FRA/M4BB (FRA/M4BB)

Frankfurt Stock Exchange: FRA/M4BB · EUR

€28.2

+0.40 (+1.4%)· Recorded snapshot

Market cap	144.3B
Revenue (ttm)	38.8B
Net income (ttm)	18.9B
EPS (ttm)	€3.90
P/E (trailing)	7.2x
P/E (forward)	7.0x
Dividend	€1.01 (3.58%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 38.8B
Net income (ttm): 18.9B
EPS (ttm): €3.90
P/E (trailing): 7.2x
P/E (forward): 7.0x
Market cap: 144.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7

P25 n/aP50 n/aP75 n/a

Trailing P/E7.2

P25 n/aP50 n/aP75 n/a

ROE11.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FRA/M4BB indicators

Market & fundamental data

Available fields

190

Groups with data

Currency

CNY

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	China
Country code	DE
Earnings date	2026-10-30
Employees	121,959
Employees change	374
Employees growth	0.31%
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-07-12
Fiscal year end	December
Founded	1987
Industry	Banks - Regional
Is primary listing	No
ISIN number	US16950T1025
Last earnings date	2026-08-28
Last refreshed	2026-10-28
Market cap	EUR 144.3B
Next earnings date	2026-10-30
Price	EUR 28.20
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	fra/M4BB
Website	https://www.cmbchina.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.48x
Average P/E ratio (3Y)	6.67x
Average P/E ratio (5Y)	7.32x
Earnings yield	13.82%
FCF yield	51.59%
Forward P/E	7x
Graham number	53.14957
Graham upside	88.47%
Industry P/E	10.75x
Lynch fair value	EUR 23.80
Lynch upside	-15.6%
P/B ratio	0.83x
P/E ratio	7.23x
P/FCF ratio	1.94x
P/OCF ratio	1.8x
P/S ratio	3.72x
Price / tangible book value	0.84x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	15.59%
FCF margin	183.54%
Operating margin	60%
Pretax margin	60.02%
Profit margin	50.35%
Profit per employee	EUR 154,664
Profitable quarters	98
Profitable years	27
Revenue per employee	EUR 318,329
ROA	1.15%
ROA (5Y)	1.34%
ROE	11.52%
ROE (5Y)	13.98%
Tax / revenue	9.35%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	2.35%
EPS growth (Q)	5.67%
EPS growth (QoQ)	-0%
EPS growth 10Y	9.3%
EPS growth 3Y	1.63%
EPS growth 5Y	6.73%
EPS growth quarters	5
EPS growth years	11
FCF growth	28.5%
FCF growth (Q)	356.95%
FCF growth (QoQ)	34.06%
FCF growth 3Y	4.55%
FCF growth 5Y	30.71%
Net income growth	2.1%
Net income growth (Q)	2.52%
Net income growth (QoQ)	-0.63%
Net income growth 3Y	1.71%
Net income growth 5Y	6.46%
Net income growth quarters	5
Net income growth years	16
OCF growth	31.33%
OCF growth (Q)	353.31%
OCF growth (QoQ)	42.04%
OCF growth 3Y	5.2%
OCF growth 5Y	29.09%
Revenue growth	1.71%
Revenue growth (Q)	3.33%
Revenue growth (QoQ)	6.68%
Revenue growth 10Y	7.66%
Revenue growth 3Y	0.56%
Revenue growth 5Y	4.26%
Revenue growth quarters	2
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -5.6B
EPS	EUR 3.90
Financing cash flow	EUR -20.1B
Free cash flow	EUR 74.5B
Gross profit	EUR 38.8B
Income taxes	EUR 3.6B
Investing cash flow	EUR -40.8B
Net borrowing	EUR -3.1B
Net cash flow	EUR 18.7B
Net income	EUR 18.9B
Operating income	EUR 23.3B
Revenue	EUR 38.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 5.85
Debt / equity	0.41
Debt / FCF	0.97
Goodwill	EUR 1.3B
Net cash (debt)	EUR 104.8B
Net cash / market cap	72.62%
Net cash growth	173.72%
Net debt / equity	-0.6
Net debt / FCF	-1.41
Piotroski F-Score	4
Property, plant and equipment	EUR 19.8B
Shareholders' equity	EUR 174.4B
Tangible book value	EUR 171.3B
Tangible book value per share	EUR 5.77
Total assets	EUR 1.8T
Total cash	EUR 177.1B
Total debt	EUR 72.2B
Total liabilities	EUR 1.6T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -1.3T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-1.27%
Dividend growth	0.55%
Dividend growth years	0
Dividend payment date	2026-09-10
Dividend payment years	3
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 1.01
Dividend yield	3.58%
Ex-dividend date	2026-07-02
Last dividend	EUR 0.52
Payout ratio	55.28%
Shareholder yield	2.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 25.81
1D price change	1.44%
1M price change	3.68%
1M total return	3.68%
1W price change	-2.08%
1W total return	-2.08%
1Y price change	6.82%
1Y return CAGR	11.34%
1Y total return	11.33%
20-day SMA	EUR 28.09
200-day SMA	EUR 25.63
3M price change	10.16%
3M total return	10.16%
50-day SMA	EUR 27.25
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 29.20
52-week high date	2026-10-16
52-week low	EUR 23.20
52-week low date	2026-07-06
6M price change	6.82%
6M total return	9.24%
All-time high	EUR 30.00
All-time high date	2025-06-18
All-time low	EUR 15.80
All-time low date	2024-09-11
Average true range (ATR)	EUR 0.28
Average volume	0
Change from 52-week high	-3.42%
Change from 52-week low	21.55%
Change from all-time high	-6%
Change from all-time low	78.48%
Change from open	0%
Day's gap	1.44%
High price	EUR 28.20
Low price	EUR 28.20
Monthly RSI	62.16
Open price	EUR 28.20
Previous close	EUR 27.80
Price vs 150-day SMA	9.26%
Price vs 20-day SMA	0.39%
Price vs 200-day SMA	10.04%
Price vs 50-day SMA	3.49%
RSI	54.09
Sharpe ratio	0.44
Sortino ratio	0.88
Volume	0
Weekly RSI	61.32
YTD price change	4.44%
YTD total return	8.85%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	15.4B
Shares change (QoQ)	-1.45%
Shares change (YoY)	1.27%
Shares held by insiders	0.01%
Shares held by institutions	25.02%

Deeper analysis on FRA/M4BB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FRA/M4BB report

Is a complete FRA/M4BB research report available?

No complete published report is available for fra/M4BB (FRA/M4BB) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FRA/M4BB (FRA/M4BB)

Price

Financial snapshot

Fair-value bridge

Latest news · FRA/M4BB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FRA/M4BB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FRA/M4BB

Frequently asked questions