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HCI Group, Inc. (HCI)

NYSE: HCI · USD

$195

-5.26 (-2.6%)· Recorded snapshot

Market cap	2.4B
Revenue (ttm)	952.1M
Net income (ttm)	297.8M
EPS (ttm)	$23.2
Shares out	12.4M
P/E (trailing)	8.4x
P/E (forward)	9.0x
Dividend	$1.60 (0.82%)
Volume	117,979
Beta	1.05

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	मज़बूत ख़रीद
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	मज़बूत ख़रीद
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	होल्ड

Metric	Value
Amount currency	USD
CIK code	0001400810
Company name	HCI Group, Inc.
Country	United States
Country code	US
CUSIP number	40416E103
Earnings date	2026-11-04
Earnings time	amc
Employees	594
Employees change	42
Employees growth	7.61%
Enterprise value	$1.6B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2006
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
Is primary listing	Yes
Is SPAC	No
ISIN number	US40416E1038
Last 10-K release date	2026-02-26
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$2.4B
Market cap category	Mid-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$194.70
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	HCI
U.S. state	Florida
Website	https://www.hcigroup.com

Metric

Value

Amount currency

USD

CIK code

0001400810

Company name

HCI Group, Inc.

Country

United States

Country code

CUSIP number

40416E103

Earnings date

2026-11-04

Earnings time

amc

Employees

594

Employees change

Employees growth

7.61%

Enterprise value

$1.6B

Exchange

NYSE

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2006

In index

RUSSELL2000

Industry

Insurance - Property & Casualty

Is primary listing

Yes

Is SPAC

ISIN number

US40416E1038

Last 10-K release date

2026-02-26

Last earnings date

2026-08-06

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$2.4B

Market cap category

Mid-Cap

Next earnings date

2026-11-04

Options

Yes

Price

$194.70

Price currency

USD

Sector

Financials

SIC code

6331

Stock price date

2026-10-28

Symbol

HCI

U.S. state

Florida

Website

https://www.hcigroup.com

Metric	Value
Adjusted P/E ratio	8.39x
Average P/E ratio (10Y)	36.77x
Average P/E ratio (3Y)	10.08x
Average P/E ratio (5Y)	57.44x
Earnings yield	11.92%
EV/Earnings	5.52x
EV/EBIT	3.54x
EV/EBITDA	3.49x
EV/FCF	4.02x
EV/Sales	1.73x
FCF / EV yield	24.9%
FCF yield	16.72%
Forward EV/Sales	1.6x
Forward P/E	9.04x
Forward P/S	2.38x
Graham number	212.64888
Graham upside	8.01%
Industry forward P/E	12.54x
Industry P/E	10.1x
Lynch fair value	$580.18
Lynch upside	194.7%
P/(FCF - SBC) ratio	6.16x
P/(OCF - SBC) ratio	6.13x
P/B ratio	2.31x
P/E ratio	8.39x
P/FCF ratio	5.98x
P/OCF ratio	5.95x
P/S ratio	2.57x
Price / tangible book value	2.27x
Price/EBITDA ratio	5.19x
Sector forward P/E	13.61x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

8.39x

Average P/E ratio (10Y)

36.77x

Average P/E ratio (3Y)

10.08x

Average P/E ratio (5Y)

57.44x

Earnings yield

11.92%

EV/Earnings

5.52x

EV/EBIT

3.54x

EV/EBITDA

3.49x

EV/FCF

4.02x

EV/Sales

1.73x

FCF / EV yield

24.9%

FCF yield

16.72%

Forward EV/Sales

1.6x

Forward P/E

9.04x

Forward P/S

2.38x

Graham number

212.64888

Graham upside

8.01%

Industry forward P/E

12.54x

Industry P/E

10.1x

Lynch fair value

$580.18

Lynch upside

194.7%

P/(FCF - SBC) ratio

6.16x

P/(OCF - SBC) ratio

6.13x

P/B ratio

2.31x

P/E ratio

8.39x

P/FCF ratio

5.98x

P/OCF ratio

5.95x

P/S ratio

2.57x

Price / tangible book value

2.27x

Price/EBITDA ratio

5.19x

Sector forward P/E

13.61x

Sector P/E

15.65x

Metric	Value
EBIT margin	48.84%
EBITDA margin	49.53%
Effective tax rate	25.41%
FCF margin	42.99%
Gross margin	59.73%
Operating margin	48.84%
Pretax margin	48.41%
Profit margin	32.6%
Profit per employee	$501,396
Profitable quarters	15
Profitable years	3
Revenue per employee	$1.6M
ROA	11.62%
ROA (5Y)	4.07%
ROCE	37.27%
ROE	34.97%
ROE (5Y)	16.28%
ROIC	27.84%
ROIC (5Y)	12.63%
SBC / revenue	1.26%
Tax / revenue	12.3%

Metric

Value

EBIT margin

48.84%

EBITDA margin

49.53%

Effective tax rate

25.41%

FCF margin

42.99%

Gross margin

59.73%

Operating margin

48.84%

Pretax margin

48.41%

Profit margin

32.6%

Profit per employee

$501,396

Profitable quarters

Profitable years

Revenue per employee

$1.6M

ROA

11.62%

ROA (5Y)

4.07%

ROCE

37.27%

ROE

34.97%

ROE (5Y)

16.28%

ROIC

27.84%

ROIC (5Y)

12.63%

SBC / revenue

1.26%

Tax / revenue

12.3%

Metric	Value
EPS growth	95.76%
EPS growth (Q)	8.22%
EPS growth (QoQ)	2.91%
EPS growth 10Y	22.25%
EPS growth 5Y	47.99%
EPS growth quarters	6
EPS growth years	3
FCF growth	-14.99%
FCF growth (Q)	-13.6%
FCF growth (QoQ)	-15.93%
FCF growth 5Y	46.53%
Net income growth	115.37%
Net income growth (Q)	11.54%
Net income growth (QoQ)	1.03%
Net income growth 5Y	64.48%
Net income growth quarters	6
Net income growth years	3
OCF growth	-15.33%
OCF growth (Q)	-13.71%
OCF growth (QoQ)	-15.92%
OCF growth 10Y	26.91%
OCF growth 5Y	45.55%
Revenue growth	22.77%
Revenue growth (Q)	11.15%
Revenue growth (QoQ)	1.55%
Revenue growth 10Y	14.46%
Revenue growth 3Y	23.96%
Revenue growth 5Y	23.33%
Revenue growth quarters	6
Revenue growth years	7

Metric

Value

EPS growth

95.76%

EPS growth (Q)

8.22%

EPS growth (QoQ)

2.91%

EPS growth 10Y

22.25%

EPS growth 5Y

47.99%

EPS growth quarters

EPS growth years

FCF growth

-14.99%

FCF growth (Q)

-13.6%

FCF growth (QoQ)

-15.93%

FCF growth 5Y

46.53%

Net income growth

115.37%

Net income growth (Q)

11.54%

Net income growth (QoQ)

1.03%

Net income growth 5Y

64.48%

Net income growth quarters

Net income growth years

OCF growth

-15.33%

OCF growth (Q)

-13.71%

OCF growth (QoQ)

-15.92%

OCF growth 10Y

26.91%

OCF growth 5Y

45.55%

Revenue growth

22.77%

Revenue growth (Q)

11.15%

Revenue growth (QoQ)

1.55%

Revenue growth 10Y

14.46%

Revenue growth 3Y

23.96%

Revenue growth 5Y

23.33%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-2M
EBIT	$465M
EBITDA	$471.6M
EPS	$23.21
FCF per share	$32.91
Financing cash flow	$47.9M
Free cash flow	$409.4M
Free cash flow minus SBC	$397.4M
Gross profit	$568.7M
Income taxes	$117.1M
Investing cash flow	$-533.1M
Net borrowing	$12.2M
Net cash flow	$-74.2M
Net income	$297.8M
Operating cash flow minus SBC	$399.4M
Operating income	$465M
Revenue	$952.1M
Stock-based compensation	$12M

Metric

Value

Capital expenditures

$-2M

EBIT

$465M

EBITDA

$471.6M

EPS

$23.21

FCF per share

$32.91

Financing cash flow

$47.9M

Free cash flow

$409.4M

Free cash flow minus SBC

$397.4M

Gross profit

$568.7M

Income taxes

$117.1M

Investing cash flow

$-533.1M

Net borrowing

$12.2M

Net cash flow

$-74.2M

Net income

$297.8M

Operating cash flow minus SBC

$399.4M

Operating income

$465M

Revenue

$952.1M

Stock-based compensation

$12M

Metric	Value
Book value per share	$86.60
Debt / EBITDA	0.14
Debt / equity	0.06
Debt / FCF	0.16
Interest coverage	115.24
Net cash (debt)	$804.9M
Net cash / market cap	32.87%
Net cash growth	-9.62%
Net debt / EBITDA	-1.71
Net debt / equity	-0.68
Net debt / FCF	-1.97
Piotroski F-Score	5
Property, plant and equipment	$27.5M
Shareholders' equity	$1.2B
Tangible book value	$1.1B
Tangible book value per share	$86.45
Total assets	$2.6B
Total cash	$872.3M
Total debt	$67.5M
Total liabilities	$1.5B
WACC	9.86%

Metric

Value

Book value per share

$86.60

Debt / EBITDA

0.14

Debt / equity

0.06

Debt / FCF

0.16

Interest coverage

115.24

Net cash (debt)

$804.9M

Net cash / market cap

32.87%

Net cash growth

-9.62%

Net debt / EBITDA

-1.71

Net debt / equity

-0.68

Net debt / FCF

-1.97

Piotroski F-Score

Property, plant and equipment

$27.5M

Shareholders' equity

$1.2B

Tangible book value

$1.1B

Tangible book value per share

$86.45

Total assets

$2.6B

Total cash

$872.3M

Total debt

$67.5M

Total liabilities

$1.5B

WACC

9.86%

Metric	Value
Asset turnover	0.38
Current ratio	0.86
Net working capital	$-1.1B
Quick ratio	0.68
Working capital	$-189.6M

Metric

Value

Asset turnover

0.38

Current ratio

0.86

Net working capital

$-1.1B

Quick ratio

0.68

Working capital

$-189.6M

Metric	Value
Buyback yield / dilution	-4.97%
Dividend growth	0%
Dividend growth (10Y)	2.92%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-12-18
Dividend payment years	17
Dividend payout frequency	Quarterly
Dividend per share	$1.60
Dividend yield	0.82%
Ex-dividend date	2026-11-20
FCF payout ratio	4.86%
Last dividend	$0.40
Payout ratio	6.89%
Shareholder yield	-4.15%

Metric

Value

Buyback yield / dilution

-4.97%

Dividend growth

Dividend growth (10Y)

2.92%

Dividend growth (3Y)

Dividend growth (5Y)

Dividend growth years

Dividend payment date

2026-12-18

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$1.60

Dividend yield

0.82%

Ex-dividend date

2026-11-20

FCF payout ratio

4.86%

Last dividend

$0.40

Payout ratio

6.89%

Shareholder yield

-4.15%

Metric	Value
10Y price change	624.08%
10Y return CAGR	25.09%
10Y total return	837.66%
150-day SMA	$173.01
15Y price change	2,324.75%
15Y return CAGR	27.47%
15Y total return	3,712.41%
1D price change	-2.63%
1M price change	10.88%
1M total return	10.88%
1W price change	-5.04%
1W total return	-5.04%
1Y price change	-4.91%
1Y return CAGR	-3.99%
1Y total return	-3.99%
20-day SMA	$195.51
200-day SMA	$170.42
3M price change	10.25%
3M total return	10.5%
3Y price change	241.88%
3Y return CAGR	52.6%
3Y total return	255.45%
50-day SMA	$188.52
50-day SMA vs 200-day SMA	50over200
52-week high	$208.80
52-week high date	2025-11-03
52-week low	$144.75
52-week low date	2026-05-07
5Y price change	50.68%
5Y return CAGR	10.59%
5Y total return	65.37%
6M price change	24.9%
6M total return	25.5%
All-time high	$210.50
All-time high date	2025-10-24
All-time low	$4.10
All-time low date	2008-10-10
Average true range (ATR)	$5.01
Average volume	162.3K
Beta (1Y)	0.48
Beta (2Y)	0.61
Beta (5Y)	1.05
Change from 52-week high	-6.75%
Change from 52-week low	34.51%
Change from all-time high	-7.85%
Change from all-time low	4,631.22%
Change from open	-2.23%
Day's gap	-0.41%
Dollar volume	$23M
High price	$199.14
Low price	$194.68
Monthly RSI	61.71
Open price	$199.14
Position in 52-week range	0.45%
Premarket change	-1.46%
Premarket close	$199.96
Premarket price	$197.05
Premarket volume	187
Previous close	$199.96
Price vs 150-day SMA	12.12%
Price vs 20-day SMA	-0.78%
Price vs 200-day SMA	13.83%
Price vs 50-day SMA	2.9%
Relative volume	0.73
RSI	49.74
Sharpe ratio	-0.13
Sharpe ratio (3Y)	1.21
Sharpe ratio (5Y)	0.35
Sortino ratio	0.01
Sortino ratio (3Y)	2.11
Sortino ratio (5Y)	0.66
Volume	118K
Weekly RSI	58.34
YTD price change	1.2%
YTD total return	1.94%

Metric

Value

10Y price change

624.08%

10Y return CAGR

25.09%

10Y total return

837.66%

150-day SMA

$173.01

15Y price change

2,324.75%

15Y return CAGR

27.47%

15Y total return

3,712.41%

1D price change

-2.63%

1M price change

10.88%

1M total return

10.88%

1W price change

-5.04%

1W total return

-5.04%

1Y price change

-4.91%

1Y return CAGR

-3.99%

1Y total return

-3.99%

20-day SMA

$195.51

200-day SMA

$170.42

3M price change

10.25%

3M total return

10.5%

3Y price change

241.88%

3Y return CAGR

52.6%

3Y total return

255.45%

50-day SMA

$188.52

50-day SMA vs 200-day SMA

50over200

52-week high

$208.80

52-week high date

2025-11-03

52-week low

$144.75

52-week low date

2026-05-07

5Y price change

50.68%

5Y return CAGR

10.59%

5Y total return

65.37%

6M price change

24.9%

6M total return

25.5%

All-time high

$210.50

All-time high date

2025-10-24

All-time low

$4.10

All-time low date

2008-10-10

Average true range (ATR)

$5.01

Average volume

162.3K

Beta (1Y)

0.48

Beta (2Y)

0.61

Beta (5Y)

1.05

Change from 52-week high

-6.75%

Change from 52-week low

34.51%

Change from all-time high

-7.85%

Change from all-time low

4,631.22%

Change from open

-2.23%

Day's gap

-0.41%

Dollar volume

$23M

High price

$199.14

Low price

$194.68

Monthly RSI

61.71

Open price

$199.14

Position in 52-week range

0.45%

Premarket change

-1.46%

Premarket close

$199.96

Premarket price

$197.05

Premarket volume

187

Previous close

$199.96

Price vs 150-day SMA

12.12%

Price vs 20-day SMA

-0.78%

Price vs 200-day SMA

13.83%

Price vs 50-day SMA

2.9%

Relative volume

0.73

RSI

49.74

Sharpe ratio

-0.13

Sharpe ratio (3Y)

1.21

Sharpe ratio (5Y)

0.35

Sortino ratio

0.01

Sortino ratio (3Y)

2.11

Sortino ratio (5Y)

0.66

Volume

118K

Weekly RSI

58.34

YTD price change

1.2%

YTD total return

1.94%

Metric	Value
Float	9.9M
Float percentage	79.7%
Shares change (QoQ)	-1.85%
Shares change (YoY)	4.97%
Shares held by insiders	14.7%
Shares held by institutions	70.44%
Shares outstanding	12.4M
Short % of float	5.01%
Short % of shares	4%
Short ratio	3 days

Metric

Value

Float

9.9M

Float percentage

79.7%

Shares change (QoQ)

-1.85%

Shares change (YoY)

4.97%

Shares held by insiders

14.7%

Shares held by institutions

70.44%

Shares outstanding

12.4M

Short % of float

5.01%

Short % of shares

Short ratio

3 days

HCI Group, Inc. (HCI)

Price

Financial snapshot

Fair-value bridge

Latest news · HCI

Valuation

Profitability

Balance sheet

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Profile and market data

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Performance and technicals

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