PCB Bancorp (PCB)

NASDAQ: PCB · USD

$28.8

-0.14 (-0.5%)· Recorded snapshot

Market cap	402.6M
Revenue (ttm)	118.4M
Net income (ttm)	41.2M
EPS (ttm)	$2.90
Shares out	14M
P/E (trailing)	9.9x
P/E (forward)	9.8x
Dividend	$0.88 (3.05%)
Volume	21,237
Beta	0.51

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 118.4M
Net income (ttm): 41.2M
EPS (ttm): $2.90
P/E (trailing): 9.9x
P/E (forward): 9.8x
Market cap: 402.6M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Achat fort
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Achat fort
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Conserver

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.8

P25 n/aP50 n/aP75 n/a

Trailing P/E9.9

P25 n/aP50 n/aP75 n/a

ROE10.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All PCB indicators

Market & fundamental data

Available fields

246

Groups with data

Currency

USD

Showing 246 of 246 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001423869
Company name	PCB Bancorp
Country	United States
Country code	US
CUSIP number	69320M109
Earnings date	2026-11-10
Earnings time	amc
Employees	274
Employees change	8
Employees growth	3.01%
Enterprise value	$245.1M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2003
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US69320M1099
Last 10-K release date	2026-03-16
Last earnings date	2026-07-23
Last refreshed	2026-10-28
Last stock split date	2016-12-28
Last stock split type	Forward
Market cap	$402.6M
Market cap category	Small-Cap
Next earnings date	2026-11-10
Options	Yes
Price	$28.84
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	PCB
U.S. state	California
Website	https://www.mypcbbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.94x
Average P/E ratio (10Y)	9.51x
Average P/E ratio (3Y)	9.24x
Average P/E ratio (5Y)	8.47x
Earnings yield	10.06%
EV/Earnings	6.12x
EV/FCF	6.16x
EV/Sales	2.13x
FCF / EV yield	16.23%
FCF yield	9.98%
Forward EV/Sales	1.95x
Forward P/E	9.83x
Forward P/S	3.16x
Graham number	39.28517
Graham upside	33.99%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$24.28
Lynch upside	-17.18%
P/B ratio	1.23x
P/E ratio	9.94x
P/FCF ratio	10.02x
P/OCF ratio	9.89x
P/S ratio	3.46x
Price / tangible book value	1.24x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	28.64%
FCF margin	34.51%
Operating margin	49.52%
Pretax margin	49.48%
Profit margin	35.31%
Profit per employee	$150,259
Profitable quarters	38
Profitable years	10
Revenue per employee	$432,150
ROA	1.23%
ROA (5Y)	1.35%
ROE	10.76%
ROE (5Y)	10.87%
SBC / revenue	0.82%
Tax / revenue	14.17%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	35.62%
EPS growth (Q)	17.74%
EPS growth (QoQ)	-1.35%
EPS growth 10Y	10.94%
EPS growth 3Y	8.76%
EPS growth 5Y	10.25%
EPS growth quarters	8
EPS growth years	1
FCF growth	90.43%
FCF growth (Q)	-67.53%
FCF growth (QoQ)	-93.98%
FCF growth 3Y	-5.37%
FCF growth 5Y	16.57%
Net income growth	32.09%
Net income growth (Q)	15.83%
Net income growth (QoQ)	-1.39%
Net income growth 3Y	7.32%
Net income growth 5Y	8.37%
Net income growth quarters	8
Net income growth years	1
OCF growth	77.16%
OCF growth (Q)	-72.43%
OCF growth (QoQ)	-93.47%
OCF growth 3Y	-7.99%
OCF growth 5Y	16.25%
Revenue growth	15.79%
Revenue growth (Q)	8.26%
Revenue growth (QoQ)	0.18%
Revenue growth 10Y	8.64%
Revenue growth 3Y	5.33%
Revenue growth 5Y	7.76%
Revenue growth quarters	8
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-509,000
EPS	$2.90
FCF per share	$2.93
Financing cash flow	$125.5M
Free cash flow	$40.9M
Gross profit	$118.4M
Income taxes	$16.8M
Investing cash flow	$-165.3M
Net borrowing	$45M
Net cash flow	$1.6M
Net income	$41.2M
Operating income	$58.6M
Revenue	$118.4M
Stock-based compensation	$974,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$23.64
Debt / equity	0.27
Debt / FCF	2.64
Net cash (debt)	$157.5M
Net cash / market cap	38.48%
Net cash growth	-20.82%
Net debt / equity	-0.39
Net debt / FCF	-3.85
Piotroski F-Score	4
Property, plant and equipment	$23.1M
Shareholders' equity	$400.5M
Tangible book value	$331.3M
Tangible book value per share	$23.64
Total assets	$3.5B
Total cash	$265.2M
Total debt	$107.7M
Total liabilities	$3.1B
WACC	5.57%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-2.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.05%
Dividend growth	10.26%
Dividend growth (3Y)	9.22%
Dividend growth (5Y)	15.41%
Dividend growth years	7
Dividend payment date	2026-08-14
Dividend payment years	11
Dividend payout frequency	Quarterly
Dividend per share	$0.88
Dividend yield	3.05%
Ex-dividend date	2026-08-07
FCF payout ratio	30.06%
Last dividend	$0.22
Payout ratio	30.33%
Shareholder yield	4.09%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	169.99%
10Y return CAGR	13.54%
10Y total return	255.95%
150-day SMA	$26.64
15Y price change	830.62%
15Y return CAGR	18.23%
15Y total return	1,133.44%
1D price change	-0.48%
1M price change	4.08%
1M total return	4.08%
1W price change	2.89%
1W total return	2.89%
1Y price change	34.39%
1Y return CAGR	39.3%
1Y total return	39.27%
20-day SMA	$28.13
200-day SMA	$25.59
20Y price change	-29.5%
20Y return CAGR	-0.34%
20Y total return	-6.56%
3M price change	3.04%
3M total return	3.85%
3Y price change	89.49%
3Y return CAGR	28.74%
3Y total return	113.42%
50-day SMA	$27.86
50-day SMA vs 200-day SMA	50over200
52-week high	$30.84
52-week high date	2026-07-17
52-week low	$20.78
52-week low date	2025-10-31
5Y price change	43.06%
5Y return CAGR	11.49%
5Y total return	72.25%
6M price change	19.27%
6M total return	21.28%
All-time high	$43.39
All-time high date	2006-08-09
All-time low	$2.23
All-time low date	2011-11-07
Average true range (ATR)	$0.65
Average volume	49.4K
Beta (1Y)	0.17
Beta (2Y)	0.72
Beta (5Y)	0.51
Change from 52-week high	-6.47%
Change from 52-week low	38.79%
Change from all-time high	-33.53%
Change from all-time low	1,192.69%
Change from open	0%
Day's gap	-0.48%
Dollar volume	$612,475
High price	$28.84
Low price	$28.84
Monthly RSI	74.9
Open price	$28.84
Previous close	$28.98
Price vs 150-day SMA	8.26%
Price vs 20-day SMA	2.54%
Price vs 200-day SMA	12.72%
Price vs 50-day SMA	3.53%
Relative volume	0.43
RSI	61.48
Sharpe ratio	1.39
Sharpe ratio (3Y)	0.92
Sharpe ratio (5Y)	0.36
Sortino ratio	2.38
Sortino ratio (3Y)	1.65
Sortino ratio (5Y)	0.74
Volume	21.2K
Weekly RSI	65.44
YTD price change	33.21%
YTD total return	36.76%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	10.3M
Float percentage	73.77%
Shares change (QoQ)	-0.13%
Shares change (YoY)	-1.05%
Shares held by insiders	23.25%
Shares held by institutions	43.57%
Shares outstanding	14M
Short % of float	2.47%
Short % of shares	1.82%
Short ratio	7 days

Deeper analysis on PCB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this PCB report

Is a complete PCB research report available?

No complete published report is available for PCB Bancorp (PCB) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

PCB Bancorp (PCB)

Price

Financial snapshot

Fair-value bridge

Latest news · PCB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PCB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PCB

Frequently asked questions