BVMF/AXPB34 (BVMF/AXPB34)

Brazil Stock Exchange: BVMF/AXPB34 · BRL

R$170

+2.55 (+1.5%)· Recorded snapshot

Market cap	1.1T
Revenue (ttm)	377.4B
Net income (ttm)	62.6B
EPS (ttm)	R$9.48
P/E (trailing)	17.9x
P/E (forward)	16.5x
Dividend	R$1.24 (0.73%)
Volume	10,701
Beta	1.08

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 377.4B
Net income (ttm): 62.6B
EPS (ttm): R$9.48
P/E (trailing): 17.9x
P/E (forward): 16.5x
Market cap: 1.1T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E16.5

P25 n/aP50 n/aP75 n/a

Trailing P/E17.9

P25 n/aP50 n/aP75 n/a

ROE35.9

P25 n/aP50 n/aP75 n/a

ROIC11.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All BVMF/AXPB34 indicators

Market & fundamental data

Available fields

230

Groups with data

Currency

USD

Showing 230 of 230 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-23
Employees	76,800
Employees change	1,700
Employees growth	2.26%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1850
Industry	Credit Services
Is primary listing	No
ISIN number	BRAXPBBDR007
Last earnings date	2026-10-23
Last refreshed	2026-10-29
Last stock split date	2021-01-27
Last stock split type	Forward
Market cap	BRL 1.1T
Next earnings date	2027-01-25
Price	BRL 170.05
Price currency	BRL
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	bvmf/AXPB34
Website	https://www.americanexpress.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.77x
Average P/E ratio (3Y)	19.66x
Average P/E ratio (5Y)	18.06x
Earnings yield	5.58%
FCF yield	6.29%
Forward P/E	16.49x
Graham number	75.88696
Graham upside	-55.37%
Lynch fair value	BRL 89.11
Lynch upside	-47.6%
P/(FCF - SBC) ratio	16.66x
P/(OCF - SBC) ratio	13.02x
P/B ratio	6.18x
P/E ratio	17.93x
P/FCF ratio	15.9x
P/OCF ratio	12.55x
P/S ratio	3.04x
Price / tangible book value	6.18x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	20.78%
FCF margin	18.5%
Gross margin	61.95%
Operating margin	19.36%
Pretax margin	21.23%
Profit margin	16.82%
Profit per employee	BRL 815,564
Profitable quarters	35
Profitable years	35
Revenue per employee	BRL 4.9M
ROA	4.03%
ROA (5Y)	3.77%
ROE	35.93%
ROE (5Y)	33.64%
ROIC	11.81%
ROIC (5Y)	11.19%
SBC / revenue	0.87%
Tax / revenue	4.41%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	19.2%
EPS growth (Q)	30.92%
EPS growth (QoQ)	19.65%
EPS growth 10Y	12.16%
EPS growth 3Y	18.49%
EPS growth 5Y	13.12%
EPS growth quarters	5
EPS growth years	3
FCF growth	-26.56%
FCF growth (Q)	-20.46%
FCF growth (QoQ)	-0.78%
FCF growth 3Y	-9.19%
FCF growth 5Y	3.73%
Net income growth	16.27%
Net income growth (Q)	27.91%
Net income growth (QoQ)	18.67%
Net income growth 3Y	15.27%
Net income growth 5Y	9.58%
Net income growth quarters	5
Net income growth years	3
OCF growth	-16.62%
OCF growth (Q)	-13.62%
OCF growth (QoQ)	0.24%
OCF growth 10Y	8.58%
OCF growth 3Y	-4.48%
OCF growth 5Y	6.06%
Operating income growth	5.07%
Operating income growth (Q)	-6.98%
Operating income growth 3Y	10.95%
Operating income growth 5Y	8.16%
Revenue growth	11.58%
Revenue growth (Q)	11.31%
Revenue growth (QoQ)	2.82%
Revenue growth 10Y	9.12%
Revenue growth 3Y	10.24%
Revenue growth 5Y	12.09%
Revenue growth quarters	23
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -19.3B
Depreciation and amortization	BRL 10B
EPS	BRL 9.48
Financing cash flow	BRL -12.9B
Free cash flow	BRL 72B
Free cash flow minus SBC	BRL 68.8B
Gross profit	BRL 233.8B
Income taxes	BRL 16.6B
Investing cash flow	BRL -139B
Net borrowing	BRL 8.8B
Net cash flow	BRL -59.6B
Net income	BRL 62.6B
Operating cash flow minus SBC	BRL 88B
Operating income	BRL 73B
Revenue	BRL 377.4B
Stock-based compensation	BRL 3.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 276.34
Debt / equity	1.68
Debt / FCF	4.31
Net cash (debt)	BRL -85.6B
Net cash / market cap	-7.47%
Net debt / equity	0.46
Net debt / FCF	1.19
Piotroski F-Score	5
Property, plant and equipment	BRL 43.4B
Shareholders' equity	BRL 185.4B
Tangible book value	BRL 185.4B
Tangible book value per share	BRL 276.34
Total assets	BRL 1.6T
Total cash	BRL 225.1B
Total debt	BRL 310.7B
Total liabilities	BRL 1.4T
WACC	8.04%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.24
Current ratio	1.58
Quick ratio	1.58
Working capital	BRL 513.8B
Working capital turnover	3.78

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.43%
Dividend growth	7.07%
Dividend growth (10Y)	16.25%
Dividend growth (3Y)	16.92%
Dividend growth (5Y)	15.49%
Dividend growth years	12
Dividend payment date	2026-11-19
Dividend payment years	15
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.24
Dividend yield	0.73%
Ex-dividend date	2026-10-09
Last dividend	BRL 0.33
Payout ratio	20.39%
Shareholder yield	3.16%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	705.92%
10Y return CAGR	24.33%
10Y total return	782.32%
150-day SMA	BRL 165.67
1D price change	1.52%
1M price change	5.98%
1M total return	6.21%
1W price change	5.9%
1W total return	5.9%
1Y price change	-12.12%
1Y return CAGR	-11.48%
1Y total return	-11.48%
20-day SMA	BRL 159.10
200-day SMA	BRL 168.08
3M price change	-0.9%
3M total return	-0.69%
3Y price change	139.58%
3Y return CAGR	34.79%
3Y total return	144.96%
50-day SMA	BRL 163.54
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 213.57
52-week high date	2025-12-23
52-week low	BRL 149.44
52-week low date	2026-10-05
5Y price change	70.73%
5Y return CAGR	12.2%
5Y total return	77.76%
6M price change	7.25%
6M total return	7.68%
All-time high	BRL 213.57
All-time high date	2025-12-22
All-time low	BRL 8.89
All-time low date	2011-12-29
Average true range (ATR)	BRL 4.69
Average volume	2K
Beta (5Y)	1.09
Change from 52-week high	-20.38%
Change from 52-week low	13.79%
Change from all-time high	-20.38%
Change from all-time low	1,813.9%
Change from open	1.45%
Day's gap	0.07%
Dollar volume	BRL 1.8M
High price	BRL 170.78
Low price	BRL 167.62
Monthly RSI	54.12
Open price	BRL 167.62
Position in 52-week range	76.9%
Previous close	BRL 167.50
Price vs 150-day SMA	2.65%
Price vs 20-day SMA	6.88%
Price vs 200-day SMA	1.17%
Price vs 50-day SMA	3.98%
Relative volume	5.42
RSI	60.65
Sharpe ratio	-0.35
Sharpe ratio (3Y)	0.85
Sharpe ratio (5Y)	0.41
Sortino ratio	-0.29
Sortino ratio (3Y)	1.41
Sortino ratio (5Y)	0.77
Volume	10.7K
Weekly RSI	52.35
YTD price change	-16.64%
YTD total return	-16.03%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	517.6M
Shares change (QoQ)	-0.74%
Shares change (YoY)	-2.43%
Shares held by insiders	0.12%
Shares held by institutions	65.37%
Short ratio	3.8 days

Deeper analysis on BVMF/AXPB34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BVMF/AXPB34 report

Is a complete BVMF/AXPB34 research report available?

No complete published report is available for bvmf/AXPB34 (BVMF/AXPB34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

1.1T

Revenue (ttm)

377.4B

Net income (ttm)

62.6B

EPS (ttm)

R$9.48

P/E (trailing)

17.9x

P/E (forward)

16.5x

Dividend

R$1.24 (0.73%)

Volume

10,701

Beta

1.08

Metric

Value

Amount currency

BRL

Country

United States

Country code

Earnings date

2026-10-23

Employees

76,800

Employees change

1,700

Employees growth

2.26%

Exchange

Brazil Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1850

Industry

Credit Services

Is primary listing

ISIN number

BRAXPBBDR007

Last earnings date

2026-10-23

Last refreshed

2026-10-29

Last stock split date

2021-01-27

Last stock split type

Forward

Market cap

BRL 1.1T

Next earnings date

2027-01-25

Price

BRL 170.05

Price currency

BRL

Sector

Financials

SIC code

6141

Stock price date

2026-10-28

Symbol

bvmf/AXPB34

Website

https://www.americanexpress.com

Metric

Value

Average P/E ratio (10Y)

18.77x

Average P/E ratio (3Y)

19.66x

Average P/E ratio (5Y)

18.06x

Earnings yield

5.58%

FCF yield

6.29%

Forward P/E

16.49x

Graham number

75.88696

Graham upside

-55.37%

Lynch fair value

BRL 89.11

Lynch upside

-47.6%

P/(FCF - SBC) ratio

16.66x

P/(OCF - SBC) ratio

13.02x

P/B ratio

6.18x

P/E ratio

17.93x

P/FCF ratio

15.9x

P/OCF ratio

12.55x

P/S ratio

3.04x

Price / tangible book value

6.18x

Sector forward P/E

7.86x

Sector P/E

8.95x

Metric

Value

Effective tax rate

20.78%

FCF margin

18.5%

Gross margin

61.95%

Operating margin

19.36%

Pretax margin

21.23%

Profit margin

16.82%

Profit per employee

BRL 815,564

Profitable quarters

Profitable years

Revenue per employee

BRL 4.9M

ROA

4.03%

ROA (5Y)

3.77%

ROE

35.93%

ROE (5Y)

33.64%

ROIC

11.81%

ROIC (5Y)

11.19%

SBC / revenue

0.87%

Tax / revenue

4.41%

Metric

Value

EPS growth

19.2%

EPS growth (Q)

30.92%

EPS growth (QoQ)

19.65%

EPS growth 10Y

12.16%

EPS growth 3Y

18.49%

EPS growth 5Y

13.12%

EPS growth quarters

EPS growth years

FCF growth

-26.56%

FCF growth (Q)

-20.46%

FCF growth (QoQ)

-0.78%

FCF growth 3Y

-9.19%

FCF growth 5Y

3.73%

Net income growth

16.27%

Net income growth (Q)

27.91%

Net income growth (QoQ)

18.67%

Net income growth 3Y

15.27%

Net income growth 5Y

9.58%

Net income growth quarters

Net income growth years

OCF growth

-16.62%

OCF growth (Q)

-13.62%

OCF growth (QoQ)

0.24%

OCF growth 10Y

8.58%

OCF growth 3Y

-4.48%

OCF growth 5Y

6.06%

Operating income growth

5.07%

Operating income growth (Q)

-6.98%

Operating income growth 3Y

10.95%

Operating income growth 5Y

8.16%

Revenue growth

11.58%

Revenue growth (Q)

11.31%

Revenue growth (QoQ)

2.82%

Revenue growth 10Y

9.12%

Revenue growth 3Y

10.24%

Revenue growth 5Y

12.09%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

BRL -19.3B

Depreciation and amortization

BRL 10B

EPS

BRL 9.48

Financing cash flow

BRL -12.9B

Free cash flow

BRL 72B

Free cash flow minus SBC

BRL 68.8B

Gross profit

BRL 233.8B

Income taxes

BRL 16.6B

Investing cash flow

BRL -139B

Net borrowing

BRL 8.8B

Net cash flow

BRL -59.6B

Net income

BRL 62.6B

Operating cash flow minus SBC

BRL 88B

Operating income

BRL 73B

Revenue

BRL 377.4B

Stock-based compensation

BRL 3.3B

Metric

Value

Book value per share

BRL 276.34

Debt / equity

1.68

Debt / FCF

4.31

Net cash (debt)

BRL -85.6B

Net cash / market cap

-7.47%

Net debt / equity

0.46

Net debt / FCF

1.19

Piotroski F-Score

Property, plant and equipment

BRL 43.4B

Shareholders' equity

BRL 185.4B

Tangible book value

BRL 185.4B

Tangible book value per share

BRL 276.34

Total assets

BRL 1.6T

Total cash

BRL 225.1B

Total debt

BRL 310.7B

Total liabilities

BRL 1.4T

WACC

8.04%

Metric

Value

Asset turnover

0.24

Current ratio

1.58

Quick ratio

1.58

Working capital

BRL 513.8B

Working capital turnover

3.78

Metric

Value

Buyback yield / dilution

2.43%

Dividend growth

7.07%

Dividend growth (10Y)

16.25%

Dividend growth (3Y)

16.92%

Dividend growth (5Y)

15.49%

Dividend growth years

Dividend payment date

2026-11-19

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

BRL 1.24

Dividend yield

0.73%

Ex-dividend date

2026-10-09

Last dividend

BRL 0.33

Payout ratio

20.39%

Shareholder yield

3.16%

Metric

Value

10Y price change

705.92%

10Y return CAGR

24.33%

10Y total return

782.32%

150-day SMA

BRL 165.67

1D price change

1.52%

1M price change

5.98%

1M total return

6.21%

1W price change

5.9%

1W total return

5.9%

1Y price change

-12.12%

1Y return CAGR

-11.48%

1Y total return

-11.48%

20-day SMA

BRL 159.10

200-day SMA

BRL 168.08

3M price change

-0.9%

3M total return

-0.69%

3Y price change

139.58%

3Y return CAGR

34.79%

3Y total return

144.96%

50-day SMA

BRL 163.54

50-day SMA vs 200-day SMA

50under200

52-week high

BRL 213.57

52-week high date

2025-12-23

52-week low

BRL 149.44

52-week low date

2026-10-05

5Y price change

70.73%

5Y return CAGR

12.2%

5Y total return

77.76%

6M price change

7.25%

6M total return

7.68%

All-time high

BRL 213.57

All-time high date

2025-12-22

All-time low

BRL 8.89

All-time low date

2011-12-29

Average true range (ATR)

BRL 4.69

Average volume

Beta (5Y)

1.09

Change from 52-week high

-20.38%

Change from 52-week low

13.79%

Change from all-time high

-20.38%

Change from all-time low

1,813.9%

Change from open

1.45%

Day's gap

0.07%

Dollar volume

BRL 1.8M

High price

BRL 170.78

Low price

BRL 167.62

Monthly RSI

54.12

Open price

BRL 167.62

Position in 52-week range

76.9%

Previous close

BRL 167.50

Price vs 150-day SMA

2.65%

Price vs 20-day SMA

6.88%

Price vs 200-day SMA

1.17%

Price vs 50-day SMA

3.98%

Relative volume

5.42

RSI

60.65

Sharpe ratio

-0.35

Sharpe ratio (3Y)

0.85

Sharpe ratio (5Y)

0.41

Sortino ratio

-0.29

Sortino ratio (3Y)

1.41

Sortino ratio (5Y)

0.77

Volume

10.7K

Weekly RSI

52.35

YTD price change

-16.64%

YTD total return

-16.03%

Metric

Value

Float

517.6M

Shares change (QoQ)

-0.74%

Shares change (YoY)

-2.43%

Shares held by insiders

0.12%

Shares held by institutions

65.37%

Short ratio

3.8 days

BVMF/AXPB34 (BVMF/AXPB34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/AXPB34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/AXPB34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/AXPB34

Frequently asked questions

BVMF/AXPB34 (BVMF/AXPB34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/AXPB34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/AXPB34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/AXPB34

Frequently asked questions