BIT/1HUM (BIT/1HUM)

Borsa Italiana: BIT/1HUM · EUR

€338

+0.00 (0.0%)· Recorded snapshot

Market cap	44.7B
Revenue (ttm)	127.5B
Net income (ttm)	1.1B
EPS (ttm)	€9.53
P/E (trailing)	35.5x
P/E (forward)	31.4x
Dividend	€2.31 (0.68%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 127.5B
Net income (ttm): 1.1B
EPS (ttm): €9.53
P/E (trailing): 35.5x
P/E (forward): 31.4x
Market cap: 44.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E31.4

P25 n/aP50 n/aP75 n/a

Trailing P/E35.5

P25 n/aP50 n/aP75 n/a

ROE6.9

P25 n/aP50 n/aP75 n/a

ROIC8.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1HUM indicators

Market & fundamental data

Available fields

217

Groups with data

Currency

USD

Showing 217 of 217 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	IT
Earnings date	2026-11-06
Employees	67,060
Employees change	1,380
Employees growth	2.1%
Enterprise value	EUR 51.8B
Exchange	Borsa Italiana
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1961
Industry	Healthcare Plans
Is primary listing	No
ISIN number	US4448591028
Last earnings date	2026-07-29
Last refreshed	2026-10-28
Market cap	EUR 44.7B
Next earnings date	2026-11-06
Price	EUR 338.00
Price currency	EUR
Sector	Healthcare
SIC code	6324
Stock price date	2026-10-02
Symbol	bit/1HUM
Website	https://www.humana.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	21.43x
Average P/E ratio (3Y)	23.88x
Average P/E ratio (5Y)	22.18x
Earnings yield	2.81%
EV/Earnings	46.28x
EV/EBIT	17.63x
EV/EBITDA	15.54x
EV/FCF	30.37x
EV/Sales	0.4x
FCF / EV yield	3.29%
FCF yield	3.82%
Forward P/E	31.42x
Graham number	155.85565
Graham upside	-53.89%
Lynch fair value	EUR 42.32
Lynch upside	-87.48%
P/(FCF - SBC) ratio	30.01x
P/(OCF - SBC) ratio	22.29x
P/B ratio	2.65x
P/E ratio	35.54x
P/FCF ratio	26.21x
P/OCF ratio	20.12x
P/S ratio	0.35x
Price / tangible book value	6.77x
Price/EBITDA ratio	14.2x
Sector forward P/E	17.75x
Sector P/E	20.94x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	2.3%
EBITDA margin	2.47%
Effective tax rate	18.71%
FCF margin	1.3%
Gross margin	13.65%
Operating margin	2.3%
Pretax margin	1.09%
Profit margin	0.88%
Profit per employee	EUR 16,694
Profitable quarters	2
Profitable years	26
Revenue per employee	EUR 1.9M
ROA	3.9%
ROA (5Y)	5.16%
ROCE	9.8%
ROE	6.89%
ROE (5Y)	13.52%
ROIC	8.13%
ROIC (5Y)	10.28%
SBC / revenue	0.17%
Tax / revenue	0.2%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-18.81%
EPS growth (Q)	27.05%
EPS growth (QoQ)	-41.71%
EPS growth 10Y	4.99%
EPS growth 3Y	-26.62%
EPS growth 5Y	-10.95%
EPS growth quarters	1
EPS growth years	0
FCF growth	-20.09%
FCF growth (Q)	58.51%
FCF growth (QoQ)	61.87%
FCF growth 3Y	-45.65%
FCF growth 5Y	33.71%
Net income growth	-18.85%
Net income growth (Q)	27.34%
Net income growth (QoQ)	-41.48%
Net income growth 3Y	-27.66%
Net income growth 5Y	-12.42%
Net income growth quarters	1
Net income growth years	0
OCF growth	-13.4%
OCF growth (Q)	54.68%
OCF growth (QoQ)	56.78%
OCF growth 10Y	4.89%
OCF growth 3Y	-42.26%
OCF growth 5Y	9.39%
Revenue growth	18.33%
Revenue growth (Q)	26.18%
Revenue growth (QoQ)	3.07%
Revenue growth 10Y	10.33%
Revenue growth 3Y	13.85%
Revenue growth 5Y	12.61%
Revenue growth quarters	35
Revenue growth years	8

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -516.4M
EBIT	EUR 2.9B
EBITDA	EUR 3.1B
EPS	EUR 9.53
Financing cash flow	EUR 1.3B
Free cash flow	EUR 1.7B
Free cash flow minus SBC	EUR 1.5B
Gross profit	EUR 17.4B
Income taxes	EUR 260.8M
Investing cash flow	EUR -1.1B
Net borrowing	EUR 1.9B
Net cash flow	EUR 2.5B
Net income	EUR 1.1B
Operating cash flow minus SBC	EUR 2B
Operating income	EUR 2.9B
Revenue	EUR 127.5B
Stock-based compensation	EUR 216.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 140.05
Debt / EBITDA	3.89
Debt / equity	0.76
Debt / FCF	7.56
Goodwill	EUR 9.4B
Interest coverage	4.76
Net cash (debt)	EUR -6.9B
Net cash / market cap	-15.37%
Net debt / EBITDA	2.18
Net debt / equity	0.41
Net debt / FCF	4.03
Piotroski F-Score	6
Property, plant and equipment	EUR 1.9B
Shareholders' equity	EUR 16.9B
Tangible book value	EUR 6.6B
Tangible book value per share	EUR 55.02
Total assets	EUR 50.1B
Total cash	EUR 20.9B
Total debt	EUR 12.9B
Total liabilities	EUR 33.2B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	2.71
Current ratio	1.74
Net working capital	EUR 11.2B
Quick ratio	1.29
Working capital	EUR 14.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.08%
Dividend growth	-27.61%
Dividend growth years	1
Dividend payment date	2026-11-27
Dividend payment years	3
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 2.31
Dividend yield	0.68%
Ex-dividend date	2026-10-29
Last dividend	EUR 0.76
Payout ratio	33.62%
Shareholder yield	0.61%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 276.50
1D price change	0%
1W price change	1.81%
1W total return	1.81%
1Y price change	54.34%
1Y return CAGR	55.18%
1Y total return	55.14%
20-day SMA	EUR 341.30
200-day SMA	EUR 255.65
3M price change	-6.11%
3M total return	-6.11%
50-day SMA	EUR 335.00
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 364.00
52-week high date	2026-07-16
52-week low	EUR 133.25
52-week low date	2026-02-16
6M price change	124.66%
6M total return	124.66%
All-time high	EUR 364.00
All-time high date	2026-07-16
All-time low	EUR 133.25
All-time low date	2026-02-16
Average true range (ATR)	EUR 5.84
Average volume	11.2
Change from 52-week high	-7.14%
Change from 52-week low	153.66%
Change from all-time high	-7.14%
Change from all-time low	153.66%
Change from open	0%
Day's gap	0%
High price	EUR 338.00
Low price	EUR 338.00
Monthly RSI	67.2
Open price	EUR 338.00
Previous close	EUR 338.00
Price vs 150-day SMA	22.24%
Price vs 20-day SMA	-0.97%
Price vs 200-day SMA	32.21%
Price vs 50-day SMA	0.9%
Relative volume	1.16
RSI	48.95
Sharpe ratio	0.84
Sortino ratio	1.39
Weekly RSI	61.25
YTD price change	53.08%
YTD total return	53.87%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	119.8M
Shares change (QoQ)	0.4%
Shares change (YoY)	0.08%
Shares held by insiders	0.1%
Shares held by institutions	101.5%
Short ratio	2.7 days

Deeper analysis on BIT/1HUM

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BIT/1HUM report

Is a complete BIT/1HUM research report available?

No complete published report is available for bit/1HUM (BIT/1HUM) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1HUM (BIT/1HUM)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1HUM

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1HUM indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1HUM

Frequently asked questions