PagSeguro Digital Ltd. (PAGS)

NYSE: PAGS · USD

$8.18

-0.23 (-2.7%)· Recorded snapshot

Market cap	2.3B
Revenue (ttm)	3.8B
Net income (ttm)	415.2M
EPS (ttm)	$1.45
Shares out	275.6M
P/E (trailing)	5.6x
P/E (forward)	4.7x
Dividend	$0.26 (3.21%)
Volume	5,621,736
Beta	1.24

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.8B
Net income (ttm): 415.2M
EPS (ttm): $1.45
P/E (trailing): 5.6x
P/E (forward): 4.7x
Market cap: 2.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E4.7

P25 n/aP50 n/aP75 n/a

Trailing P/E5.6

P25 n/aP50 n/aP75 n/a

ROE14.5

P25 n/aP50 n/aP75 n/a

ROIC40.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All PAGS indicators

Market & fundamental data

Available fields

274

Groups with data

Currency

BRL

Showing 274 of 274 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001712807
Company name	PagSeguro Digital Ltd.
Country	Brazil
Country code	US
CUSIP number	G68707101
Earnings date	2026-11-11
Earnings time	amc
Employees	6,751
Employees change	5,597
Employees growth	485.01%
Enterprise value	$2.3B
Exchange	NYSE
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2006
In index	RUSSELL2000
Industry	Software - Infrastructure
Is primary listing	Yes
Is SPAC	No
ISIN number	KYG687071012
Last 10-K release date	2026-04-29
Last earnings date	2026-08-11
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$2.3B
Market cap category	Mid-Cap
Next earnings date	2026-11-11
Options	Yes
Price	$8.18
Price currency	USD
Sector	Technology
SIC code	7374
Stock price date	2026-10-28
Symbol	PAGS
Website	https://pagbank.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	5.23x
Average P/E ratio (10Y)	29.31x
Average P/E ratio (3Y)	8.16x
Average P/E ratio (5Y)	14.94x
Earnings yield	17.7%
EV/Earnings	5.63x
EV/EBIT	1.62x
EV/EBITDA	1.3x
EV/FCF	2.46x
EV/Sales	0.61x
FCF / EV yield	40.62%
FCF yield	41.96%
Forward EV/Sales	0.58x
Forward P/E	4.74x
Forward P/S	0.57x
Graham number	18.50408
Graham upside	125.38%
Industry forward P/E	29.48x
Industry P/E	39.18x
Lynch fair value	$18.41
Lynch upside	124.21%
P/(FCF - SBC) ratio	2.44x
P/(OCF - SBC) ratio	2.06x
P/B ratio	0.8x
P/E ratio	5.65x
P/FCF ratio	2.38x
P/OCF ratio	2.01x
P/S ratio	0.59x
PEG ratio	0.46x
Price / tangible book value	1x
Price/EBITDA ratio	1.26x
Sector forward P/E	18.55x
Sector P/E	32.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	37.76%
EBITDA margin	47.01%
Effective tax rate	17.3%
FCF margin	25.8%
Gross margin	51.47%
Operating margin	37.76%
Pretax margin	13.13%
Profit margin	10.86%
Profit per employee	$61,503
Profitable quarters	38
Profitable years	11
Revenue per employee	$566,214
ROA	6.36%
ROA (5Y)	6.42%
ROCE	22.52%
ROE	14.53%
ROE (5Y)	13.61%
ROIC	40.85%
ROIC (5Y)	36.51%
SBC / revenue	0.64%
Tax / revenue	2.27%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	6.11%
EPS growth (Q)	10.07%
EPS growth (QoQ)	1.88%
EPS growth 10Y	54.14%
EPS growth 3Y	16.56%
EPS growth 5Y	15.92%
EPS growth quarters	2
EPS growth years	4
FCF growth	365.31%
FCF growth (Q)	-61.05%
FCF growth (QoQ)	14.11%
FCF growth 3Y	17.46%
Gross profit growth	7.32%
Gross profit growth (Q)	1.4%
Gross profit growth 3Y	9.96%
Gross profit growth 5Y	23.37%
Net income growth	-1.87%
Net income growth (Q)	2.3%
Net income growth (QoQ)	0.65%
Net income growth 3Y	11.72%
Net income growth 5Y	12.72%
Net income growth quarters	2
Net income growth years	4
OCF growth	179.78%
OCF growth (Q)	-54.88%
OCF growth (QoQ)	8.46%
OCF growth 10Y	81.55%
OCF growth 3Y	15.82%
OCF growth 5Y	34.14%
Operating income growth	12.07%
Operating income growth (Q)	-1.9%
Operating income growth 3Y	11.55%
Operating income growth 5Y	35.3%
Revenue growth	2.56%
Revenue growth (Q)	-0.21%
Revenue growth (QoQ)	2.06%
Revenue growth 10Y	50.87%
Revenue growth 3Y	8.85%
Revenue growth 5Y	19.23%
Revenue growth quarters	11
Revenue growth years	10

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-174.9M
Depreciation and amortization	$340.5M
EBIT	$1.4B
EBITDA	$1.8B
EPS	$1.45
FCF per share	$3.45
Financing cash flow	$-799.1M
Free cash flow	$949.6M
Free cash flow minus SBC	$926.2M
Gross profit	$2B
Income taxes	$86.9M
Investing cash flow	$-465.9M
Net borrowing	$-372.6M
Net cash flow	$-97.4M
Net income	$415.2M
Operating cash flow minus SBC	$1.1B
Operating income	$1.4B
Revenue	$3.8B
Stock-based compensation	$24.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.33
Book value per share	$10.51
Debt / EBITDA	0.19
Debt / equity	0.12
Debt / FCF	0.36
Goodwill	$42.2M
Interest coverage	1.53
Long-term assets	$2.4B
Long-term liabilities	$3.8B
Net cash (debt)	$-75M
Net cash / market cap	-3.32%
Net debt / EBITDA	0.04
Net debt / equity	0.03
Net debt / FCF	0.08
Piotroski F-Score	6
Property, plant and equipment	$475.1M
Shareholders' equity	$2.9B
Tangible book value	$2.3B
Tangible book value per share	$8.25
Total assets	$14.6B
Total cash	$267.6M
Total debt	$342.7M
Total liabilities	$11.7B
WACC	39.67%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.27
Current assets	$12.2B
Current liabilities	$7.9B
Current ratio	1.55
Net working capital	$4.6B
Quick ratio	1.44
Working capital	$4.5B
Working capital turnover	0.18

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	7.51%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-09-30
Dividend payment years	2
Dividend payout frequency	Quarterly
Dividend per share	$0.26
Dividend yield	3.21%
Ex-dividend date	2026-09-16
FCF payout ratio	19.02%
Last dividend	$0.28
Payout ratio	45.6%
Shareholder yield	10.7%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$9.59
1D price change	-2.68%
1M price change	-10.39%
1M total return	-10.39%
1W price change	-30.8%
1W total return	-30.8%
1Y price change	-18.49%
1Y return CAGR	-13.16%
1Y total return	-13.15%
20-day SMA	$10.45
200-day SMA	$9.83
3M price change	-13.54%
3M total return	-10.95%
3Y price change	15.04%
3Y return CAGR	8.56%
3Y total return	27.95%
50-day SMA	$9.74
50-day SMA vs 200-day SMA	50under200
52-week high	$12.32
52-week high date	2026-01-29
52-week low	$7.50
52-week low date	2026-10-26
5Y price change	-77.54%
5Y return CAGR	-24.23%
5Y total return	-75.02%
6M price change	-20.88%
6M total return	-18.51%
All-time high	$62.83
All-time high date	2021-02-11
All-time low	$6.11
All-time low date	2024-12-19
Average true range (ATR)	$0.65
Average volume	5.3M
Beta (1Y)	1.26
Beta (2Y)	0.85
Beta (5Y)	1.24
Change from 52-week high	-33.64%
Change from 52-week low	9%
Change from all-time high	-87.09%
Change from all-time low	32.73%
Change from open	-1.62%
Day's gap	-1.07%
Dollar volume	$46M
High price	$8.43
Low price	$8.06
Monthly RSI	42.02
Open price	$8.31
Position in 52-week range	31.08%
Premarket change	-0.48%
Premarket close	$8.40
Premarket price	$8.36
Previous close	$8.40
Price vs 150-day SMA	-15.42%
Price vs 20-day SMA	-22.42%
Price vs 200-day SMA	-17.46%
Price vs 50-day SMA	-16.75%
Relative volume	1.07
RSI	31.28
Sharpe ratio	-0.06
Sharpe ratio (3Y)	0.27
Sharpe ratio (5Y)	-0.24
Sortino ratio	0.02
Sortino ratio (3Y)	0.52
Sortino ratio (5Y)	-0.25
Volume	5.6M
Weekly RSI	41.71
YTD price change	-15.87%
YTD total return	-10.36%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	141.1M
Float percentage	51.18%
Shares change (QoQ)	-1.2%
Shares change (YoY)	-7.51%
Shares held by insiders	3.6%
Shares held by institutions	46.55%
Shares outstanding	275.6M
Short % of shares	11.45%
Short ratio	5.4 days

Deeper analysis on PAGS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this PAGS report

Is a complete PAGS research report available?

No complete published report is available for PagSeguro Digital Ltd. (PAGS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

PagSeguro Digital Ltd. (PAGS)

Price

Financial snapshot

Fair-value bridge

Latest news · PAGS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PAGS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PAGS

Frequently asked questions