DSE/PRAGATILIF (DSE/PRAGATILIF)

Dhaka Stock Exchange: DSE/PRAGATILIF · BDT

BDT 130

-1.30 (-1.0%)· Recorded snapshot

Market cap	5.1B
Revenue (ttm)	7.9B
Net income (ttm)	1.9B
EPS (ttm)	BDT 53.4
Shares out	39.4M
P/E (trailing)	2.4x
Dividend	BDT 1.36 (1.05%)
Volume	60,555
Beta	1.75

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 7.9B
Net income (ttm): 1.9B
EPS (ttm): BDT 53.4
P/E (trailing): 2.4x
Market cap: 5.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E2.4

P25 n/aP50 n/aP75 n/a

ROE474.9

P25 n/aP50 n/aP75 n/a

ROIC430.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/PRAGATILIF indicators

Market & fundamental data

Available fields

221

Groups with data

Currency

BDT

Showing 221 of 221 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	938
Employees change	-33
Employees growth	-3.4%
Enterprise value	BDT 3.9B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2000
Industry	Life Insurance
Is primary listing	Yes
ISIN number	BD0731PLI005
Last earnings date	2026-06-21
Last refreshed	2026-10-29
Last stock split date	2026-07-15
Last stock split type	Forward
Market cap	BDT 5.1B
Next earnings date	2026-11-05
Price	BDT 130.00
Price currency	BDT
SIC code	6311
Stock price date	2026-10-29
Symbol	dse/PRAGATILIF
Website	https://www.pragatilife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.57x
Average P/E ratio (3Y)	15.77x
Average P/E ratio (5Y)	16.11x
Earnings yield	41.05%
EV/Earnings	2.06x
EV/EBIT	1.86x
EV/EBITDA	1.79x
EV/FCF	3.06x
EV/Sales	0.5x
FCF / EV yield	32.72%
FCF yield	25.11%
Graham number	116.14063
Graham upside	-11.55%
Industry P/E	2.43x
Lynch fair value	BDT 1,333.99
Lynch upside	915.99%
P/B ratio	12.73x
P/E ratio	2.44x
P/FCF ratio	3.98x
P/OCF ratio	3.3x
P/S ratio	0.65x
Price / tangible book value	13.35x
Price/EBITDA ratio	2.38x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	26.6%
EBITDA margin	27.14%
Effective tax rate	8.44%
FCF margin	16.2%
Gross margin	35.1%
Operating margin	26.6%
Pretax margin	26.3%
Profit margin	24.08%
Profit per employee	BDT 2M
Revenue per employee	BDT 8.5M
ROA	14.9%
ROA (5Y)	4.58%
ROCE	23.15%
ROE	474.94%
ROE (5Y)	115.54%
ROIC	430.81%
ROIC (5Y)	114.5%
Tax / revenue	2.22%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	157.92%
EPS growth (Q)	84.96%
EPS growth (QoQ)	21.51%
EPS growth 10Y	9.38%
EPS growth 3Y	126.96%
EPS growth 5Y	52.73%
FCF growth	418.18%
FCF growth (Q)	101.33%
FCF growth (QoQ)	59.62%
Net income growth	157.92%
Net income growth (Q)	84.96%
Net income growth (QoQ)	21.51%
Net income growth 3Y	126.96%
Net income growth 5Y	52.73%
OCF growth	337.17%
OCF growth (Q)	81.87%
OCF growth (QoQ)	54.38%
OCF growth 10Y	29.42%
Revenue growth	24.74%
Revenue growth (Q)	35.77%
Revenue growth (QoQ)	-1.9%
Revenue growth 10Y	12.66%
Revenue growth 3Y	12.04%
Revenue growth 5Y	13.72%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -264.4M
EBIT	BDT 2.1B
EBITDA	BDT 2.2B
EPS	BDT 53.36
FCF per share	BDT 32.65
Financing cash flow	BDT -48.7M
Free cash flow	BDT 1.3B
Gross profit	BDT 2.8B
Income taxes	BDT 176.1M
Investing cash flow	BDT -1.6B
Net cash flow	BDT -97.9M
Net income	BDT 1.9B
Operating income	BDT 2.1B
Revenue	BDT 7.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 11.23
Debt / EBITDA	0.02
Debt / equity	0.11
Debt / FCF	0.03
Interest coverage	803.91
Net cash (debt)	BDT 1.2B
Net cash / market cap	23.25%
Net cash growth	-10.62%
Net debt / EBITDA	-0.55
Net debt / equity	-2.96
Net debt / FCF	-0.93
Piotroski F-Score	4
Property, plant and equipment	BDT 1.1B
Shareholders' equity	BDT 402.2M
Tangible book value	BDT 383.4M
Tangible book value per share	BDT 10.71
Total assets	BDT 9.8B
Total cash	BDT 1.2B
Total debt	BDT 43.5M
Total liabilities	BDT 9.4B
WACC	13.82%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.9
Current ratio	3.04
Net working capital	BDT 111.1M
Quick ratio	2.18
Working capital	BDT 1.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	10%
Dividend growth (10Y)	4.29%
Dividend growth (3Y)	11.2%
Dividend growth (5Y)	7.83%
Dividend growth years	3
Dividend payment date	2026-09-13
Dividend payment years	10
Dividend payout frequency	Annual
Dividend per share	BDT 1.36
Dividend yield	1.05%
Ex-dividend date	2026-07-15
FCF payout ratio	4.59%
Last dividend	BDT 1.50
Payout ratio	2.55%
Shareholder yield	1.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	151.23%
10Y return CAGR	17.54%
10Y total return	403.33%
150-day SMA	BDT 163.15
15Y price change	22.09%
15Y return CAGR	6.31%
15Y total return	150.51%
1D price change	-0.99%
1M price change	-9.47%
1M total return	-9.47%
1W price change	-3.77%
1W total return	-3.77%
1Y price change	-44.21%
1Y return CAGR	-43.8%
1Y total return	-43.78%
20-day SMA	BDT 136.32
200-day SMA	BDT 167.47
3M price change	-20.73%
3M total return	-20.73%
3Y price change	34.53%
3Y return CAGR	11.45%
3Y total return	38.46%
50-day SMA	BDT 143.06
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 244.55
52-week high date	2026-02-19
52-week low	BDT 115.73
52-week low date	2025-11-16
5Y price change	53.27%
5Y return CAGR	10.06%
5Y total return	61.5%
6M price change	-30.11%
6M total return	-29.57%
All-time high	BDT 258.09
All-time high date	2025-10-13
All-time low	BDT 43.05
All-time low date	2015-07-12
Average true range (ATR)	BDT 4.09
Average volume	74.8K
Beta (1Y)	0.33
Beta (2Y)	0.33
Beta (5Y)	1.75
Change from 52-week high	-46.84%
Change from 52-week low	12.33%
Change from all-time high	-49.63%
Change from all-time low	202%
Dollar volume	BDT 7.9M
High price	BDT 132.50
Low price	BDT 129.50
Monthly RSI	47.12
Position in 52-week range	16.67%
Previous close	BDT 131.30
Price vs 150-day SMA	-20.32%
Price vs 20-day SMA	-4.64%
Price vs 200-day SMA	-22.38%
Price vs 50-day SMA	-9.13%
Relative volume	0.81
RSI	37.44
Sharpe ratio	-0.84
Sharpe ratio (3Y)	0.29
Sharpe ratio (5Y)	0.36
Sortino ratio	-1.09
Sortino ratio (3Y)	0.57
Sortino ratio (5Y)	0.69
Volume	60.6K
Weekly RSI	0
YTD price change	-2.79%
YTD total return	-2.04%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	28.2M
Shares change (QoQ)	0%
Shares held by insiders	28.47%
Shares outstanding	39.4M

Deeper analysis on DSE/PRAGATILIF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/PRAGATILIF report

Is a complete DSE/PRAGATILIF research report available?

No complete published report is available for dse/PRAGATILIF (DSE/PRAGATILIF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/PRAGATILIF (DSE/PRAGATILIF)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/PRAGATILIF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/PRAGATILIF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/PRAGATILIF

Frequently asked questions