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Eagle Bancorp Montana, Inc. (EBMT)

NASDAQ: EBMT · USD

$21.3

+0.25 (+1.2%)· Recorded snapshot

Market cap	167M
Revenue (ttm)	94.6M
Net income (ttm)	15.4M
EPS (ttm)	$1.97
Shares out	7.8M
P/E (trailing)	10.8x
P/E (forward)	9.3x
Dividend	$0.59 (2.77%)
Volume	63,072
Beta	0.35

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35.9B	9.0x	1.9x	15.9%	+15.1%	+28.1%	मज़बूत ख़रीद
AIG	American International Group Inc.	42.7B	13.0x	1.5x	7.9%	-10.3%	+5.5%	मज़बूत ख़रीद
AIZ	Assurant, Inc.	15.3B	14.6x	1.1x	14.4%	+6.5%	+49.1%	होल्ड

Metric	Value
Amount currency	USD
CIK code	0001478454
Company name	Eagle Bancorp Montana, Inc.
Country	United States
Country code	US
CUSIP number	26942G100
Earnings date	2026-10-27
Earnings time	amc
Employees	385
Employees change	3
Employees growth	0.79%
Enterprise value	$383.5M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1922
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US26942G1004
Last 10-K release date	2026-03-09
Last earnings date	2026-10-27
Last refreshed	2026-11-04
Last stock split type	Never
Market cap	$167M
Market cap category	Micro-Cap
Next earnings date	2027-01-26
Options	No
Price	$21.34
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-11-04
Symbol	EBMT
U.S. state	Montana
Website	https://opportunitybank.com

Metric

Value

Amount currency

USD

CIK code

0001478454

Company name

Eagle Bancorp Montana, Inc.

Country

United States

Country code

CUSIP number

26942G100

Earnings date

2026-10-27

Earnings time

amc

Employees

385

Employees change

Employees growth

0.79%

Enterprise value

$383.5M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

1922

In index

RUSSELL2000

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US26942G1004

Last 10-K release date

2026-03-09

Last earnings date

2026-10-27

Last refreshed

2026-11-04

Last stock split type

Never

Market cap

$167M

Market cap category

Micro-Cap

Next earnings date

2027-01-26

Options

Price

$21.34

Price currency

USD

Sector

Financials

SIC code

6022

Stock price date

2026-11-04

Symbol

EBMT

U.S. state

Montana

Website

https://opportunitybank.com

Metric	Value
Adjusted P/E ratio	10.89x
Average P/E ratio (10Y)	12.85x
Average P/E ratio (3Y)	11.55x
Average P/E ratio (5Y)	11.43x
Earnings yield	9.23%
EV/Earnings	24.71x
EV/FCF	20.38x
EV/Sales	4.03x
FCF / EV yield	4.91%
FCF yield	11.34%
Forward EV/Sales	4.69x
Forward P/E	9.28x
Forward P/S	2.03x
Graham number	32.96673
Graham upside	56.31%
Industry forward P/E	9.87x
Industry P/E	11.69x
Lynch fair value	$9.85
Lynch upside	-53.31%
P/B ratio	0.86x
P/E ratio	10.84x
P/FCF ratio	8.82x
P/OCF ratio	7.27x
P/S ratio	1.75x
Price / tangible book value	1.07x
Sector forward P/E	13.72x
Sector P/E	15.79x

Metric

Value

Adjusted P/E ratio

10.89x

Average P/E ratio (10Y)

12.85x

Average P/E ratio (3Y)

11.55x

Average P/E ratio (5Y)

11.43x

Earnings yield

9.23%

EV/Earnings

24.71x

EV/FCF

20.38x

EV/Sales

4.03x

FCF / EV yield

4.91%

FCF yield

11.34%

Forward EV/Sales

4.69x

Forward P/E

9.28x

Forward P/S

2.03x

Graham number

32.96673

Graham upside

56.31%

Industry forward P/E

9.87x

Industry P/E

11.69x

Lynch fair value

$9.85

Lynch upside

-53.31%

P/B ratio

0.86x

P/E ratio

10.84x

P/FCF ratio

8.82x

P/OCF ratio

7.27x

P/S ratio

1.75x

Price / tangible book value

1.07x

Sector forward P/E

13.72x

Sector P/E

15.79x

Metric	Value
Effective tax rate	22.16%
FCF margin	19.77%
Operating margin	23.09%
Pretax margin	20.97%
Profit margin	16.32%
Profit per employee	$40,109
Profitable quarters	54
Profitable years	27
Revenue per employee	$245,706
ROA	0.7%
ROA (5Y)	0.68%
ROE	8.16%
ROE (5Y)	7.2%
Tax / revenue	4.65%

Metric

Value

Effective tax rate

22.16%

FCF margin

19.77%

Operating margin

23.09%

Pretax margin

20.97%

Profit margin

16.32%

Profit per employee

$40,109

Profitable quarters

Profitable years

Revenue per employee

$245,706

ROA

0.7%

ROA (5Y)

0.68%

ROE

8.16%

ROE (5Y)

7.2%

Tax / revenue

4.65%

Metric	Value
EPS growth	14.52%
EPS growth (Q)	-17.39%
EPS growth (QoQ)	-19.15%
EPS growth 10Y	5.25%
EPS growth 3Y	10.18%
EPS growth 5Y	-5.77%
EPS growth quarters	7
EPS growth years	1
FCF growth	42.47%
FCF growth 5Y	4.99%
Net income growth	14.06%
Net income growth (Q)	-16.97%
Net income growth (QoQ)	-18.87%
Net income growth 3Y	10.28%
Net income growth 5Y	-2.86%
Net income growth quarters	8
Net income growth years	1
OCF growth	4.21%
OCF growth 10Y	16.25%
OCF growth 3Y	11.97%
OCF growth 5Y	-5.42%
Revenue growth	8.07%
Revenue growth (Q)	-0.51%
Revenue growth (QoQ)	-2.47%
Revenue growth 10Y	11.29%
Revenue growth 3Y	3.4%
Revenue growth 5Y	-0.12%
Revenue growth quarters	7
Revenue growth years	1

Metric

Value

EPS growth

14.52%

EPS growth (Q)

-17.39%

EPS growth (QoQ)

-19.15%

EPS growth 10Y

5.25%

EPS growth 3Y

10.18%

EPS growth 5Y

-5.77%

EPS growth quarters

EPS growth years

FCF growth

42.47%

FCF growth 5Y

4.99%

Net income growth

14.06%

Net income growth (Q)

-16.97%

Net income growth (QoQ)

-18.87%

Net income growth 3Y

10.28%

Net income growth 5Y

-2.86%

Net income growth quarters

Net income growth years

OCF growth

4.21%

OCF growth 10Y

16.25%

OCF growth 3Y

11.97%

OCF growth 5Y

-5.42%

Revenue growth

8.07%

Revenue growth (Q)

-0.51%

Revenue growth (QoQ)

-2.47%

Revenue growth 10Y

11.29%

Revenue growth 3Y

3.4%

Revenue growth 5Y

-0.12%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-4M
EPS	$1.97
FCF per share	$2.39
Financing cash flow	$-35.1M
Free cash flow	$18.7M
Gross profit	$94.6M
Income taxes	$4.4M
Investing cash flow	$14.4M
Net borrowing	$-82.3M
Net cash flow	$2M
Net income	$15.4M
Operating income	$21.8M
Revenue	$94.6M

Metric

Value

Capital expenditures

$-4M

EPS

$1.97

FCF per share

$2.39

Financing cash flow

$-35.1M

Free cash flow

$18.7M

Gross profit

$94.6M

Income taxes

$4.4M

Investing cash flow

$14.4M

Net borrowing

$-82.3M

Net cash flow

$2M

Net income

$15.4M

Operating income

$21.8M

Revenue

$94.6M

Metric	Value
Book value per share	$24.53
Debt / equity	1.26
Debt / FCF	12.89
Goodwill	$34.7M
Net cash (debt)	$-216.4M
Net cash / market cap	-131.11%
Net debt / equity	1.13
Net debt / FCF	11.56
Piotroski F-Score	4
Property, plant and equipment	$99.5M
Shareholders' equity	$192.1M
Tangible book value	$154.8M
Tangible book value per share	$19.76
Total assets	$2.3B
Total cash	$24.9M
Total debt	$241.3M
Total liabilities	$2.1B
WACC	2.52%

Metric

Value

Book value per share

$24.53

Debt / equity

1.26

Debt / FCF

12.89

Goodwill

$34.7M

Net cash (debt)

$-216.4M

Net cash / market cap

-131.11%

Net debt / equity

1.13

Net debt / FCF

11.56

Piotroski F-Score

Property, plant and equipment

$99.5M

Shareholders' equity

$192.1M

Tangible book value

$154.8M

Tangible book value per share

$19.76

Total assets

$2.3B

Total cash

$24.9M

Total debt

$241.3M

Total liabilities

$2.1B

WACC

2.52%

Metric	Value
Working capital	$-1.8B

Metric

Value

Working capital

$-1.8B

Metric	Value
Buyback yield / dilution	-0.24%
Dividend growth	1.74%
Dividend growth (10Y)	6.39%
Dividend growth (3Y)	1.77%
Dividend growth (5Y)	5.62%
Dividend growth years	14
Dividend payment date	2026-12-04
Dividend payment years	27
Dividend payout frequency	Quarterly
Dividend per share	$0.59
Dividend yield	2.77%
Ex-dividend date	2026-11-13
FCF payout ratio	24.67%
Last dividend	$0.15
Payout ratio	29.96%
Shareholder yield	2.56%

Metric

Value

Buyback yield / dilution

-0.24%

Dividend growth

1.74%

Dividend growth (10Y)

6.39%

Dividend growth (3Y)

1.77%

Dividend growth (5Y)

5.62%

Dividend growth years

Dividend payment date

2026-12-04

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$0.59

Dividend yield

2.77%

Ex-dividend date

2026-11-13

FCF payout ratio

24.67%

Last dividend

$0.15

Payout ratio

29.96%

Shareholder yield

2.56%

Metric	Value
10Y price change	36.37%
10Y return CAGR	5.94%
10Y total return	77.98%
150-day SMA	$22.42
15Y price change	112.37%
15Y return CAGR	7.95%
15Y total return	214.89%
1D price change	1.19%
1M price change	-0.06%
1M total return	-0.06%
1W price change	-0.01%
1W total return	-0.01%
1Y price change	29.65%
1Y return CAGR	33.37%
1Y total return	33.34%
20-day SMA	$21.07
200-day SMA	$22.22
20Y price change	-35.84%
20Y return CAGR	0.56%
20Y total return	11.72%
3M price change	-9.9%
3M total return	-9.33%
3Y price change	80.59%
3Y return CAGR	26.15%
3Y total return	100.78%
50-day SMA	$21.58
50-day SMA vs 200-day SMA	50under200
52-week high	$24.66
52-week high date	2026-07-01
52-week low	$15.80
52-week low date	2025-11-17
5Y price change	-6.85%
5Y return CAGR	1.96%
5Y total return	10.19%
6M price change	-6.07%
6M total return	-4.86%
After-hours change	0.05%
After-hours close	$21.09
After-hours price	$21.10
All-time high	$45.25
All-time high date	2004-04-08
All-time low	$7.00
All-time low date	2000-05-12
Average true range (ATR)	$0.68
Average volume	25.3K
Beta (1Y)	0.25
Beta (2Y)	0.54
Beta (5Y)	0.35
Change from 52-week high	-13.46%
Change from 52-week low	35.06%
Change from all-time high	-53.07%
Change from all-time low	203.39%
Change from open	-0.97%
Day's gap	2.18%
Dollar volume	$1.3M
High price	$21.91
Low price	$21.19
Monthly RSI	57.57
Open price	$21.55
Position in 52-week range	20.83%
Previous close	$21.09
Price vs 150-day SMA	-5.28%
Price vs 20-day SMA	0.82%
Price vs 200-day SMA	-4.43%
Price vs 50-day SMA	-1.61%
Relative volume	2.49
RSI	48.96
Sharpe ratio	1.24
Sharpe ratio (3Y)	0.95
Sharpe ratio (5Y)	0.06
Sortino ratio	2.13
Sortino ratio (3Y)	1.75
Sortino ratio (5Y)	0.32
Volume	63.1K
Weekly RSI	44.14
YTD price change	6.72%
YTD total return	8.79%

Metric

Value

10Y price change

36.37%

10Y return CAGR

5.94%

10Y total return

77.98%

150-day SMA

$22.42

15Y price change

112.37%

15Y return CAGR

7.95%

15Y total return

214.89%

1D price change

1.19%

1M price change

-0.06%

1M total return

-0.06%

1W price change

-0.01%

1W total return

-0.01%

1Y price change

29.65%

1Y return CAGR

33.37%

1Y total return

33.34%

20-day SMA

$21.07

200-day SMA

$22.22

20Y price change

-35.84%

20Y return CAGR

0.56%

20Y total return

11.72%

3M price change

-9.9%

3M total return

-9.33%

3Y price change

80.59%

3Y return CAGR

26.15%

3Y total return

100.78%

50-day SMA

$21.58

50-day SMA vs 200-day SMA

50under200

52-week high

$24.66

52-week high date

2026-07-01

52-week low

$15.80

52-week low date

2025-11-17

5Y price change

-6.85%

5Y return CAGR

1.96%

5Y total return

10.19%

6M price change

-6.07%

6M total return

-4.86%

After-hours change

0.05%

After-hours close

$21.09

After-hours price

$21.10

All-time high

$45.25

All-time high date

2004-04-08

All-time low

$7.00

All-time low date

2000-05-12

Average true range (ATR)

$0.68

Average volume

25.3K

Beta (1Y)

0.25

Beta (2Y)

0.54

Beta (5Y)

0.35

Change from 52-week high

-13.46%

Change from 52-week low

35.06%

Change from all-time high

-53.07%

Change from all-time low

203.39%

Change from open

-0.97%

Day's gap

2.18%

Dollar volume

$1.3M

High price

$21.91

Low price

$21.19

Monthly RSI

57.57

Open price

$21.55

Position in 52-week range

20.83%

Previous close

$21.09

Price vs 150-day SMA

-5.28%

Price vs 20-day SMA

0.82%

Price vs 200-day SMA

-4.43%

Price vs 50-day SMA

-1.61%

Relative volume

2.49

RSI

48.96

Sharpe ratio

1.24

Sharpe ratio (3Y)

0.95

Sharpe ratio (5Y)

0.06

Sortino ratio

2.13

Sortino ratio (3Y)

1.75

Sortino ratio (5Y)

0.32

Volume

63.1K

Weekly RSI

44.14

YTD price change

6.72%

YTD total return

8.79%

Metric	Value
Float	7.2M
Float percentage	92.35%
Shares change (QoQ)	0.15%
Shares change (YoY)	0.24%
Shares held by insiders	5.81%
Shares held by institutions	58.26%
Shares outstanding	7.8M
Short % of float	2.94%
Short % of shares	2.72%
Short ratio	7.8 days

Metric

Value

Float

7.2M

Float percentage

92.35%

Shares change (QoQ)

0.15%

Shares change (YoY)

0.24%

Shares held by insiders

5.81%

Shares held by institutions

58.26%

Shares outstanding

7.8M

Short % of float

2.94%

Short % of shares

2.72%

Short ratio

7.8 days

Eagle Bancorp Montana, Inc. (EBMT)

Price

Financial snapshot

Fair-value bridge

Latest news · EBMT

Valuation

Profitability

Balance sheet

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Profile and market data

Valuation

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Growth

Financial statements

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Dividends and buybacks

Performance and technicals

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