Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

PBFS stock hub

Pioneer Bancorp, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

356.2M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

PBFS

In the news

Latest news · PBFS

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.8P50 10.4P75 13.1

Trailing P/E17.9

P25 10.9P50 14.7P75 36.2

ROEn/a

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PBFS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

170

Groups with data

Currency

USD

Showing 170 of 170 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001769663
Company name	Pioneer Bancorp, Inc.
Country	United States
Country code	US
Cusip	723561106
Employees	269
Employees Change	-10%
Employees Change Percent	-3.58
Enterprise value	$276.1M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US7235611065
Last refreshed	2026-05-10
Market cap	$356.2M
Market cap category	Small-Cap
Price	$14.78
Price currency	USD
Rev Per Employee	350,973.98x
Sector	Financials
Sic	6036
Symbol	PBFS
Website	https://www.pioneerny.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.56%
EV Earnings	13.93x
EV/Sales	2.92x
P/B ratio	1.1x
P/E ratio	17.89x
P/S ratio	3.77x
PE Ratio10 Y	44.42x
PE Ratio3 Y	14.65x
PE Ratio5 Y	47.29x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$94.4M
Net Income	$19.8M
Net Income Growth	-2.12%
Net Income Growth Q	-8.21%
Net Income Growth Quarters	1%
Net Income Growth Years	1%
Net Income Growth3 Y	0.02%
Net Income Growth5 Y	26.54%
Pretax Margin	26.24%
Profit Margin	20.99%
Profit Per Employee	$73,658
Profitable Years	9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	29.67%
Cagr3y	19.5%
Cagr5y	4.45%
EPS Growth	1.97
EPS Growth Q	-4.57
EPS Growth Quarters	1
EPS Growth Years	1
EPS Growth3 Y	1.2
EPS Growth5 Y	27.72
Revenue Growth	6.51x
Revenue Growth Q	8.27x
Revenue Growth Quarters	8x
Revenue Growth Years	4x
Revenue Growth3 Y	7.28x
Revenue Growth5 Y	12.37x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Cash	$134.5M
Debt	$54.4M
Equity	$323.9M
Net Cash	$80.1M
Net Cash By Market Cap	$22.49
Net Cash Growth	-37.84%
Net Debt Equity	$-0.25
Tangible Book Value	$311.6M
Tangible Book Value Per Share	$12.76
WACC	5.66

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.44%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	29.65%
200-day SMA	13.57
3Y total return	70.67%
50-day SMA	14.08
50-day SMA vs 200-day SMA	50over200
5Y total return	24.31%
All Time High	15.35
All Time High Change	-3.71%
All Time High Date	2019-12-31
All Time Low	7.81
All Time Low Change	89.24%
All Time Low Date	2023-10-30
ATR	0.35
Beta	0.41
Beta1y	0.39
Beta2y	0.36
Ch YTD	9.64
High	15
High52	15.18
High52 Date	2026-02-04
High52ch	-2.64%
Low	14.74
Low52	11.24
Low52 Date	2025-06-05
Low52ch	31.5%
Ma50ch	4.97%
Price vs 200-day SMA	8.88%
RSI	56.87
RSI Monthly	73.23
RSI Weekly	61.45
Sharpe ratio	1.04x
Sortino ratio	1.88
Tr YTD	9.64
Tr1m	6.33%
Tr1w	3.07%
Tr3m	-0.74%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$27.7M
Operating margin	29.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7,560,306%
Float Percent	30.97%
Shares Insiders	2.03%
Shares Institutions	15.67%
Shares Out	24,414,888
Shares Qo Q	0.21%
Shares Yo Y	-2.44%
Short Float	1.12%
Short Ratio	5.08
Short Shares	0.35

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	9,259.6x
Bv Per Share	13.27
Ch1m	6.33
Ch1w	3.07
Ch1y	29.65
Ch3m	-0.74
Ch3y	70.67
Ch5y	24.31
Ch6m	10.8
Change	-0.74%
Change From Open	0.07
Close	14.89
Days Gap	-0.81
Dollar Volume	33,683.6
Earnings Date	2026-05-22
Earnings Time	amc
EPS	$0.82
F Score	1
Fiscal Year End	December
Founded	1,889
Graham Number	15.60366
Graham Upside	6.95
Income Tax	$5M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-01-30
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-12
Lynch Fair Value	$20.39
Lynch Upside	39.76
Ma150	13.8
Ma150ch	7.08%
Ma20	14.33
Ma20ch	3.13%
Next Earnings Date	2026-05-22
Open	14.77
Optionable	No
Position In Range	15.38
Post Close	14.78
Postmarket Change Percent	-1.29
Postmarket Price	$14.59
Price Date	2026-05-08
Ptbv Ratio	1.14
Relative Volume	0.25x
Revenue	94,412,000x
Tax By Revenue	5.26x
Tax Rate	20.03%
Tr6m	10.8%
Us State	New York
Volume	2,279

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does PBFS pay a dividend?

Capital-return profile for this ticker.

Performance

PBFS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PBFS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+15.7%

Float: +31.0% of shares outstanding

Insider ownership

+2.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

PBFS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

56.9

Neutral momentum band

Price vs 200-day MA

+8.9%

50/200-day relationship not available

Beta (5Y)

0.41

Less volatile than the market

Sharpe ratio

1.04

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

PBFS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About PBFS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current PBFS stock rating?

Pioneer Bancorp, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full PBFS analysis?

The full report lives at /stocks/PBFS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for PBFS?

The latest report frames PBFS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the PBFS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.