Fiserv, Inc. (FISV)

NASDAQ: FISV · USD

$47.9

+0.46 (+1.0%)· Recorded snapshot

Market cap	25.5B
Revenue (ttm)	20.9B
Net income (ttm)	2.8B
EPS (ttm)	$5.22
Shares out	531.8M
P/E (trailing)	9.2x
P/E (forward)	6.5x
Volume	3,263,590
Beta	0.80

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 20.9B
Net income (ttm): 2.8B
EPS (ttm): $5.22
P/E (trailing): 9.2x
P/E (forward): 6.5x
Market cap: 25.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.5

P25 13.4P50 19.8P75 31.4

Trailing P/E9.2

P25 16.8P50 29.9P75 54

ROE10.7

P25 -35.5P50 1.5P75 15.4

ROIC6.8

P25 -18.6P50 1.9P75 14.1

Benchmarks · 1M

All FISV indicators

Market & fundamental data

Available fields

273

Groups with data

Currency

USD

Showing 273 of 273 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000798354
Company name	Fiserv, Inc.
Country	United States
Country code	US
CUSIP number	337738108
Earnings date	2026-11-03
Earnings time	bmo
Employees	38,000
Employees change	-4,000
Employees growth	-9.52%
Enterprise value	$52.9B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1984
In index	SP500
Industry	Software - Application
Is primary listing	Yes
Is SPAC	No
ISIN number	US3377381088
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split date	2018-03-20
Last stock split type	Forward
Market cap	$25.5B
Market cap category	Large-Cap
Next earnings date	2026-11-03
Options	Yes
Price	$47.86
Price currency	USD
Sector	Technology
Stock price date	2026-10-28
Symbol	FISV
U.S. state	Wisconsin
Website	https://www.fiserv.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	6.25x
Average P/E ratio (10Y)	37.73x
Average P/E ratio (3Y)	24.13x
Average P/E ratio (5Y)	28.89x
Earnings yield	10.9%
EV/Earnings	18.83x
EV/EBIT	11.8x
EV/EBITDA	6.82x
EV/FCF	13.43x
EV/Sales	2.53x
FCF / EV yield	7.44%
FCF yield	15.5%
Forward EV/Sales	2.66x
Forward P/E	6.52x
Forward P/S	1.28x
Graham number	77.11513
Graham upside	61.9%
Industry forward P/E	19.47x
Industry P/E	71.8x
Lynch fair value	$103.08
Lynch upside	116.41%
P/(FCF - SBC) ratio	7.14x
P/(OCF - SBC) ratio	4.64x
P/B ratio	0.94x
P/E ratio	9.17x
P/FCF ratio	6.45x
P/OCF ratio	4.34x
P/S ratio	1.21x
PEG ratio	1.47x
Price/EBITDA ratio	3.27x
Sector forward P/E	18.55x
Sector P/E	32.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	21.41%
EBITDA margin	37.07%
Effective tax rate	16.47%
FCF margin	18.82%
Gross margin	56.22%
Operating margin	21.41%
Pretax margin	16.15%
Profit margin	13.42%
Profit per employee	$73,711
Profitable quarters	122
Profitable years	30
Revenue per employee	$549,105
ROA	3.44%
ROA (5Y)	3.43%
ROCE	7.9%
ROE	10.69%
ROE (5Y)	9.28%
ROIC	6.85%
ROIC (5Y)	6.89%
SBC / revenue	1.81%
Tax / revenue	2.66%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-12.59%
EPS growth (Q)	-37.1%
EPS growth (QoQ)	9.48%
EPS growth 10Y	10.23%
EPS growth 3Y	9.62%
EPS growth 5Y	25.42%
EPS growth years	5
FCF growth	-23.87%
FCF growth (Q)	-16.95%
FCF growth (QoQ)	598.58%
FCF growth 3Y	5.11%
FCF growth 5Y	3.32%
Gross profit growth	-9.11%
Gross profit growth (Q)	-15.04%
Gross profit growth 3Y	3.63%
Gross profit growth 5Y	8.44%
Net income growth	-17.11%
Net income growth (Q)	-38.89%
Net income growth (QoQ)	9.81%
Net income growth 3Y	3.74%
Net income growth 5Y	19.76%
Net income growth years	6
OCF growth	-13.9%
OCF growth (Q)	-10.93%
OCF growth (QoQ)	147.58%
OCF growth 10Y	15.07%
OCF growth 3Y	6.55%
OCF growth 5Y	6.57%
Operating income growth	-29.57%
Operating income growth (Q)	-40.61%
Operating income growth 3Y	2%
Operating income growth 5Y	14.96%
Revenue growth	-1.17%
Revenue growth (Q)	-4.06%
Revenue growth (QoQ)	5.27%
Revenue growth 10Y	14.53%
Revenue growth 3Y	4.18%
Revenue growth 5Y	6.23%
Revenue growth years	16

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-1.9B
Depreciation and amortization	$3.3B
EBIT	$4.5B
EBITDA	$7.7B
EPS	$5.22
FCF per share	$7.38
Financing cash flow	$-5B
Free cash flow	$3.9B
Free cash flow minus SBC	$3.5B
Gross profit	$11.7B
Income taxes	$555M
Investing cash flow	$-1.7B
Net borrowing	$-2.4B
Net cash flow	$-966M
Net income	$2.8B
Operating cash flow minus SBC	$5.5B
Operating income	$4.5B
Revenue	$20.9B
Stock-based compensation	$377M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.47
Book value per share	$50.67
Debt / EBITDA	3.53
Debt / equity	1.04
Debt / FCF	7.14
Goodwill	$37.5B
Interest coverage	2.88
Long-term assets	$55.5B
Long-term liabilities	$29.7B
Net cash (debt)	$-27.4B
Net cash / market cap	-108.21%
Net debt / EBITDA	3.54
Net debt / equity	1.02
Net debt / FCF	6.98
Piotroski F-Score	6
Property, plant and equipment	$3.3B
Shareholders' equity	$26.9B
Tangible book value	$-20.3B
Tangible book value per share	$-38.29
Total assets	$80.9B
Total cash	$627M
Total debt	$28B
Total liabilities	$54B
WACC	6.54%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.26
Current assets	$25.4B
Current liabilities	$24.3B
Current ratio	1.04
Inventory turnover	14.02
Net working capital	$1.8B
Quick ratio	0.19
Working capital	$1.1B
Working capital turnover	12.99

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	5.21%
Dividend yield	0%
Shareholder yield	5.21%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-1.71%
10Y return CAGR	-0.17%
10Y total return	-1.71%
150-day SMA	$52.67
15Y price change	210.99%
15Y return CAGR	7.86%
15Y total return	210.99%
1D price change	0.97%
1M price change	2.3%
1M total return	2.3%
1W price change	-1.45%
1W total return	-1.45%
1Y price change	-62.42%
1Y return CAGR	-62.45%
1Y total return	-62.42%
20-day SMA	$46.99
200-day SMA	$54.89
20Y price change	292.65%
20Y return CAGR	7.08%
20Y total return	292.65%
3M price change	-9.1%
3M total return	-9.1%
3Y price change	-57.72%
3Y return CAGR	-24.94%
3Y total return	-57.72%
50-day SMA	$48.74
50-day SMA vs 200-day SMA	50under200
52-week high	$128.78
52-week high date	2025-10-28
52-week low	$43.87
52-week low date	2026-10-02
5Y price change	-51.89%
5Y return CAGR	-13.61%
5Y total return	-51.89%
6M price change	-22.39%
6M total return	-22.39%
All-time high	$238.59
All-time high date	2025-03-03
All-time low	$0.25
All-time low date	1987-11-30
Average true range (ATR)	$1.36
Average volume	5.1M
Beta (1Y)	0.65
Beta (2Y)	0.45
Beta (5Y)	0.8
Change from 52-week high	-62.84%
Change from 52-week low	9.1%
Change from all-time high	-80.07%
Change from all-time low	19,158.81%
Change from open	1.21%
Day's gap	-0.23%
Dollar volume	$156.2M
High price	$47.90
Low price	$47.11
Monthly RSI	30.89
Open price	$47.29
Position in 52-week range	94.94%
Premarket change	-0.84%
Premarket close	$47.40
Premarket price	$47.00
Premarket volume	11.9K
Previous close	$47.40
Price vs 150-day SMA	-9.72%
Price vs 20-day SMA	1.18%
Price vs 200-day SMA	-13.37%
Price vs 50-day SMA	-2.43%
Relative volume	0.64
RSI	48.79
Sharpe ratio	-1.39
Sharpe ratio (3Y)	-0.52
Sharpe ratio (5Y)	-0.36
Sortino ratio	-1.45
Sortino ratio (3Y)	-0.48
Sortino ratio (5Y)	-0.29
Volume	3.3M
Weekly RSI	37.82
YTD price change	-29.21%
YTD total return	-29.21%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	530.5M
Float percentage	99.76%
Shares change (QoQ)	-0.32%
Shares change (YoY)	-5.21%
Shares held by insiders	0.14%
Shares held by institutions	93.26%
Shares outstanding	531.8M
Short % of float	5.34%
Short % of shares	5.33%

Other indicators

Additional ticker metrics that do not fit the primary research groupings.

Metric	Value
Page views	140

Deeper analysis on FISV

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this FISV report

Is a complete FISV research report available?

No complete published report is available for Fiserv, Inc. (FISV) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Fiserv, Inc. (FISV)

Price

Financial snapshot

Fair-value bridge

Latest news · FISV

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FISV indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on FISV

Frequently asked questions