Sector pending / Life InsuranceUpdated 2026-05-10 22:07 UTC

FRA/FO4N stock hub

FRA/FO4N has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

12.8B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/FO4N

In the news

Latest news · FRA/FO4N

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.3

P25 n/aP50 n/aP75 n/a

Trailing P/E7.5

P25 n/aP50 n/aP75 n/a

ROE18.8

P25 n/aP50 n/aP75 n/a

ROIC4.3

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/FO4N market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

213

Groups with data

Currency

EUR

Showing 213 of 213 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Belgium
Country code	DE
Employees	20,799
Employees Change	3,673%
Employees Change Percent	21.45
Enterprise value	EUR 20.7B
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Life Insurance
Last refreshed	2026-05-10
Market cap	EUR 12.8B
Price	EUR 66.6
Price currency	EUR
Rev Per Employee	472,442.13x
Sic	6311
Symbol	fra/FO4N
Website	https://www.ageas.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.37%
EV Earnings	12.09x
EV/EBIT	9.74x
EV/EBITDA	8.31x
EV/FCF	7.63x
EV/Sales	2.19x
FCF yield	21.17%
Forward P/E	8.3x
P/B ratio	1.11x
P/E ratio	7.48x
P/S ratio	1.36x
PE Ratio10 Y	8.27x
PE Ratio3 Y	8.1x
PE Ratio5 Y	7.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	10.62%
EBITDA Margin	13.41%
FCF margin	28.75%
Gross margin	29.83%
Gross Profit	EUR 2.8B
Net Income	EUR 1.7B
Net Income Growth	53.13%
Net Income Growth Q	117.44%
Net Income Growth3 Y	17.18%
Net Income Growth5 Y	11.42%
Pretax Margin	23.04%
Profit Margin	18.16%
Profit Per Employee	EUR 85,780
ROA	0.61
Roa5y	0.6
ROCE	0.97
ROE	18.82
Roe5y	13.43
ROIC	4.31
Roic5y	4.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.16%
Cagr15y	12.89%
Cagr1y	23.69%
Cagr20y	-2.63%
Cagr3y	24.68%
Cagr5y	10.92%
Div CAGR10	8.1%
Div CAGR3	7.72%
Div CAGR5	-5.7%
EPS Growth	49.26
EPS Growth Q	108.5
EPS Growth3 Y	16.22
EPS Growth5 Y	10.87
FCF Growth	238.03%
FCF Growth Q	285.64%
FCF Growth3 Y	69.17%
FCF Growth5 Y	41.97%
OCF Growth	177.32%
OCF Growth Q	190.23%
OCF Growth3 Y	58.12%
OCF Growth5 Y	38.58%
Revenue Growth	10.8x
Revenue Growth Q	19.53x
Revenue Growth3 Y	5.16x
Revenue Growth5 Y	0.83x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.09
Assets	EUR 107.1B
Cash	EUR 27B
Debt	EUR 8.9B
Debt EBITDA	EUR 6.53
Debt Equity	EUR 0.78
Debt FCF	EUR 3.29
Equity	EUR 11.5B
Interest Coverage	4.17
Liabilities	EUR 95.6B
Net Cash	EUR -5.8B
Net Cash By Market Cap	EUR -45.49
Net Debt EBITDA	EUR 4.61
Net Debt Equity	EUR 0.51
Net Debt FCF	EUR 2.15
Tangible Book Value	EUR 5.1B
Tangible Book Value Per Share	EUR 26.48

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	7.27
Net Working Capital	EUR 26.4B
Quick ratio	6.59
Working Capital	EUR 26.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-2.54%
Dividend Growth	7.14%
Dividend Growth Years	2%
Dividend per share	EUR 2.63
Dividend Years	17
Dividend Yield	3.94%
Ex Div Date	2026-06-03
Last Dividend	EUR 1.58
Payout Frequency	Semi-Annual
Payout Ratio	28.88%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	214.95%
1Y total return	23.67%
200-day SMA	60.36
3Y total return	93.85%
50-day SMA	63.62
50-day SMA vs 200-day SMA	50over200
5Y total return	67.87%
All Time High	355.5
All Time High Change	-81.27%
All Time High Date	2007-04-11
All Time Low	5.73
All Time Low Change	1,062.3%
All Time Low Date	2008-11-26
ATR	0.82
Ch YTD	12.12
High	66.6
High52	68.5
High52 Date	2026-04-22
High52ch	-2.77%
Low	66.6
Low52	55.45
Low52 Date	2025-07-14
Low52ch	20.11%
Ma50ch	4.69%
Price vs 200-day SMA	10.33%
RSI	54.65
RSI Monthly	76.23
RSI Weekly	65.11
Sharpe ratio	1.01x
Sortino ratio	1.81
Total Return	1.36%
Tr YTD	12.12
Tr15y	516.55%
Tr1m	3.1%
Tr1w	2.46%
Tr3m	7.77%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 1B
Operating margin	10.62

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	178,790,703%
Net Borrowing	1,159,000,000
Shares Institutions	54.31%
Shares Qo Q	3.05%
Shares Yo Y	2.54%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 2.7B
Average Volume	41.65x
Bv Per Share	49.5
CAPEX	EUR -187M
Ch10y	100.6
Ch15y	228.1
Ch1m	3.1
Ch1w	2.46
Ch1y	18.51
Ch20y	-77.53
Ch3m	7.77
Ch3y	67.42
Ch5y	30.69
Ch6m	15.83
Change	-1.04%
Change From Open	0
Close	67.3
Days Gap	-1.04
Earnings Date	2026-08-27
EBIT	EUR 1B
EBITDA	EUR 1.3B
EPS	EUR 9.09
F Score	6
FCF	EUR 2.7B
FCF EV Yield	13.1x
Financing CF	863,000,000
Fiscal Year End	December
Founded	1,824
Goodwill	1,989,000,000
Graham Number	109.46234
Graham Upside	64.36
Income Tax	EUR 262M
Investing CF	-2,686,000,000
Is Primary Listing	0
Last Earnings Date	2026-04-09
Last Report Date	2025-12-31
Last Split Date	2012-08-07
Last Split Type	Reverse
Lynch Fair Value	EUR 102
Lynch Upside	52.65
Ma150	60.57
Ma150ch	9.96%
Ma20	66.94
Ma20ch	-0.5%
Net CF	1,026,000,000
Next Earnings Date	2026-08-27
Open	66.6
P FCF Ratio	4.72
P OCF Ratio	4.42
Payment Date	2026-06-05
Ppne	2,999,000,000
Price Date	2026-05-08
Price EBITDA	EUR 10.13
Ptbv Ratio	2.54
Relative Volume	1.59x
Revenue	9,429,000,000x
SBC By Revenue	0.06x
Share Based Comp	6,000,000
Tax By Revenue	2.78x
Tax Rate	12.06%
Tr20y	-41.29%
Tr6m	17.94%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/FO4N dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.9%

$2.63 annual per share

Payout ratio

+28.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-5.7%

2 consecutive years of growth

Total shareholder yield

+1.4%

Next ex-dividend date: 2026-06-03

Performance

FRA/FO4N stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/FO4N?

Insider, institutional, and short-interest positioning.

Institutional ownership

+54.3%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+2.5%

Negative means the company is buying back shares.

Technical

FRA/FO4N momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.6

Neutral momentum band

Price vs 200-day MA

+10.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.01

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/FO4N

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/FO4N stock rating?

fra/FO4N is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/FO4N analysis?

The full report lives at /stocks/fra/FO4N/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/FO4N?

The latest report frames fra/FO4N around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/FO4N page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.