XChange TEC.INC (XHG)

NASDAQ: XHG · USD

$3.23

+0.10 (+3.0%)· Recorded snapshot

Market cap	166.2M
Revenue (ttm)	56.2M
Net income (ttm)	-12.8M
EPS (ttm)	-$0.28
Shares out	51.5M
Volume	16,911.709
Beta	-0.40

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 56.2M
Net income (ttm): -12.8M
EPS (ttm): -$0.28
Market cap: 166.2M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	Achat fort
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	Achat fort
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	Conserver

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-11-04 14:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All XHG indicators

Market & fundamental data

Available fields

192

Groups with data

Currency

CNY

Showing 192 of 192 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001769256
Company name	XChange TEC.INC
Country	China
Country code	US
CUSIP number	74738J508
Earnings date	2024-08-21
Earnings time	bmo
Employees	30
Employees change	-8
Employees growth	-21.05%
Enterprise value	$170.4M
Exchange	NASDAQ
Financial currency	CNY
Financial report date	2026-03-31
First seen	2026-05-09
Fiscal year end	September
Founded	2012
Industry	Insurance Brokers
IPO date	2019-11-05
Is primary listing	Yes
Is SPAC	No
ISIN number	US74738J5083
Last 10-K release date	2026-01-14
Last earnings date	2024-08-21
Last refreshed	2026-11-04
Last stock split date	2025-05-09
Last stock split type	Reverse
Market cap	$166.2M
Market cap category	Micro-Cap
Options	No
Price	$3.23
Price currency	USD
Sector	Financials
SIC code	6411
Stock price date	2026-11-03
Symbol	XHG
Website	https://www.xhghk.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-8.62%
EV/Sales	3.03x
FCF / EV yield	-1.08%
FCF yield	-1.1%
Industry forward P/E	17.85x
Industry P/E	29.46x
P/S ratio	2.96x
Sector forward P/E	13.75x
Sector P/E	15.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	-7.5%
Gross margin	2.41%
Operating margin	-7.5%
Pretax margin	-22.86%
Profit margin	-22.87%
Profit per employee	$-428,229
Revenue per employee	$1.9M
ROA	-20.09%
ROA (5Y)	-6.76%
ROCE	3.33%
Tax / revenue	0.01%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth years	0
Gross profit growth	-30.95%
Gross profit growth (Q)	34.45%
Gross profit growth 3Y	-30.42%
Net income growth years	0
Revenue growth	14.68%
Revenue growth (Q)	12.61%
Revenue growth (QoQ)	4.35%
Revenue growth 3Y	-18.62%
Revenue growth 5Y	-20.93%
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Depreciation and amortization	$59,298
EBIT	$-4.2M
EPS	$-0.28
FCF per share	$-0.04
Financing cash flow	$2.1M
Free cash flow	$-1.8M
Gross profit	$1.4M
Income taxes	$5,944
Investing cash flow	$-87,424
Net borrowing	$-9.3M
Net cash flow	$-65,097
Net income	$-12.8M
Operating income	$-4.2M
Revenue	$56.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	-111.27
Book value per share	$-2.45
Goodwill	$3.5M
Interest coverage	-1.46
Long-term assets	$4.1M
Long-term liabilities	$-4.4M
Net cash (debt)	$-4.2M
Net cash / market cap	-2.52%
Piotroski F-Score	3
Property, plant and equipment	$71,128
Shareholders' equity	$-126.3M
Tangible book value	$-129.8M
Tangible book value per share	$-2.52
Total assets	$9.4M
Total cash	$978,920
Total debt	$5.2M
Total liabilities	$135.8M
WACC	3.34%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	4.29
Current assets	$5.3M
Current liabilities	$140.2M
Current ratio	0.04
Net working capital	$-126.4M
Quick ratio	0.03
Working capital	$-130.6M
Working capital turnover	-0.05

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-13,442.5%
Dividend yield	0%
Shareholder yield	-13,442.5%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$1.78
1D price change	3.04%
1M price change	73.39%
1M total return	73.39%
1W price change	-13.77%
1W total return	-13.77%
1Y price change	246.77%
1Y return CAGR	247.07%
1Y total return	246.77%
20-day SMA	$2.99
200-day SMA	$1.55
3M price change	239.4%
3M total return	239.4%
3Y price change	-99.91%
3Y return CAGR	-90.33%
3Y total return	-99.91%
50-day SMA	$2.87
50-day SMA vs 200-day SMA	50over200
52-week high	$7.23
52-week high date	2026-08-13
52-week low	$0.65
52-week low date	2026-02-20
5Y price change	-99.99%
5Y return CAGR	-86.08%
5Y total return	-99.99%
6M price change	213.11%
6M total return	213.11%
After-hours change	-2.02%
After-hours close	$3.23
After-hours price	$3.16
All-time high	$1,635,032.00
All-time high date	2019-11-08
All-time low	$0.65
All-time low date	2026-02-20
Average true range (ATR)	$0.49
Average volume	865.5K
Beta (1Y)	0.97
Beta (2Y)	-1.31
Beta (5Y)	-0.4
Change from 52-week high	-55.39%
Change from 52-week low	396.08%
Change from all-time high	-100%
Change from all-time low	396.08%
Change from open	1.42%
Day's gap	1.6%
Dollar volume	$54,540
High price	$3.29
Low price	$3.07
Monthly RSI	21.04
Open price	$3.18
Position in 52-week range	70.45%
Premarket change	-2.95%
Premarket close	$3.23
Premarket price	$3.13
Previous close	$3.13
Price vs 150-day SMA	81.38%
Price vs 20-day SMA	7.9%
Price vs 200-day SMA	107.8%
Price vs 50-day SMA	12.37%
Relative volume	0.02
Return from IPO open	-100%
RSI	52.92
Sharpe ratio	1.06
Sharpe ratio (3Y)	0.13
Sharpe ratio (5Y)	0.06
Sortino ratio	5.81
Sortino ratio (3Y)	0.36
Sortino ratio (5Y)	0.17
Volume	16.9K
Weekly RSI	54.89
YTD price change	278.43%
YTD total return	278.43%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	41.9M
Float percentage	81.2%
Shares change (QoQ)	26.18%
Shares change (YoY)	13,442.5%
Shares held by institutions	0.03%
Shares outstanding	51.5M
Short % of shares	0.24%
Short ratio	0 days

Deeper analysis on XHG

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this XHG report

Is a complete XHG research report available?

No complete published report is available for XChange TEC.INC (XHG) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

XChange TEC.INC (XHG)

Price

Financial snapshot

Fair-value bridge

Latest news · XHG

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All XHG indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on XHG

Frequently asked questions