Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

JCAP stock hub

Jefferson Capital, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

JCAPis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.2B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

JCAP

In the news

Latest news · JCAP

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7

P25 8.8P50 10.4P75 13.1

Trailing P/E3.5

P25 10.9P50 14.7P75 36.2

ROE43.8

P25 4.9P50 10.4P75 15

ROIC19.1

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All JCAP market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

226

Groups with data

Currency

USD

Showing 226 of 226 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0002046042
Company name	Jefferson Capital, Inc.
Country	United States
Country code	US
Cusip	47248R103
Employees	1,120
Employees Change	-85%
Employees Change Percent	-7.05
Enterprise value	$2.6B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	2025-06-26
Isin	US47248R1032
Last refreshed	2026-05-10
Market cap	$1.2B
Market cap category	Small-Cap
Price	$19.96
Price currency	USD
Rev Per Employee	542,221.43x
Sector	Financials
Sic	6153
Symbol	JCAP
Website	https://www.jcap.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.75%
EV Earnings	15.48x
EV Sales Forward	3.78x
EV/EBIT	6.85x
EV/EBITDA	6.76x
EV/FCF	9.79x
EV/Sales	4.32x
FCF yield	21.74%
Forward P/E	7.03x
P/B ratio	2.44x
P/E ratio	3.54x
P/S ratio	2.03x
PS Forward	1.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	63.02%
EBITDA Margin	63.88%
FCF margin	44.09%
Gross margin	78.13%
Gross Profit	$474.5M
Gross Profit Growth	41.69%
Gross Profit Growth Q	36.93%
Net Income	$169.4M
Net Income Growth	45.83%
Net Income Growth Q	39.98%
Net Income Growth Quarters	4%
Net Income Growth Years	2%
Pretax Margin	35.97%
Profit Margin	30.95%
Profit Per Employee	$151,228
Profitable Years	3
ROA	12.78
ROCE	22.64
ROE	43.78
ROIC	19.1

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS Growth Years	0
FCF Growth	65.27%
FCF Growth Q	4.39%
OCF Growth	59.81%
OCF Growth Q	-2.82%
Revenue Growth	40.01x
Revenue Growth Q	27.7x
Revenue Growth Quarters	4x
Revenue Growth Years	2x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.32
Assets	$2.1B
Cash	$23.2M
Current Assets	$2B
Current Liabilities	$397.3M
Debt	$1.4B
Debt EBITDA	$3.62
Debt Equity	$2.97
Debt FCF	$5.28
Equity	$476.1M
Interest Coverage	3.62
Liabilities	$1.6B
Long Term Assets	$82.5M
Long Term Liabilities	$1.2B
Net Cash	$-1.4B
Net Cash By Market Cap	$-113
Net Debt EBITDA	$3.58
Net Debt Equity	$2.92
Net Debt FCF	$5.19
Tangible Book Value	$411.6M
Tangible Book Value Per Share	$7.06

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	5.05
Net Working Capital	$1.9B
Quick ratio	4.98
Working Capital	$1.6B
Working Capital Turnover	$0.39

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	$0.96
Dividend Years	2
Dividend Yield	4.81%
Ex Div Date	2026-03-24
Last Dividend	$0.24
Payout Frequency	Semi-Annual
Payout Ratio	12.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
200-day SMA	19.97
50-day SMA	20.24
50-day SMA vs 200-day SMA	50over200
All Time High	23.8
All Time High Change	-16.13%
All Time High Date	2026-01-13
All Time Low	15.98
All Time Low Change	24.91%
All Time Low Date	2025-08-01
ATR	0.6
Beta1y	1.19
Ch YTD	-10.65
High	20.42
High52	23.8
High52 Date	2026-01-13
High52ch	-16.13%
Low	19.66
Low52	15.98
Low52 Date	2025-08-01
Low52ch	24.91%
Ma50ch	-1.37%
Price vs 200-day SMA	-0.05%
RSI	44.16
RSI Monthly	0
RSI Weekly	46.92
Sharpe ratio	0.43x
Sortino ratio	0.79
Total Return	4.81%
Tr YTD	-9.54
Tr1m	1.73%
Tr1w	-4.36%
Tr3m	-7.97%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	6
Analyst Count Top	4
Analyst Price Target Top	$25.25
Analyst Ratings	Strong Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$0.71
Earnings Revenue Estimate	171,961,120x
Operating Income	$382.7M
Operating Income Growth	47.61
Operating Income Growth Q	42.58
Operating margin	63.02
Price target	$24.83
Price Target Change	$24.4
Price Target Change Top	$26.5

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	21,008,373%
Float Percent	34.04%
Net Borrowing	218,502,000
Shares Insiders	9.19%
Shares Institutions	21.66%
Shares Out	61,711,588
Shares Qo Q	-0.01%
Short Float	3.93%
Short Ratio	2.08
Short Shares	1.34

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$250.5M
Average Volume	252,727.3x
Bv Per Share	8.17
CAPEX	$-1.1M
Ch1m	1.73
Ch1w	-4.36
Ch3m	-9.11
Ch6m	2.62
Change	-2.16%
Change From Open	-2.25
Close	20.4
Days Gap	0.1
Depreciation Amortization	5,254,000
Dollar Volume	4,486,209.6
Earnings Date	2026-05-14
Earnings Time	amc
EBIT	$382.7M
EBITDA	$387.9M
EPS	$5.64
F Score	7
FCF	$267.7M
FCF EV Yield	10.21x
FCF Per Share	$4.34
Financing CF	149,699,000
Fiscal Year End	December
Founded	2,002
Goodwill	58,014,000
Graham Number	32.19331
Graham Upside	61.29
Income Tax	$30.5M
Investing CF	-401,943,000
Ipr	33.07
Iprfo	5.05
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-03-12
Last Report Date	2025-12-31
Last Split Type	Never
Last10k Filing Date	2026-03-13
Ma150	20.64
Ma150ch	-3.31%
Ma20	20.57
Ma20ch	-2.98%
Net CF	9,308,000
Next Earnings Date	2026-05-14
Open	20.42
Optionable	No
P FCF Ratio	4.6
P OCF Ratio	4.58
Payment Date	2026-04-02
Position In Range	39.47
Post Close	19.96
Postmarket Change Percent	-1.95
Postmarket Price	$19.57
Ppne	5,353,000
Price Date	2026-05-08
Price EBITDA	$3.18
Ptbv Ratio	2.99
Relative Volume	0.89x
Revenue	607,288,000x
SBC By Revenue	2.84x
Share Based Comp	17,224,000
Tax By Revenue	5.02x
Tax Rate	13.95%
Tr6m	5.08%
Us State	Minnesota
Volume	224,760
Z Score	2.59

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

JCAP dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.8%

$0.96 annual per share

Payout ratio

+12.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

1 consecutive years of growth

Total shareholder yield

+4.8%

Next ex-dividend date: 2026-03-24

Ownership

Who owns JCAP?

Insider, institutional, and short-interest positioning.

Institutional ownership

+21.7%

Float: +34.0% of shares outstanding

Insider ownership

+9.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

JCAP momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.2

Neutral momentum band

Price vs 200-day MA

-0.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.42

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

JCAP vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About JCAP

Hub-level FAQ points readers to the deeper analysis pages.

What is the current JCAP stock rating?

Jefferson Capital, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full JCAP analysis?

The full report lives at /stocks/JCAP/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for JCAP?

The latest report frames JCAP around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the JCAP page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.