2.11x
FCF / EV yield	13.94%
FCF yield	7.95%
Graham number	24.80387
Graham upside	20.29%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$29.50
Lynch upside	43.09%
P/B ratio	0.89x
P/E ratio	17.53x
P/FCF ratio	12.58x
P/OCF ratio	12.18x
P/S ratio	3.69x
Price / tangible book value	0.89x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	19.73%
FCF margin	29.36%
Operating margin	26.84%
Pretax margin	25.85%
Profit margin	20.75%
Profit per employee	$60,053
Profitable quarters	14
Profitable years	5
Revenue per employee	$289,467
ROA	0.85%
ROE	5.15%
SBC / revenue	4.53%
Tax / revenue	5.1%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	20.43%
EPS growth (Q)	50%
EPS growth (QoQ)	55.97%
EPS growth quarters	3
EPS growth years	1
FCF growth 3Y	8.83%
Net income growth	20.46%
Net income growth (Q)	51.01%
Net income growth (QoQ)	56.23%
Net income growth 3Y	32.94%
Net income growth quarters	3
Net income growth years	1
OCF growth	70.66%
OCF growth 3Y	7.85%
Revenue growth	11.54%
Revenue growth (Q)	13.11%
Revenue growth (QoQ)	13%
Revenue growth 3Y	18.29%
Revenue growth quarters	13
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-210,000
EPS	$1.18
FCF per share	$1.64
Financing cash flow	$56.1M
Free cash flow	$6.4M
Gross profit	$21.7M
Income taxes	$1.1M
Investing cash flow	$-36.2M
Net borrowing	$-8.5M
Net cash flow	$26.5M
Net income	$4.5M
Operating income	$5.8M
Revenue	$21.7M
Stock-based compensation	$984,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$23.17
Debt / equity	0
Net cash (debt)	$34.4M
Net cash / market cap	42.96%
Net debt / equity	-0.38
Net debt / FCF	-5.4
Piotroski F-Score	4
Property, plant and equipment	$12.5M
Shareholders' equity	$90.3M
Tangible book value	$90.3M
Tangible book value per share	$23.17
Total assets	$562.4M
Total cash	$34.4M
Total debt	$0
Total liabilities	$472.1M
WACC	5.47%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-432M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.06%
Dividend yield	0%
Shareholder yield	-0.06%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$19.12
1D price change	0.32%
1M price change	4.14%
1M total return	4.14%
1W price change	1.85%
1W total return	1.85%
1Y price change	27.13%
1Y return CAGR	27.15%
1Y total return	27.13%
20-day SMA	$20.19
200-day SMA	$18.68
3M price change	4.83%
3M total return	4.83%
3Y price change	127.34%
3Y return CAGR	31.48%
3Y total return	127.34%
50-day SMA	$20.59
50-day SMA vs 200-day SMA	50over200
52-week high	$21.84
52-week high date	2026-07-09
52-week low	$15.56
52-week low date	2025-11-19
6M price change	19.19%
6M total return	19.19%
All-time high	$21.84
All-time high date	2026-07-09
All-time low	$8.20
All-time low date	2023-10-20
Average true range (ATR)	$0.35
Average volume	3.7K
Beta (1Y)	0.14
Beta (2Y)	0.12
Beta (5Y)	0.22
Change from 52-week high	-5.27%
Change from 52-week low	32.94%
Change from all-time high	-5.56%
Change from all-time low	151.43%
Change from open	0.02%
Day's gap	0.29%
Dollar volume	$1,944
High price	$20.76
Low price	$20.68
Monthly RSI	79.45
Open price	$20.68
Position in 52-week range	6.25%
Previous close	$20.62
Price vs 150-day SMA	7.85%
Price vs 20-day SMA	2.15%
Price vs 200-day SMA	10.39%
Price vs 50-day SMA	0.14%
Relative volume	0.03
RSI	54.62
Sharpe ratio	1.15
Sortino ratio	2.13
Volume	94
Weekly RSI	63.25
YTD price change	21.87%
YTD total return	21.87%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2.8M
Float percentage	71.91%
Shares change (QoQ)	-0.02%
Shares change (YoY)	0.06%
Shares held by insiders	9.31%
Shares held by institutions	24.97%
Shares outstanding	3.9M
Short % of float	0.16%
Short % of shares	0.11%
Short ratio	1.1 days

Deeper analysis on CPBI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this CPBI report

Is a complete CPBI research report available?

No complete published report is available for Central Plains Bancshares, Inc. (CPBI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Central Plains Bancshares, Inc. (CPBI)

Price

Financial snapshot

Fair-value bridge

Latest news · CPBI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All CPBI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on CPBI

Frequently asked questions